Re: Tower Investigations LTD

[South Yorks]

Hi

 

i have just spent 8 years rebuilding my credit file after my lovely ex hubby took loads of credit in my name / his name / joint (i know i knew about it but he used to say he had paid it and hid the post!!)

 

today i have received a letter from Tower Investigations ltd .... saying same things as previously posted on here .... what do i do?????

 

Help please please

[andie_303]

Too be honest I would ignore it until global debt crawl out the woodwork and tell you want they want you for. In your case it sounds like it'll be statute barred anyway

[cerberusalert]

Post moved and new thread created.

[cerberusalert]

Ignore them for now they are fishing.

[South Yorks]

thanks for that.........what would be my best course of action should they contact me again?? ignore or contact them asking what they want? what do i do if they have found another debt in my name in excess of 6years old?

[South Yorks]

thanks for that.........what would be my best course of action should they contact me again?? ignore or contact them asking what they want? what do i do if they have found another debt in my name in excess of 6years old?

[UnmoderatetheNet]

The reality is Tower Investigations sounds scary but investigation/trace in is this county is practically impossible because of data protection and the costs of debt recovery.

 

Its not cost effective to pay someone in a raincoat:cool:

 

Data protection limits them to things like electoral register the bottom line is it is next to impossible to proove its your debts and after 8 years its SB anyway.

 

Ignore it, is a good policy, because it costs them money, if you feel you want to take action, proove it letter template is a good option, followed by SB letter template.

 

Above all don't worry these jokers/threat monkeys have not got a clue and its up to them to proove it, just sit back and watch the fun as the letters get more and more scary. Then report them8-)

[South Yorks]

Hi

 

Second letter now received exactly the same as the first one .... any ideas???

[Bazooka Boo]

Ignore, add it to the pile..

[sillygirl1]

UnmoderatetheNet it is 6 years for Statute barring (and 5 years in Scotland) not 8 (much as DCAs would like it to be....)

 

Tower Investigations need to be reported to the OFT for sending vague and misleading letters and not stating what it is about.

[South Yorks]

Thanks sillygirl1

 

I just dont want to end up with bad credit after spending 8 years rebuilding it.

[Bazooka Boo]

Keep an eye on your CRF just in case they start leaving their size nines all over it.

[harrassed senior]

Recently been down that road, so old I couldn't identify it, due to a recent 'tidy up' found original paperwork and it was from 1997!!!

[ashmk]

I agree with everyone else.

 

Ignor this for now, they will send another letter at a later date which will contain more details.

[TheCherry0121]

yup youll get a leter from global debt recovery before long with all the details of what its for. It is some phishing exercise and dont call them one of the guys there is a total ****, id love to meet some of these DCAs !

[South Yorks]

Hi All

 

checked my credit file and all is looking good everyone is either satisfied or settled with no late payments etc over the passed 12 months - i have applied for credit and been accepted so why or what are these people trying to achieve by contacting me???

[Bazooka Boo]

[causing problems] you!

[cerberusalert]

If it's a statute barred debt they are trying to collect they will be hoping that you either don't know the law or you'll be daft enough to pay.

[South Yorks]

thanks thats what i was hoping to hear!!!

[harrassed senior]

They (DCAs) are really pushing their luck these days, just had the threat of a second SD and the alleged account is SB, they are trying everything to get in enough for next months' pocket money for their employees!

[South Yorks]

sorry i may be a little dense whats a SD? i take it a DCA is debt collecting agency?

 

they can jog on if there wanting money from me i have a new baby to support

[Bazooka Boo]

SD=Statutory Demand

[South Yorks]

Hello All

 

Update; Received another letter today as follows;

 

Dear Miss XXXX (a name i have not used for 11years)

 

Account Number

 

Our client has instructed us in respect of the above account and we would appreciate your assistance by calling our information section on: 0208 336 7214.

 

Yours sincerely

 

 

Scribble

 

Global Debt Recovery Ltd

 

 

there is another reference number

 

The letter is addressed as follows;

 

Miss * * ***** (MAIDEN NAME)

ATT ****** ****** (FIRST MARRIED NAME MARRIED IN 1999 AND DIVORCED IN 2002)

 

On the reverse there is methods of payment listed - nowhere is there details of the debt.

 

Help!!

 

Thanks

Edited August 7, 2010 by cerberusalert
ref no.s removed

[cerberusalert]

Send them this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt

[South Yorks]

Hi

 

Thanks for that do i email it or is it better to print off and post?

 

Sorry for being a pest.