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Philips Specialist Bailiff & Debt Recovery Agents


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hi there. had a stat demand from connaught/1st credit set aside with the kind help of people on this forum... the thread is here...

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/174441-connaught-stat-demand-help.html

 

as you can see, I won the case as they never turned up and had nothing to support their claim that the debt was mine.

 

however, 1st credit never paid the costs i was awarded and have now contacted me again about this debt... this time, with what is purported to be a notice of assignment from the original creditor, HSBC.

 

I really don't know what to do.. is this possible that they can resurrect this issue?? am i vulnerable to this attack? any advice would be very welcome...

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hi there. had a stat demand from connaught/1st credit set aside with the kind help of people on this forum... the thread is here...

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/174441-connaught-stat-demand-help.html

 

as you can see, I won the case as they never turned up and had nothing to support their claim that the debt was mine.

 

however, 1st credit never paid the costs i was awarded and have now contacted me again about this debt... this time, with what is purported to be a notice of assignment from the original creditor, HSBC.

 

I really don't know what to do.. is this possible that they can resurrect this issue?? am i vulnerable to this attack? any advice would be very welcome...

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This is quite prevalent this year, matters not that Pielips are bailiffs, they can't do anything as they can only act as debt collectors, who we all know have no legal rights or powers.

 

The only time Pielips can act as certified bailiffs is if you have been awarded a CCJ,

These eeejits need reporting not only to TS but the OFT and the regulatory body that polices bailiffs.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I've had the same today for an alleged Goldfish debt. I have never had an account with Goldfish! It also refers to Aktiv Capital. Nope never had an account with them either.

 

Says exactly the same on the header of my letter. The dreaded B word!

 

Thais is getting filed in the bin!

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Two threads merged.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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I've just received a letter from Philips too regarding an old debt with Welcome Finance, which was passed onto a DCA (can't remember the name), then to another (Zinc) and now Philips. The debt is statute barred next month, and I've never acknowledged the debt since 2004 - should I file this new attempt away or am I to expect a visit?

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Got a begging letter from these Charlie's this am.

 

I had grounds for a Trading Standards Office complaint before I even got past the letter header!! And that complaint has been duly made: misleading people by using the word Bailiff in the header on a debt recovery letter. V. naughty.

 

Racked my brains trying to remember what this could possibly be and decided it must be an extremely Statute Barred alleged debt to Halifax PLC.

 

I seem to recall they made a blunder on my account and slapped on a load of charges as a result. They were very unhelpful regarding refunding them so I went into my previously unused overdraft to the exact value of the charges and abandoned the account. (I could be belligerent even before I discovered CAG)

 

Anyway this must be over a decade ago, I have sent them a prove it letter advising them of the TSO complaint I have made.

 

In the unlikely event of any evidence being produced they will get the Statute Barred letter.

 

This is very desperate debt collection activity....

 

 

 

Snap!!

 

I too had a letter from them today. Are they new kids on the block? Your thoughts are the same as mine on the bailiff bit. Our debt is at least 13 years old, and gets passed round like the last sandwich at a party [nobody wants it].

 

Just going to send copy of the letter to the OFT, to join all the others I've sent them. I guess as the undergrads are all now on holiday, we can all expect loads of rubbish from these sorts of people.

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should I file this new attempt away or am I to expect a visit?

 

Yes file it away under ignore, and make a complaint to Consumer Direct - Contact us who will inform the OFT and TS for you.

 

They cannot act as bailiffs as they haven't been instructed by the courts, they can only act as a DCA, and as we all know DCA's have absolutely not powers of any sort, so if they foolishly send anyone round, you can quite rightly tell them to clear off or you'll call the Police.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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You have all just deflated my ego!!!!

 

I thought that at last I had finally been singled out when I too had my Phillis Bailiffs Letter:(

 

Mine too was allegedly a Goldfish Card via krapital. I have NEVER EVER applied for a Goldfish Card, let alone had one and run up a debt.

 

Off to add my complaint to all the others, and then I will decide which course of further action to take - maybe just wait and see what they send next! oh, and must check CRAs too.

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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OOOPs double post - computer gremlins

 

You have all just deflated my ego!!!!

 

I thought that at last I had finally been singled out when I too had my Phillis Bailiffs Letter:(

 

Mine too was allegedly a Goldfish Card via krapital. I have NEVER EVER applied for a Goldfish Card, let alone had one and run up a debt.

 

Off to add my complaint to all the others, and then I will decide which course of further action to take - maybe just wait and see what they send next! oh, and must check CRAs too.

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Perhaps they have been warned about their headed paper and have decided to get rid of their stocks and order new?

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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These guys have "misleading" and "clueless" built into their business plan. We get regular letters from them about a DVLA matter. Once you get over the letterhead and actually read the letters you realise that they are spouting lame rubbish.

 

As usual, ignore.

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can i cca them i had no letter from abbey saying they had passed this debt on.
Yes. ;)

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Philips aren't new actually. Last year they even sponsored the Credit Today calendar. I threw mine in the recycling as soon as I'd received it :D

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Zazen

 

I've had a letter just like you

 

PhilipsClean.jpg

 

mmmm....blank sheet.. wonder if i could send them a convincing theat-o-gram...

 

 

 

t-star

FOR THE BENEFIT OF OUR FRIENDS IN THE NSA USING THE PRISM SYSTEM. HELLO FROM THE UK.

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My own version of a threat-o-gram

 

PhilipsClean2.jpg

 

i know it doesnt say much...but then again thats the general feeling of letters from DCA's

 

 

t-star

FOR THE BENEFIT OF OUR FRIENDS IN THE NSA USING THE PRISM SYSTEM. HELLO FROM THE UK.

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I dare you to send it :D

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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