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    • Ah but if I didn’t pay PRA group could they default me?
    • We have a damp problem in a party wall in a Victorian terrace.  Both I and my neighbour have single storey extensions at the back (actually the front, but the back as originally built...) with roof terrace / patio area above, and a brick wall dividing the two terraces. This is standard in the road. (They also have a small conservatory joined to the first floor over part of their roof terrace) Some years ago we noticed that the internal party wall below the terrace was showing some signs of damp. We asked the neighbours if they had noticed a similar issue but they refused to engage with us. We hoped it was a condensation issue, and it was only occasional.  Over the years the dampness has got more frequent, and a couple of years ago we had our terrace completely redone, with the old flooring removed, new felting put down, new lead flashing, and decking on top. I stripped the wall below back to plaster and re-papered and painted. Last year the damp returned, but much more noticeably. We use a dehumidifier and can "extract" a couple of pints of water from the downstairs hallway sometimes - regardless of weather. There is black mould at the top of the wall, and it's clear the damp is coming top-down. I've lifted all our decking, put sealant along all felt joints, and silicone sealer between the lead flashing and brickwork that forms the dividing wall between terraces.  Since then there've been occasions when there has been surface water running down the wall, even when it's not rained.  We're pretty certain it's when the neighbour waters plants on the terrace.  The neighbours still won't engage, but we have persistent black mould, the paper is peeling off and the wall is wet from the top.  To check it's not our roof, at times when the wall has been dry I've thrown buckets of water at our side of the dividing wall on the terrace (and this obviously drains down onto the felting below the decking). The downstairs interior wall is unaffected by this - confirming the problem is coming from the neighbour's side. So what to do? Is this something we should be referring to our insurers? If the neighbours fail to fix the root cause (which is presumably perished roofing under their conservatory, or blocked drainage etc), is there anything we can do to stop it affecting us?  The internal wall is structural so I'm not really sure how a builder would approach the problem without access from the neighbour's side too.  We're planning on selling within the next 2 - 3 years but in its present state it's hard to see how someone would take it on, at least without a big price drop.  Any suggestions very welcome! 
    • defaulted debts vanish from your file regardless to payment on the registered defaulted dates 6th birthday   NON defaulted debts will sit on your file for 6yrs yrs from last payment - i e the debt becomes statute barred,-  but that does not automatically guarantee they will be removed.
    • Yes if defaulted but my non defaulted ones sit there
    • but thats how long it will show from settlement payment on your file if you make one or  if you leave as is..same result but far cheaper....   dx  
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
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      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
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      • 16 replies
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Hi, i'm posting on behalf of my father who isn't very technical so is unable to post on here, we owed 230 pounds on a council tax bill, from 2 years ago which we had no knowledge of.

 

Bristow and Sutor visited on the 25th June, my dad was outside at the time, he talked to them, they asked to come in but my father refused, walked inside and locked the door, the bailiff never gained entrance to our house.

 

Around half an hour later a letter was posted through our letterbox, containing these two letters:

 

I have removed a few personal details, name, address etcetera.

 

scan1.jpg

(on the rear are some terms/conditions and a small box with a WPA section, this hasn't been filled in or signed, also date here is 25th, where as the seizure document has a date of the 20th)

 

scann2.jpg

 

 

 

My dad hasn't signed or agreed to anything, they seem to have put a levy/seizure on his car, another point to make is that the car has disabled tax, and the taxation class on the logbook is also disabled, my Dad is currently unemployed, receiving DLA benefit.

 

Are they legally allowed to take the vehicle with what they have provided? As far as I am aware they need to have made a WPA to take the car, they haven't clamped the car and it is also parked on our driveway.

 

Another thought is, are they allowed to take the vehicle with it being a disabled vehicle, it's my fathers only means of transport, he has blue badges.

 

 

Any help and advice is much appreciated and obliged.

 

James.

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Technically speaking, I would say the levy and the way it was conducted was legitimate.

Except, of course that the bailiff shouldn't be levying on a car with disabled taxation and one that is clearly needed to support personal mobility of a disabled person. Ho hum.

 

Department for Constitutional Affairs - Enforcement - National Standards for Enforcement Agents

 

Those who might be considered vulnerable include the following:

the elderly;

people with a disability;

the seriously ill;

the recently bereaved;

single parent families;

pregnant women;

unemployed people; and,

those who have obvious difficulty in understanding, speaking or reading English.

 

Your Father would need to write to the bailiff stating that he is vulnerable as per the National Standards for Enforcement Agents. Include supporting evidence such as recent DLA correspondence or/and confirmation from his GP. Let them know that the car is taxed in the disabled band and - if he's anything like me - also has a large blue disabled sign in the rear window.

Email to the bailiff then hard copy posted by signed for.

Copy to the Head of Revenues at the appropriate council with a covering note. Posted by signed for.

Best wishes

Rae

  • Haha 1

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Thanks for the advice, I shall speak to my father now.

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can they levy on the first visit and charge both fees?

didn't think they could?

