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    • Not sure about the lease read through all the documents i have and couldnt find anything about parking. Contacted the management Office to get a copy sent to me. When i complained to them about the ticket they told me to appeal so they clearly don't care.      and yes it's a gated underground parking area with key fob entry. 
    • The coronavirus pandemic has thrown many countries into recession - but what exactly is it and how could it affect you? View the full article
    • Oh and before bed   Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.   Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.   Then, little as the information 'leaked' is, you see   "largest studies in the world on coronavirus in schools" and then "The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."   Then you click. That averages 200 pupils and staff per 'institution' checked We dont know what these institutions are, but I think over 200 is the average for infants schools. Other schools tend to be FAR larger. Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?   We currently understand that younger children (pre teenage) seem to present few/less symptoms  (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.   I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary. We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.   So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes - Has maybe resulted in no great evidence of covid spread perhaps?   Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..     Lets let the mail lead the way Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully' https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html     and the ONS stats showing how similar the stats are (a statistically significant  difference can be very little actual difference)   https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020     Notes: These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.  
    • i understand and agree you should write a formal letter of complaint about the email by royal mail.   i also think you should totally dispute the arrears balance, esp as it goes back so long   send them an sar and add to the text in it that you want statements/bills dating back to the gb energy a/c.
    • When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise   and that resulted in 18 million plus people coming back into the UK untested from hotspots .. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down   That went well says cummings      
  • Our picks

    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
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    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
zazen.warrior

Philips Specialist Bailiff & Debt Recovery Agents

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hi there. had a stat demand from connaught/1st credit set aside with the kind help of people on this forum... the thread is here...

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/174441-connaught-stat-demand-help.html

 

as you can see, I won the case as they never turned up and had nothing to support their claim that the debt was mine.

 

however, 1st credit never paid the costs i was awarded and have now contacted me again about this debt... this time, with what is purported to be a notice of assignment from the original creditor, HSBC.

 

I really don't know what to do.. is this possible that they can resurrect this issue?? am i vulnerable to this attack? any advice would be very welcome...

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hi there. had a stat demand from connaught/1st credit set aside with the kind help of people on this forum... the thread is here...

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/174441-connaught-stat-demand-help.html

 

as you can see, I won the case as they never turned up and had nothing to support their claim that the debt was mine.

 

however, 1st credit never paid the costs i was awarded and have now contacted me again about this debt... this time, with what is purported to be a notice of assignment from the original creditor, HSBC.

 

I really don't know what to do.. is this possible that they can resurrect this issue?? am i vulnerable to this attack? any advice would be very welcome...

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This is quite prevalent this year, matters not that Pielips are bailiffs, they can't do anything as they can only act as debt collectors, who we all know have no legal rights or powers.

 

The only time Pielips can act as certified bailiffs is if you have been awarded a CCJ,

These eeejits need reporting not only to TS but the OFT and the regulatory body that polices bailiffs.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I've had the same today for an alleged Goldfish debt. I have never had an account with Goldfish! It also refers to Aktiv Capital. Nope never had an account with them either.

 

Says exactly the same on the header of my letter. The dreaded B word!

 

Thais is getting filed in the bin!

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Two threads merged.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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I've just received a letter from Philips too regarding an old debt with Welcome Finance, which was passed onto a DCA (can't remember the name), then to another (Zinc) and now Philips. The debt is statute barred next month, and I've never acknowledged the debt since 2004 - should I file this new attempt away or am I to expect a visit?

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You MUST complain to the OFT/TS via Consumer Direct - Contact us about this shady tactic.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Got a begging letter from these Charlie's this am.

 

I had grounds for a Trading Standards Office complaint before I even got past the letter header!! And that complaint has been duly made: misleading people by using the word Bailiff in the header on a debt recovery letter. V. naughty.

 

Racked my brains trying to remember what this could possibly be and decided it must be an extremely Statute Barred alleged debt to Halifax PLC.

 

I seem to recall they made a blunder on my account and slapped on a load of charges as a result. They were very unhelpful regarding refunding them so I went into my previously unused overdraft to the exact value of the charges and abandoned the account. (I could be belligerent even before I discovered CAG)

 

Anyway this must be over a decade ago, I have sent them a prove it letter advising them of the TSO complaint I have made.

 

In the unlikely event of any evidence being produced they will get the Statute Barred letter.

 

This is very desperate debt collection activity....

 

 

 

Snap!!

 

I too had a letter from them today. Are they new kids on the block? Your thoughts are the same as mine on the bailiff bit. Our debt is at least 13 years old, and gets passed round like the last sandwich at a party [nobody wants it].

 

Just going to send copy of the letter to the OFT, to join all the others I've sent them. I guess as the undergrads are all now on holiday, we can all expect loads of rubbish from these sorts of people.

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should I file this new attempt away or am I to expect a visit?

 

Yes file it away under ignore, and make a complaint to Consumer Direct - Contact us who will inform the OFT and TS for you.

 

They cannot act as bailiffs as they haven't been instructed by the courts, they can only act as a DCA, and as we all know DCA's have absolutely not powers of any sort, so if they foolishly send anyone round, you can quite rightly tell them to clear off or you'll call the Police.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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You have all just deflated my ego!!!!

 

I thought that at last I had finally been singled out when I too had my Phillis Bailiffs Letter:(

 

Mine too was allegedly a Goldfish Card via krapital. I have NEVER EVER applied for a Goldfish Card, let alone had one and run up a debt.

 

Off to add my complaint to all the others, and then I will decide which course of further action to take - maybe just wait and see what they send next! oh, and must check CRAs too.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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OOOPs double post - computer gremlins

 

You have all just deflated my ego!!!!

 

I thought that at last I had finally been singled out when I too had my Phillis Bailiffs Letter:(

 

Mine too was allegedly a Goldfish Card via krapital. I have NEVER EVER applied for a Goldfish Card, let alone had one and run up a debt.

 

Off to add my complaint to all the others, and then I will decide which course of further action to take - maybe just wait and see what they send next! oh, and must check CRAs too.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Jeez, they have been busy, exact same letter today, clever bailiff heading i sweated for all of 30 seconds (and that was because it was hot):D

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Perhaps they have been warned about their headed paper and have decided to get rid of their stocks and order new?


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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well we got one yeasterday regarding an Abbey loan account for £2000 which is our debt they giving us 7 days to pay up can i cca them i had no letter from abbey saying they had passed this debt on.

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These guys have "misleading" and "clueless" built into their business plan. We get regular letters from them about a DVLA matter. Once you get over the letterhead and actually read the letters you realise that they are spouting lame rubbish.

 

As usual, ignore.


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can i cca them i had no letter from abbey saying they had passed this debt on.
Yes. ;)

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Still CCA them loans come under s77 of the act.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Philips aren't new actually. Last year they even sponsored the Credit Today calendar. I threw mine in the recycling as soon as I'd received it :D


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Post removed.

Edited by zazen.warrior

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Zazen

 

I've had a letter just like you

 

PhilipsClean.jpg

 

mmmm....blank sheet.. wonder if i could send them a convincing theat-o-gram...

 

 

 

t-star


FOR THE BENEFIT OF OUR FRIENDS IN THE NSA USING THE PRISM SYSTEM. HELLO FROM THE UK.

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My own version of a threat-o-gram

 

PhilipsClean2.jpg

 

i know it doesnt say much...but then again thats the general feeling of letters from DCA's

 

 

t-star


FOR THE BENEFIT OF OUR FRIENDS IN THE NSA USING THE PRISM SYSTEM. HELLO FROM THE UK.

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I dare you to send it :D


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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