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hello i have an old credit card debt with barclaycard at present but i would like to know if i can get it written off as it was originally taken out with goldfish and it was with lloyds bank and then it was with goldfish bank and now it is with barclaycard

 

i do not have any agreement at present with barclaycard as the debt has been transferred so many time, can i get this written off and how do i do this what is the procedre

 

if anyone can help it would be a great help as the debt is £6000 at present

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Have moved your post to the General Debt Forum where it will be seen by more users :)


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thanks\

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Theres no such thing as writing off a debt unfortunately.

 

It is either enforceable or not, and even if it is not legally enforceable they will still harass you for money, just that they can't take any legal/court action to recover the debt.

 

If your looking at questioning the enforceability of the debt then you can ask Sharklaycard for the agreement known as the CCA (consumer credit agreement)

 

You can do this by sending them a CCA request enclosing the statutory fee of £1 (postal order marked 'Stat fee for CCA request Only') and send it via recorded delivery so you know when they have received it, once they have received it, they have 12 working days in which to send you the agreement, when/if they do scan it and post it up on here so others can have a look and advise as to it's enforceability.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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