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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your attendance to levy fee £24.50 cant be charged the same day as the levy fee

 

your redemption of goods fee should not be charged this fee is only chargeable if goods are removed and then returned before sale if the debt is paid

 

Is this car bought under mobility scheme

Is it on HP/finance

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can they levy on the first visit and charge both fees?

didn't think they could?

 

dx

 

 

your thoughts are correct they cant :D

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I am 99.9% sure that they cannot levy a vehicle that is classed as a disabled vehicle. You need to contact the council and bailiff company asap and inform them. As others have already pointed out you cannot have a 1st visit fee when a levy has been made, its one or the other.

who were the bailiff company.

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as per the first letter, bristow and sutor car is privately owned.

 

 

Another thing this is the first time we've seen them come, and someone is always in, and both letters are 5 days apart, they was both posted by hand at the same time, surely he would've posted the one dated the 20th on the 20th not on the 25th, unless he is just trying to get more pennies by setting the dates 5 days apart, saying he's visited twice?

Edited by JamesXP

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disabled tax, and the taxation class on the logbook is also disabled

 

 

send an e-mail/ recorded delivery letter to your council and ask what there policy is for levying distress on a vehicle that is taxation class disabled

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Another thing this is the first time we've seen them come, and someone is always in, and both letters are 5 days apart, they was both posted by hand at the same time, surely he would've posted the one dated the 20th on the 20th not on the 25th, unless he is just trying to get more pennies by setting the dates 5 days apart, saying he's visited twice?

Its one of their 'tricks of the trade' I am afraid, and its a 'you prove it ' scenario.

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Hi, i'm posting on behalf of my father who isn't very technical so is unable to post on here, we owed 230 pounds on a council tax bill, from 2 years ago which we had no knowledge of.

 

Bristow and Sutor visited on the 25th June, my dad was outside at the time, he talked to them, they asked to come in but my father refused, walked inside and locked the door, the bailiff never gained entrance to our house.

 

Around half an hour later a letter was posted through our letterbox, containing these two letters:

 

I have removed a few personal details, name, address etcetera.

 

scan1.jpg

(on the rear are some terms/conditions and a small box with a WPA section, this hasn't been filled in or signed, also date here is 25th, where as the seizure document has a date of the 20th)

 

scann2.jpg

 

 

 

My dad hasn't signed or agreed to anything, they seem to have put a levy/seizure on his car, another point to make is that the car has disabled tax, and the taxation class on the logbook is also disabled, my Dad is currently unemployed, receiving DLA benefit.

 

Are they legally allowed to take the vehicle with what they have provided? As far as I am aware they need to have made a WPA to take the car, they haven't clamped the car and it is also parked on our driveway.

 

Another thought is, are they allowed to take the vehicle with it being a disabled vehicle, it's my fathers only means of transport, he has blue badges.

 

 

Any help and advice is much appreciated and obliged.

 

James.

 

 

This is utter NONSENSE !!!

 

There are so many error that this is stupid. First, the fee scale on Bristow & Sutor's own documents is misleading. The statutory regulations provide for a fee of £24.50 for "Attending to levy (where no levy was made). In other words if a bailiff visits your house and is UNABLE to levy upon goods he can at least charge a fee.

 

ALTERNATIVELY, if he is ABLE to levy then he can INSTEAD charge a levy fee. He CANNOT charge a fee for both fees on the same day.

 

I have looked at the so called "Notice of Seizure" and this is strange in that it is clearly NOT dated 20th June as this was a SUNDAY !!!

 

I have read the date to be the 20th FEB 2010. If so, then by allowing a period of 5 months to elapse without enforcing the Seizure then it is CLEAR that the bailiff has abondend the levy.

 

Next point is that the bailiff has confirmed that the vehicle is TAXED. In making this statement he MUST satisfy the local authority (as they are wholly responsible for the levy) that they had SEEN the tax disc. If he had then he would have noticed that the vehicle was TAX EMEMPT. This normally a CLUE and should ring alarm bells to any sensible person that the car is owned by a DISABLED PERSON !!!!

 

Last point, the bailiff can only seize goods that he has identified. That does NOT include keys and documents !!!

 

A letter of compliant marked for the attention of the CHIEF EXECUTIVE of the local authority needs to be sent asap.

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Good spot on the 20th of February thing, didn't even notice this.

 

 

So having found this out, if and when the bailiff comes and attempts to take the vehicle which is upon our drive, displaying the valid blue badge, what should we do?

 

thanks for the reply.

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Good spot on the 20th of February thing, didn't even notice this.

 

 

So having found this out, if and when the bailiff comes and attempts to take the vehicle which is upon our drive, displaying the valid blue badge, what should we do?

 

thanks for the reply.

If the bailiff is clever he wont risk taking it, but it you get a numpty who hasnt a clue what he is doing then he may be risking his certification.

Make sure you inform the council asap.

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Good spot on the 20th of February thing, didn't even notice this.

 

 

So having found this out, if and when the bailiff comes and attempts to take the vehicle which is upon our drive, displaying the valid blue badge, what should we do?

 

thanks for the reply.

 

I have already answered this by saying that you need to WRITE A LETTER of complaint to the local authority...

 

Don't wait for a visit !!!

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