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    • Debt charities have urged the Insolvency Service to develop stronger rules to protect customers from bad practice among IVA lead generators View the full article
    • Hi,     I'm in the process of voluntary termination of my moneybarn agreement, in accordance with secion 99(1) of the Consumer Credit Act 1974. I have returned the vehicle, it was collected by a 3rd party on behalf of MB, in driveable condition with fear wear and tear condition.  Their report states that the condition was "Average" (The options were Good, Average and Poor). I have paid more than 50% and recently, before starting the VT process spent £700 to make sure car is roadworthy (gearbox repairs). I am £880 over the 50% mark. Today I've received final billing letter estimating body repairs at over £1,300 (the bodywork is fine - peeling lacquer and alloy wheels would need refurb though). I've purchased the car at 7 years old with over 80k miles, through National Car Credit (pretty sure I've seen another topic on here about them). The car is now more than 10 years old, and I did take pictures + videos of the car before it was collected.   Now. I've had a payment holiday through April and May (which I don't dispute and will willingly cover the amount that they're asking for this payment holiday term) But however I'm not okay with covering the bodywork repairs for a car that is over 10 years old and wasn't excellent condition the day I've purchased it. It came with no service history book and only one key (on my own expense I've purchased another one and had it programmed)   No arrears on the account, no missed payments (just 2 month agreed payment holiday - between myself and MB) which I'm okay to cover. Given the car back in drive-able condition (it was very noisy the week before it was collected, hence why I've spent money on repairs) half of tank of petrol, kept tax up to the day it was collected.   Advice would be appreciated, thank you.   dx: I can't pm you as I haven't got enough posts on here, but if you'd like more details and see what has been sent and see the responses please PM me.     Thanks.
    • I am not a lawyer but I definitely think you are correct.   You will need evidence that Fast Track was not available on your way out - "Unknown reasons" sounds ominous. Do you have pictures/videos/written records to prove it?   Ryanair website states they are not responsible for you missing your flight as a result of fast track, but it doesn't say anything about not being responsible for the product they sold you not being available. Have you tried asking for a refund already?   Either way they sold you something that they did not provide - I don't see how this can be legal - and hopefully you should be able to prove it. Get written evidence that they refused to refund you (if you don't have it already) and take it straight to your card provider. (by many accounts it seems pointless to try and negotiate with Ryanair)
    • Hello everyone, recently I ordered 4 birds, 2 canaries and 2 lovebirds from a pet shop in Nottingham. When I received the birds, one of the canaries looked scruffy and had a bald spot on its back. when I asked the owner if this was normal he stated that “it is a baby and will be normal in a week” so I waited a week and I discovered it was sneezing throughout the night. I then decided to check their weight and the scruffy one was only 15 grams while the other was 26 grams. While weighing them I discovered they were covered in blood mites (small bugs that feed on blood) so I contacted him and he said I could return them but I’m unable to drive an hour to his shop so I offered to pay another delivery fee fr him to pick it up but he was ignoring me so I decided to try to treat them and bought many medicines and I cured their mute problem but now all 4 birds are sneezing, I’ve had many birds before and I’ve never had these problems so I asked him if he couldn’t please come pick them up but he kept reading my messages and ignoring me then when I called him he blocked my number so I messaged him on my other number laws showing te sale of an ill animal is prohibited and sent him proof of his false advertising (saying they were “excellent healthy birds”) proof fm their illness and he blocks me again. I feel scammed and according to the law he I is obligated to refund me for the birds and any medical expenses but I don’t know know where to report him or what to do about it. Any suggestions would  be greatly appreciated. Thank you 
    • well anyway. as its the same email then and not directed at them to pay no its not correct they have done it under gdpr etc etc.   so regarding the debt. what readings prior to this have you been sending? to prove this billing is correct or not  have regularly sent them before  and is the estimated readings higher than your actual usage. when does the debt First date back too aswell        
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
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My sister in laws laptop screen went blank while she was using it. I have it now and have rebooted. Everything starts (including the fan) and all lights come on. Unfortunately, the screen is just black. Have tried pressing F8 on boot up but still stays black.

 

Any ideas?


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Is their a button to switch to an external monitor? fn button and an F number key? Thats one possibility.

 

If that is all OK, my initial thaught is maybe the back light has gone on the screen... Hard to see but is there an image there only in black? Hold the lapyop at diferent angles to a light and maybe you'll see what appears to be a ghost of an image...


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Morning,

I had a monitor that did that and it was the light source that went.

If the laptop has a VGA connector, can you try and plug in an external monitor to see if it works that way


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Thanks guys.

 

Have just tried using a VGA cable to connect it to my TV. The TV says 'No signal through PC'. I have repeatedly pressed fn + f3 (which is the screen transfer thing), but it's still blank. I have held it to the light, but I'm afraid it's black. There are no shadows or anything. The screen actually went off as it was being used yesterday.


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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It sounds..... expensive :p

 

How old is the laptop?


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It's about 2 years old. It hasn't really been looked after properly and some of the casing is loose due to screws falling out, and getting lost.

 

I don't think the warranty rule under SOGA would be a very good idea. There is obvious abuse to the laptop.


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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take the memory out sod...

then try.

 

sound like its not booting at all nothing to do with the screen.

 

could be heat related fried the CPU.

 

if you ID the HDD LED, does it flicker as if the HHD is being accessed or do nothing or stay on?

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Took out the memory and had a look around the workings. Can't see anything that looks wrong. Started it again and as before, everything lights up and the fan starts but the screen stays dead (as if it was switched off). The CD drive however, seems to be making a weird clicking noise. The powe/charger light comes on and the wireless LAN light, but nothing else.


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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then its either the CPU fried [i've have 17 this last 10days on lappys]

or its the internal PSU/volts regs

eitherway not the screen.

 

its not even booting

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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She has decided to give up and get a new one. I can't veleive she paid £500 for this. It is a High-Grade single core laptop with only 1GB of RAM:eek:. She can get one that's 20 times better than that for the same price.

 

 

Thanks for all your help anyway.


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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One easily recyclable bit is the hard drive. You can get a case for this for around a fiver and it becomes a USB storage device! Well worth the money.


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Or send a cheque or postal order payable to Reclaim the Right Ltd.

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Any links for cases would be appreciated.

 

Is it an easy operation?


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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http://www.ledshoppe.com/storage.htm

 

in hong kong but we have had lots of bits off them, well cheap take 5 - 10 days and most stuff post free

 

here you go this is the SATA on , check what the drive is before you order SATA or PATA , the rest is easy plug onto end of drive , close case and 2 small screws

 

tiny screwdriver supplied and screws

 

pic for ya

 

DSCF0383.jpg

Edited by kiptower

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this is a SATA drive

sata.jpg

 

the connection is like 2 little L shapes with gold strips on it for connecting.

 

 

 

 

This is a PATA

pata.jpg

 

Pata has gold pins.

 

 

Once you know what you have, just search the amazon link (hover mouse over the word amazon, then click the image that appears) for "2.5 sata/pata external usb" and you'll find them.


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thanks Locu was just about to post similar

 

the Led Shoppe ones are about the cheapest I have found as free postage ( got 5 here lol ) they do come with a decent usb lead with the 2 plugs @ one end to connect tho the PC , to over come the power problem with some USB ports etc


NEVER FORGET

 

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HIGHWAY OF HEROES

 

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Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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Yeah, CAG will get a little commision on the amazon ones tho ;)

 

mine go out as fast as they come in... linking them to a wii makes that console 100x better ;)


If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

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