Jump to content


caroline takes on barclays


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5140 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I Am On The Second Stage Of Claiming My Money Back From Barclays Bank.

 

I Have Sent Them Today A Letter And A Spreed Sheet On The Charges Am Claiming Back, So Will Now Have To Wait The 14 Days.

 

So Far So Good Things Running Along Nicely. :eek:

Link to post
Share on other sites

As far as I know none of the banks have gone to Court. But Barclays are not going to pay in full until you have filed a claim, paid the fees and got a date for your hearing. They pay up just before the hearing date. They will still try to haggle and not pay court costs and interest unless you are determined to go take them to court. If you are weak you will lose out. Look at MaisieLou and Nightstar's threads for some recent successes

 

 

Spotty

[sIGPIC][/sIGPIC]Statement request 4th May

Prelim Letter sent 24th May

LBA 7th June

Thanks but no thanks letter sent 22 June

MCOL 22nd June

Claim acknowledged 26 June

AQ sent 2nd August

17 Nov Court Date Set for 29 Jan 2007

Settled in full 12/12/06

Link to post
Share on other sites

Suprise,Suprise just days before the 14 day dead line is up,got home tonight and a letter from barclays was waiting for me,

saying sorry about the service i have received from them and they will contact me before 28th sept, or i can contact them, so another standard letter.

 

i will not be waiting until the 28th sept its on my terms which was stated in my letter to them.

 

so come next monday (11th sept) i will then send them a LBA letter.

 

and keep rolling on.:rolleyes:

 

 

 

Data Protection Act request sent 15.08.06 recorded delivery

Statements received 26.08.2006.

Request payment letter sent 29.08.06 recorded delivery

Link to post
Share on other sites
  • 3 weeks later...

Multiply the charges total (before the 8% is added) by 0.00022. So if, for example, your charges are £1850 multiply 1850 x 0.00022 the calculator will display 0.407. That's 40 p per day.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

Link to post
Share on other sites

Data Protection Act request sent 15.08.06 recorded delivery.

Statements received 26.08.2006.

Request payment letter sent 29.08.06 recorded delivery.

sent LBA letter 11/09/06 recorded delivery.

Money claim submited 26/9/06.

Link to post
Share on other sites
  • 2 weeks later...
  • 2 weeks later...

Data Protection Act request sent 15.08.06 recorded delivery.

Statements received 26.08.2006.

Request payment letter sent 29.08.06 recorded delivery.

sent LBA letter 11/09/06 recorded delivery.

Money claim submited 26/9/06.

Barclays Acknowledged money claim 16.10.06

Link to post
Share on other sites
  • 2 weeks later...

barclays have filed a defence so now i will be sent a Allocation Questionnaire to complete, has anyone else got this far or further will it mean it will now have to go to court your will they pay out?

 

Data Protection Act request sent 15.08.06 recorded delivery.

Statements received 26.08.2006.

Request payment letter sent 29.08.06 recorded delivery.

sent LBA letter 11/09/06 recorded delivery.

Money claim submited 26/9/06.

Barclays Acknowledged money claim 16.10.06

barclays filed a defence 27.10.06

Link to post
Share on other sites

Once the defence is filed both sides are sent an Allocation Questionnaire to complete and return to the court. Then a judge will decide on a hearing date. Barclays generally pay out prior, (sometimes only just prior), to the hearing date

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

Link to post
Share on other sites

Caroline. You have to be prepared to go all the way to court. But, you should know, having read the threads here, that they are yet to let it go that far.

 

By stretching the time as far as they can, they are hoping that your questions and doubts are raising their ugly heads, and that you buckle under the pressure.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

Link to post
Share on other sites
  • 2 weeks later...

Data Protection Act request sent 15.08.06 recorded delivery.

Statements received 26.08.2006.

Request payment letter sent 29.08.06 recorded delivery.

sent LBA letter 11/09/06 recorded delivery.

Money claim submited 26/9/06.

Barclays Acknowledged money claim 16.10.06

barclays filed a defence 27.10.06

sent form back to court for court date 07/11/06

Link to post
Share on other sites

Hi Caroline,

 

Just wanted to say that your thread is so clear and helpful, i am sure many people like myself will benefit from reading it. Please update us right to the end as it will be interesting to see whar happens. Lastly i wish you every success in winning your claim. Enjoy the money you deserve it.

 

Kind Regards Mark

NATIONWIDE:

WON - 26/10/06

FULL REFUND - WITHIN 7 DAYS OF MCOL

Acknowledged - 25/10/06

MCOL Issued - 24/10/06

MCOL Sent - 23/10/06

LBA sent 01/09/06

Prelim Sent - 07/08/06

BARCLAYS BANK:

AQ sent 25/1/07

Defended on last day possible.

MCOL - Issued 13/12/06

MCOL- Sent 12/12/06

S.A.R - Sent - 25/10/2006

S/Ment rec - 4/11/06

Prelim sent - 6/11/06

BARCLAYS LOAN:

S.A.R - Sent - 25/10/2006

BLACK HORSE:

SETTLED IN FULL

S.A.R - Sent - 25/10/2006

CCA to get loan agreement info - Sent - 25/10/06

Prelim sent PPI + Charges 11/11/06

CAPITAL ONE

Prem sent 11/12/06

S/Ments Rec - 5/12/06

S.A.R - (Subject Access Request) - Sent - 9/11/06

Link to post
Share on other sites

thank you mark that was a nice comment. i hope it will be of use to someone, i heard that if you win the claim you cant tell anyone on this site because you have to sign an agreement with the bank so you can get your money dont know how true this is.

Link to post
Share on other sites

They may well attempt to get you to sign a confidentiality clause as part of the settlement, but you do not have to agree. Don't forget that you hold all the aces. They will pay up in full eventually even if you decide not to agree to keep quiet.

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

Link to post
Share on other sites
  • 3 weeks later...

well i posted the court questionure back on the 7th november it had to be back by the 15th november that was the dead line.

 

i have'nt heard anything since should i worry?

 

it stated is there any dates you can not make court i put the whole of december ( am away until new year) should that make a diffrenance?

 

Data Protection Act request sent 15.08.06 recorded delivery.

Statements received 26.08.2006.

Request payment letter sent 29.08.06 recorded delivery.

sent LBA letter 11/09/06 recorded delivery.

Money claim submited 26/9/06.

Barclays Acknowledged money claim 16.10.06

barclays filed a defence 27.10.06

sent form back to court for court date 07/11/06

Link to post
Share on other sites

Nothing to worry about. The Judge may take a couple of weeks before looking at your file. You're on the back straight now.

 

Hang on in there.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

Link to post
Share on other sites

aslo i havent been made any offers from the bank which looking on here that seems to be the norm that the bank at this stage offers are made.

 

is it that the banks have stopped paying out?

 

Data Protection Act request sent 15.08.06 recorded delivery.

Statements received 26.08.2006.

Request payment letter sent 29.08.06 recorded delivery.

sent LBA letter 11/09/06 recorded delivery.

Money claim submited 26/9/06.

Barclays Acknowledged money claim 16.10.06

barclays filed a defence 27.10.06

sent form back to court for court date 07/11/06

Link to post
Share on other sites

The only offer that you should settle for now is full amount plus interest, plus Court costs. They are still paying out, don't worry. The money they are paying hardly dents the profits they are making.

 

They know you mean business now - you're nearly there.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...