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Advice needed ~ Opt out of Reserve when in it?


leilani
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has anyone had experience with opting out of reserve when in it with Barclays bank?

 

have dispute about mis-appropriation of benefits going on with Barclays and trying to reclaim my charges (which are going up every week)

 

They now tell me months later I should have opted out in order not to incur any more charges...well I am still fighting it but if I opt out whilst in reserve does anyone know whether I will be charged another fee?

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Formost people the Rserve is a scandalous rip-off and people should opt out of it.

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They may not allow you to opt out if you are currently using the Reserve.

 

If you DO opt out, they will charge you if the a/c goes delinquent (you go overdrawn or over your o/d limit). But I think the alternative charges are less punitive.

 

:)

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