Present Victim of RLP (17 Years Old) - Advice Needed

[maximas]

i for one wanted my issues on an open forum,it was your team that wanted everything on a pm..then via a call,so now we have the facts could some one answer the following

should rlp letter be ignored ?

if they are what happens next ?

how many are usually sent before court action is threatened?

what time scale?

do they pursue to court in every case ignored?

just some simple questions i have been asking for a little info on for a month

any answers would be of help..by anyone:confused:

[ScarletPimpernel]

i for one wanted my issues on an open forum,it was your team that wanted everything on a pm..then via a call,so now we have the facts could some one answer the following

should rlp letter be ignored ? Yes

if they are what happens next ? They send some more letters

how many are usually sent before court action is threatened? 1 or 2

what time scale? a few weeks

do they pursue to court in every case ignored? No, they do not go to court

just some simple questions i have been asking for a little info on for a month

any answers would be of help..by anyone:confused:

 

 

You should read other threads; all these questions have been answered many times before. In particular, read the CAB report that is stickied - it makes RLP modus operandus clear, and also makes clear that apart from 3 cases (all involving employee theft), they have never gone to court.

[maximas]

a big thanks for the answers to my questions,i feel many will read this thread + feel a little better...i will keep you informed of what happens in our case....

[AnonymousFighter]

So, as a further update to this thread, today's the day that the 'offer' finally expires after three weeks of this problem shadowing me. It's a long process to go through with more to come and hope it's worth it for me but also to everyone else in both the present and the future. Expecting the second letter to arrive pretty soon... I'll give another update once it comes through as well as ignoring it.

 

I've decided to not contact TK Maxx head office by sending a letter and explain the situation as of yet.

 

ScarletPimpernel, as a member of the site team (being genuine), I thank you for your support of reassuring me and will continue to go against RLP.

 

As for maximas, to help reassure you, just ignore the letters and do some research around the forum. It should give you an idea of how to combat the problems that you will face. Remember, you can follow this thread but you can also post your own thread to get answers that fit your circumstances.

[AnonymousFighter]

[uPDATE]

 

I received my second letter last week through the post on the same day as this thread reply post. However, the letter was dated around the beginning of the week before! So lost a few days payment (if I was ever going to pay)!

 

However, I'd like to point out a very significant and important thing that you many fellow CAGgers may like to know, if this is new.

 

Towards the end of the letter, there seems to be a paragraph about the Data Protection Act 1998 (DPA). They seem to be a little more aware of what they're doing? What the paragraph includes is about personal data being held on a database for their clients, the Courts etc. No information held if below sixteen years old. Information held for three years for people aged sixteen and seventeen years old and six years for those eighteen or over.

 

There is also a box with information on if you are concerned with how RLP handles the data at the bottom of the letter. They even go on to say that you can contact the Information Commissioner's Office if the problem is unresolved when you have contacted RLP first!

 

Apart from that, for future reference, if you do get caught for whatever reason and civil recovery is likely to be used against you and the Police are not involved, try and improvise on the spot with a made up address that sounds convincing and a fake signature maybe? You can't make up your name due to being asked for ID, but you could try? (Just give something that doesn't have your address on it. This can be a way to make sure RLP doesn't have full accurate details about you? Just a suggestion...)

 

Anyway, RLP seems to use very good high quality A4 paper and professional letter style templates for a [causing problems] company... Like the new, updated look of the forums too. Until next time...

Edited August 9, 2010 by AnonymousFighter
Added compliment to updated look of the forums

[AnonymousFighter]

[uPDATE]

 

The timeframe for which I "have to pay" runs out today with the full payment in two weeks demand with my second letter.

 

So, I'm expecting a third and final letter from them before they refer me to a debt collector (when it isn't really but unjustified charges). Hopefully, I'm getting towards the end of my case pretty soon and just hope they'll go away with such a rubbish case they have against me (in my opinion with little evidence apart from CCTV that should have been expired if kept within law requirements) and move on from a painstaking chapter of my life!

