Jump to content
  • Tweets

  • Posts

    • Thank you so much for the replies already!   Just to add to the original post , I no longer live at the address that they've send the letter to (have changed my address with DvLa) not sure if it makes a difference    For a windscreen ticket  1 The date of infringement? 11th February 2017   2 Have you yet appealed to the parking company yet? Yes. I dont have any evidence of it as it was from 3 years ago. I sent photos of the car park and my parking ticket . I still have the paid parking ticket    has there been a response? No.      have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] I can't recall this. But I believe I may have    When I received debt collectors letters , I then sent the offer to pay letters and the PDA   5 Who is the parking company? One parking solution    6. where exactly [Carpark name and town] did you park? Vantage point , brighton  08-13-2020-11.24.33.pdf offer to pay - pcn.pdf pda.pdf
    • ok, bit more info i should have stated. The claim was started within the 6 years stat limitation. the hearing was after 6 years had expired and so was the strike out. It is now 8 years past default notice, and i have not heard anything since strike out for 1.5 years. surely another claim for the same terminated account is timebarred, even if they change the amount to a lesser amount.   the issue is the oc bank has written to me stating i am due a refund of wrongly taken charges and interest FROM 2011 and have applied the refund to the os balance, which is with the purchaser company who was struck out. The oc say they have informed the purchaser of the revised balance, which means the claim against me by the purchaser was for the wrong balance. surely this does not mean thy could use this balance for a new claim 8 years later? this smells like a trick.
    • 2020-08-13 13.52.49.pdf 2020-08-13 13.52.49.pdf 2020-08-13 13.53.05-1.pdf 2020-08-13 13.53.05-1.pdf
    • Oops let me try 2020-08-13 13.50.36.pdf 2020-08-13 13.50.36 copy.pdf 2020-08-13 13.50.55 1-1.pdf 2020-08-13 13.51.05 1.pdf 2020-08-13 13.51.17.pdf 2020-08-13 13.51.17 copy.pdf 2020-08-13 13.51.30 1-1.pdf
    • Very interesting thanks BF It's paid via Amex credit card (whole amount) Value was just short of £2600 and the original value would be circa £3600.  This included a number of "offers" which is why apparently Sales cannot re-quote me because they no longer exist this month and this was a 3 years on-site warranty for the price of 2   One thing to note, the consumer rights act would be great - does this work even if I purchased it as a consumer but from their business range which initially lists it online as VAT free and the 5550 only comes up under "work" not "home" on their website where the "consumer" version would be the XPS 9500 and Work would be Precision 5550.   If I am still covered, I think your previous response about the 6 months covers my question.
  • Our picks

    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
      • 11 replies
    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
      • 9 replies
    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 6 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
Spinned

Natwest Overdraft

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3684 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I am overdrawn with Natwest by £427.53, my arranged overdraft limit is £275.

 

They applied "Guaranteed Card Payment Fees" charges for three items totalling £134.28 at £45.00 which is coming out this month.

 

Also on the account is a charge called "Maintainance Fees" at £20.00 which is also coming out this month (and also did last month).

 

I am quite scared that this amount is going to add up over time and become unmanageable, I have spoken to my branch who said to me (more or less) "You need to pay this NOW or suffer our almighty wrath!!!" which wasn't too helpful.

 

I have switched my main income to another bank account (Barclays) so it's pretty much just sitting there at £427.53 gaining charges and what have you.

 

What is the best course of action to take with the bank? I'm really quite worried about this, i hope it is in the correct forum. Thank you.

Share this post


Link to post
Share on other sites

You were right in opening a parachute account with barclays.

 

Challenge these charges, they are unfair.

 

Did you agree in writing to "guaranteed card payment". If not, tell them to remove the charges.

 

As for the "Maintainence Fees". Again, write & demand that they explain what this fee is for & ask them to justify the charge.

 

Don't speak to your branch, . From now on all correspondence must be done in writing, and sent to head office. Send everything recorded & dispute the charges. You can still challenge these charges as "Unfair".

 

Debs

Share this post


Link to post
Share on other sites

How do i word this letter without sounding cocky and not wanting to pay the overdraft of? I have no idea how to deal with these people :(

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...