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South Yorks

Re: Tower Investigations LTD

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Hi

 

i have just spent 8 years rebuilding my credit file after my lovely ex hubby took loads of credit in my name / his name / joint (i know i knew about it but he used to say he had paid it and hid the post!!)

 

today i have received a letter from Tower Investigations ltd .... saying same things as previously posted on here .... what do i do?????

 

Help please please

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Too be honest I would ignore it until global debt crawl out the woodwork and tell you want they want you for. In your case it sounds like it'll be statute barred anyway :)

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Post moved and new thread created.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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Ignore them for now they are fishing.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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thanks for that.........what would be my best course of action should they contact me again?? ignore or contact them asking what they want? what do i do if they have found another debt in my name in excess of 6years old?

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thanks for that.........what would be my best course of action should they contact me again?? ignore or contact them asking what they want? what do i do if they have found another debt in my name in excess of 6years old?

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The reality is Tower Investigations sounds scary but investigation/trace in is this county is practically impossible because of data protection and the costs of debt recovery.

 

Its not cost effective to pay someone in a raincoat:cool:

 

Data protection limits them to things like electoral register the bottom line is it is next to impossible to proove its your debts and after 8 years its SB anyway.

 

Ignore it, is a good policy, because it costs them money, if you feel you want to take action, proove it letter template is a good option, followed by SB letter template.

 

Above all don't worry these jokers/threat monkeys have not got a clue and its up to them to proove it, just sit back and watch the fun as the letters get more and more scary. Then report them8-)


We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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Hi

 

Second letter now received exactly the same as the first one .... any ideas???

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Ignore, add it to the pile..


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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UnmoderatetheNet it is 6 years for Statute barring (and 5 years in Scotland) not 8 (much as DCAs would like it to be....)

 

Tower Investigations need to be reported to the OFT for sending vague and misleading letters and not stating what it is about.

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Thanks sillygirl1

 

I just dont want to end up with bad credit after spending 8 years rebuilding it.

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Keep an eye on your CRF just in case they start leaving their size nines all over it.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Recently been down that road, so old I couldn't identify it, due to a recent 'tidy up' found original paperwork and it was from 1997!!!


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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I agree with everyone else.

 

Ignor this for now, they will send another letter at a later date which will contain more details.


Ash.

 

If you think I have helped you, please add to my reputation by clicking the star button to the left.

Thankyou.

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yup youll get a leter from global debt recovery before long with all the details of what its for. It is some phishing exercise and dont call them one of the guys there is a total ****, id love to meet some of these DCAs !

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Hi All

 

checked my credit file and all is looking good everyone is either satisfied or settled with no late payments etc over the passed 12 months - i have applied for credit and been accepted so why or what are these people trying to achieve by contacting me???

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[causing problems] you!


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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If it's a statute barred debt they are trying to collect they will be hoping that you either don't know the law or you'll be daft enough to pay. :rolleyes:


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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thanks thats what i was hoping to hear!!! ;)

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They (DCAs) are really pushing their luck these days, just had the threat of a second SD and the alleged account is SB, they are trying everything to get in enough for next months' pocket money for their employees!


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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sorry i may be a little dense whats a SD? i take it a DCA is debt collecting agency?

 

they can jog on if there wanting money from me i have a new baby to support

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SD=Statutory Demand


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hello All

 

Update; Received another letter today as follows;

 

Dear Miss XXXX (a name i have not used for 11years)

 

Account Number

 

Our client has instructed us in respect of the above account and we would appreciate your assistance by calling our information section on: 0208 336 7214.

 

Yours sincerely

 

 

Scribble

 

Global Debt Recovery Ltd

 

 

there is another reference number

 

The letter is addressed as follows;

 

Miss * * ***** (MAIDEN NAME)

ATT ****** ****** (FIRST MARRIED NAME MARRIED IN 1999 AND DIVORCED IN 2002)

 

On the reverse there is methods of payment listed - nowhere is there details of the debt.

 

Help!!

 

Thanks

Edited by cerberusalert
ref no.s removed

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Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Hi

 

Thanks for that do i email it or is it better to print off and post?

 

Sorry for being a pest.

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