 

As a teenager, I can say many of us learn from our mistakes and I won't be letting this be a repeat in my life ever again as well as many other people! Just hope RLP are not up to anything we all don't like (such as making us surprised in the future)... :S

[AnonymousFighter]

[uPDATE]

 

I received my third letter today, from the date of this thread reply post.

 

Are they taking another approach to things? I don't know.

 

The third letter entails details about the Data Protection Act 1998 (DPA) and similar information from my second letter, telling me that the information that is held about me is available to prospective employees, etc. They again, threaten me with court action, should I not settle the claim. Most importantly, they are now saying that interest is accruing on a daily basis of 8% per annum. (Is this new? It also doesn't make any sense either...) The letter then goes on to say that I have a final fourteen days to pay and failure to pay will result in further action without further notice.

 

Until next time, the battle still goes on...

[JonCris]

[uPDATE]

 

I received my third letter today, from the date of this thread reply post.

 

Are they taking another approach to things? I don't know.

 

The third letter entails details about the Data Protection Act 1998 (DPA) and similar information from my second letter, telling me that the information that is held about me is available to prospective employees, etc. They again, threaten me with court action, should I not settle the claim. Most importantly, they are now saying that interest is accruing on a daily basis of 8% per annum. (Is this new? It also doesn't make any sense either...) The letter then goes on to say that I have a final fourteen days to pay and failure to pay will result in further action without further notice.

 

Until next time, the battle still goes on...

 

Are they making it sounds as if failure to pay will result in your data being made available to others & if you do it won't?

 

As for the claim that interest is accruing you can treat that with the contempt it deserves ..... it isn't as only a court can award such interest

[AnonymousFighter]

[uPDATE]

 

Well, it's been a long time since my last update and my third letter from RLP with a final 14 days to pay already expired over a week ago, before this thread reply post. I guess the next stage is for a debt company like JB Debt Recovery to start sending me letters of demand.

 

One question I have in mind about this is how long it takes before I start to receive letters from JB Debt Recovery?

 

Otherwise (and hopefully), it will look like everything is/will be going well with them deciding to forget it and just give up, as it seems like that at the moment. (I just hope I haven't jinxed it now that they haven't forgotten and can now move on in life and that I don't get a surprise from them in the future when I'm turn into an adult!)

 

Anyway, I will still keep updating for you guys if anything turns up and also still help others out with my current experience for those who are victims in both the present and future.

Edited September 6, 2010 by AnonymousFighter
Minor edit

[JonCris]

Tell them that there's no point in you paying them because your still a minor & cannot enter into a contract AND if you did pay you would be perfectly entitled to demand it back + interest

[AnonymousFighter]

Tell them that there's no point in you paying them because your still a minor & cannot enter into a contract AND if you did pay you would be perfectly entitled to demand it back + interest

 

I didn't know about that in the second half of the sentence. Thank you for that.

[AnonymousFighter]

[uPDATE]

 

This isn't an update that I usually do but I still have not received any other letters from RLP as of yet or from any companies like JB Debt Recovery.

 

At the moment, it still therefore seems as if they have given up. I'm still going to be patient and wait if one comes through though. (I just hope this is coming to an end!) From tomorrow, the next day after this thread reply post, it will have been two weeks since my third and final payment demand deadline came to an end.

[JonCris]

Payment or not your details will still be on their data base

[rebenga]

[uPDATE]

 

This isn't an update that I usually do but I still have not received any other letters from RLP as of yet or from any companies like JB Debt Recovery.

 

At the moment, it still therefore seems as if they have given up. I'm still going to be patient and wait if one comes through though. (I just hope this is coming to an end!) From tomorrow, the next day after this thread reply post, it will have been two weeks since my third and final payment demand deadline came to an end.

 

hi I just receive my third letter from rlp and waiting for JB debt recovery.

[AnonymousFighter]

Payment or not your details will still be on their data base

 

I know what you're saying and am aware of that as well as what can happen to it (i.e. mistaken for terrorism, etc.). Over time, this data will be out of date. Personally, the "lesser of two evils" would be the database as opposed to the money, because they are only allowed to keep my details for three years as I'm only 17 at the cause of the incident and if they didn't keep within the Data Protection Act, then one day, they will be caught for their own "wrongful actions" when we can finally sue them for money in the future.

