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    • see post #425 above: I borrowed £s from a completely separate entity 6y ago. It was personal and unsecured. I was going to repay upon sale of the property. But then repo and I couldn't.  Eventually they applied and got a charging order on the property.  Their lawyers wrote that if I didn't repay they may apply for an order for sale ...   could I alternatively ask this separate entity with a c.o to carry out their threat and actually make an application to court for an order for sale v the receiver instead? It would certainly side swipe the lender and receiver if this other entity did this
    • Hi, no problem at all. It's a Vauxhall Grandland X and I can confirm that the service history is not stored in the vehicles computers or online. The vehicle is financed through Black Horse on a PCP. Thanks, Steve
    • Thank you so much for all the information you all have provided! I really appreciate it.  dx I will definitely speak to the TFL prosecutor before the hearing if I can find them to beg for an OCC.    Just to update. At the start of this journey I reached out to many organisations and advice centres but no one responded. However, a few days ago I received an email back from We Are Advocate, that a barrister has volunteered to help me with my case. He said it is his job to get the best possible outcome for me. He suggested I get some character references, which I have done and will be receiving over the course of the next few days.  He also told me: Unfortunately, you WILL be left with a criminal record if you are convicted! You do not stand convicted of the offence  YET. You can only be convicted if a) you plead guilty AT COURT or b) you are FOUND guilty after a trial in open court. So that answers one of our questions.    I have asked him lots of other questions and I'm just waiting for him to reply.  So glad I will not be facing the court alone.    TD
    • Thanks guys - I've written to P2G as attached, included a copy of my letter to them from yesterday, and have also emailed them copies of both. 18Apr24 Updated Letter of Claim against Parcel2Go.pdf
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Eviction Hearing


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hi can anyone offer any words of comfort or advice i had a suspended eviction made last august and after a few problems,one being made bankrupt,not through choice i have an eviction date for the 12th monday and court dte for the friday the 9th,i have 2200 arrears on the court order which the mort com want paying as they are oposing my n244 form which has been entered,i have 3 children under 11 and no savings or way of paying the 2000,i offered 500 a month 387 mortgage and rest off arrears but they said i had to go back through court as i had broken the order previously,shelter have helped me fill the form out and submit it and said i have a decnet chance as its the first time ive been back before the judge,its just started to worry me alot more now with a week to go,ive info our oldest we may be moving next weekend so as not to uprrot her on the spot,is it also worth mentioning to judge my 3 yr fixed term comes to an end this month lowering the payments and allso if the lender pushes to sell i will owe more than if they let us stay as the council want there discount back within 5 yrs i believe,sorry its a lot to write out just trying to give you the jist of it

 

 

thanks gary

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If Shelter have helped you with the form and said you have a good chance then I believe you will be ok. What did you put in Q.10 of the N244?

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Have you got a copy of the N244 ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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If you can let me know tomorrow what it says in Q10 of the N244 then I can advise if you need to take an additional statement to court for the hearing.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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thanks ellen,the man from shelter said not to be too worried but with three kids and no where to go a weekend isnt a long time to get out :( im hoping i can put my self across well at court and just explain the situation and how i can repay it,i offered them at 110 a month of the arrears but ive seen mentioned you can ask for it over the remainder of th mortgage term,should i mention i am offering to pay them off quicker and should i mention about the council wanting there discount back and mortgage been worse off if they go for eviction ,i am bankrupt and have no assests just to make it worse,the only comforting thing is me and my partner are working well together in this and holding our heads up,for now !

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Once I know what Shelter has put in the form I can advise you if you need to give more info to the judge.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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