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Car sold on HP to youngster with depressive illness

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Hello there

New on here and looking to see if there is a way to help a young lady find a way out of a real mess.

Briefly she was sold a sporty cabriolet by Arnold Clark on finance, with lots of bells added on, at a time when she was on sick leave due to depression. This is still her situation but she is now pregnant and is now even less able to afford the car payments. They took her old car as a trade in.

Can this be right that HP can be arranged for someone so vulnerable and is there any way that it might be shown that Arnold Clark were irresponsible in their actions, thereby allowing her to find a way out.


Many thanks in advance

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It would be necessary to prove that the lady was mentally incapable to enter into a credit agreement - this would require irrefutable medical evidence from a medical professional.


Suggest that the lady seeks the advice of a money advisor at her local CAB or local council. Check the following link to find a local money advisor:


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