[AnonymousFighter]

[uPDATE]

 

So, it has been a while since I last updated this thread post.

 

Good news so far! I've no letter from any third-party debt collector yet and it's been nearly a month since my final deadline for payment from my third and final RLP letter! This Thursday (marking one month since my final deadline), I'm going to officially close this thread by not issuing anymore updates, meaning that I will have assumed that RLP has given up on me, if that is the case then.

 

I'd like the opportunity to say thank you to all members in this wonderful and fantastic community of this forum who have helped me and given me confidence in dealing with this problem that I found threatening and a burden, especially JonCris, an excellent mastermind in the world of RLP (and keep up the good work!), otherwise I wouldn't have been able to cope!

 

Maybe it's time to safely say that this situation/story will be one of the few on the forum that has a happy and final ending that people will know about (unlike many others that didn't even have an ending and leaving it a mystery) and can also now finally move on in life.

 

However, that's not all. I will be here to help many others who will be in similar situations like mine from now on, to repay for what I have been given.

 

Closing this thread post doesn't necessarily mean that I'm not in any more trouble with RLP but does mean I will be extra vigilant if anything further unexpectedly appears from RLP, hence, more updates will be continuously posted when opportunities arise.

 

So, to all contributors of this forum, keep up the fantastic work for years to come and until next time on Thursday, I'll hopefully be posting my final update and closing this chapter of my life forever...

[AnonymousFighter]

hi I just receive my third letter from rlp and waiting for JB debt recovery.

 

Don't worry about this part of the process. You might end up lucky like me and never ever get anything!

 

However, if you do get one, look for words like "considering" and "may". By looking around in the forum, I've learnt that it means that the debt collector will definitely not be doing anything at all!

 

Good luck with your situation!

[AnonymousFighter]

[FINAL UPDATE]

 

Well, today's the day that marks one month since my deadline from the third and final letter from RLP. From then to this day, I have not received any other letters at all, including third-party debt collectors.

 

Thanks to ignoring the letters that I've received as advice given to me, I'm going to definitely say that it does seem that RLP has given up on my case (that I personally said was useless to claim against) and officially close this thread post from further updates. However, feel free if any of you guys want any further help in any way as I'll still be around to help repay for the help and advice given to me as well as many othet contributors.

 

However, some of my data will be on their database, whether paying up or not. I chose not to admit my guilt as it is considered to some people. But this should only be on there for three years maximum (as I was 17 at the time of the incident). If we ever truly find out that RLP does not stay within the Data Protection Act (which is very likely), then one day, we shall claim against them but also against how costs they demand are unjustifiable as well as including demands for large amounts of cash from juveniles!

 

I'd like to again say thank you to all who contributed in helping my situation, especially JonCris, who has been a tremendous help.

 

Like I've said before, I'll be extra vigilant if anything else turns up regarding this issue in the future and I'll report it here when necessary.

 

For those reading in the future, I hope my case will help you in many forms (as I want it to) and please do read elsewhere in the forum for extra help and reassurance and good luck in dealing with your own situations.

 

Civil Recovery is meant to act as a deterrent to you but also many others and I've definitely learnt my lesson (as a teenager) to try and not get into this mess ever again. I hope this will be the same to you guys too.

 

So, here's to a happy ending and close to a terrifying chapter of my life (for now) and I offer appraisal to the community of this forum…

 

AnonymousFighter signing off.

 

[THREAD POST CLOSED]

Edited September 23, 2010 by AnonymousFighter
Minor edits

[didnotdoit]

Any further development?

[AnonymousFighter]

Any further development?

 

didnotdoit, to this day (the date of this thread post reply), I have still not received anything else from RLP or any third-party debt collector (thank goodness).

 

Hope that this case will be the same for you. All I did was accept the advice to ignore the letters and to not contact them at all. Even then, if you do face something in the future, there will always be somebody at hand to help you in this forum. Good luck!