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F&Fs


billyray
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if the CCA unenforeable did you send account in dispute letter??????????,if you are in doubt post the agreement on your thread remove all identity.we can look at it and confirm validity or not.If not valid it will put you in a stronger position with F&F,with all F&Fs start at a very low cheeky "its all I can afford" level,will lookout for your reply...FS

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I have offered them 25% of the debt as an opening gambit.

 

I'm also aware that these guys still add interest on every month, despite being at DCA stage. So will remember that for future F&Fs.

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No joy on the F&F. DCA said it wasnt "acceptable" to their client, given the size of the amount owed.

 

I cant really afford to offer any more at this time. Any advice on what to do next? Any letter templates.

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billyray,

 

Are there any charges you could reclaim ?

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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