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    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
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Advice needed on faulty finance car


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Hi guys, I just need a bit of info/help on my rights regarding a faulty finance car. I bought the car on the 19th march 2010, after a month I had EAC Fail come up on the dash so the car went back and they tried to fix it.. it's going back in tomorrow for the 4th time with the same problem, it's now out of its 3 month warranty but they're still fixing it for free.

 

I read under the 'Sales of Goods Act 1979' that when buying something it should be of a condition reflecting its age, now the car is only a 52 plate fiesta lx so it shouldn't keep having this problem as far as I'm concerned (a quick google search showed that this particular car has this problem alot though)

 

As it's on finance am I even remotely entitled to return the car to the dealer and have them buy out the finance? I don't even want them to fix the car now, I just want to return it.

 

Thanks in advance,

Mike.

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Well I did a google search and lots of people have the EAC problem but no-one seems to know what the problem actually is or a fix for it.

 

The latest from them today is "there's nothing wrong with it, we can't fix it unless you bring it down when the lights flashing" it's a bit awkward if it comes on in the evening, what am I meant to do, leave the car running overnight until I can get it to them the next morning.

 

I think I'm gonna go down there tomorrow and get them to take it back

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The fault is well documented. There are 3 possible causes, 2 of which are easily checked, the third a bit more involved.

 

The main issue is the throttle body. These were modified and it's easy to check. There is a number on the side of it. A modified one has a different number to original. You can find this out on the net. From memory the original faulty one has something like 000 at the end and a good one something like 500. Can't remember to be exact.

 

The next is the wiring to to throttle, they had to change a connector or something.

 

If these two things are confirmed as modified then the problem is likely to be in the control unit but incidences of this are extreamly rare and given the number they produced you'd be unlucky as it's not an issue registered as a problem.

 

Best bet is to call a dealer. Don't talk to the muppets on reception. Ask for the workshop controller and see if he/she can tell you how to identify a fixed car. It's also possible for them to see if the problem was fixed under warranty and you might like to ask if the service campaign is still open, though I doubt it in 2010.

 

It is fixable, it is identifiable if you have the right numbers. Unfortunately I don't have the time to find them again.

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