Eviction Hearing

[gazintrouble]

hi can anyone offer any words of comfort or advice i had a suspended eviction made last august and after a few problems,one being made bankrupt,not through choice i have an eviction date for the 12th monday and court dte for the friday the 9th,i have 2200 arrears on the court order which the mort com want paying as they are oposing my n244 form which has been entered,i have 3 children under 11 and no savings or way of paying the 2000,i offered 500 a month 387 mortgage and rest off arrears but they said i had to go back through court as i had broken the order previously,shelter have helped me fill the form out and submit it and said i have a decnet chance as its the first time ive been back before the judge,its just started to worry me alot more now with a week to go,ive info our oldest we may be moving next weekend so as not to uprrot her on the spot,is it also worth mentioning to judge my 3 yr fixed term comes to an end this month lowering the payments and allso if the lender pushes to sell i will owe more than if they let us stay as the council want there discount back within 5 yrs i believe,sorry its a lot to write out just trying to give you the jist of it

 

 

thanks gary

[Ell-enn]

If Shelter have helped you with the form and said you have a good chance then I believe you will be ok. What did you put in Q.10 of the N244?

[gazintrouble]

hi shelter filled it put and ticked the box evidence in support of my aplication and given some detaails and income and expenditure form

[Ell-enn]

Have you got a copy of the N244 ?

[gazintrouble]

not with me im at work at the min,i can upload a copy tomorrow or answer any questions you have

[Ell-enn]

If you can let me know tomorrow what it says in Q10 of the N244 then I can advise if you need to take an additional statement to court for the hearing.

[gazintrouble]

thanks ellen,the man from shelter said not to be too worried but with three kids and no where to go a weekend isnt a long time to get out im hoping i can put my self across well at court and just explain the situation and how i can repay it,i offered them at 110 a month of the arrears but ive seen mentioned you can ask for it over the remainder of th mortgage term,should i mention i am offering to pay them off quicker and should i mention about the council wanting there discount back and mortgage been worse off if they go for eviction ,i am bankrupt and have no assests just to make it worse,the only comforting thing is me and my partner are working well together in this and holding our heads up,for now !

[Ell-enn]

Once I know what Shelter has put in the form I can advise you if you need to give more info to the judge.