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    • i can't find a lost scottish court claim for a speculative invoice... likewise i haven't seen any gauge of an increase in PPC's issuing court claims in scotland since the much trumpeted POFA changes in Scotland - if they even happened or changed anything   it pers concerns mea bit  more as you say you've read up....focussing on POFA.. that you still appear not to have understood the very 1st basic principle of PPC things ..they are not FINES.   if they did get sheriff officers to issue a claim, and again there is no data to indicate any increase at all in them doing so, bar a handful of cases you can count on one hand in the years before, there would be plenty of chances to fold .
    • Hi This is the email i sent in December.     Hi  I do apologise but I must say going by your list of varying case studies upon your website i think you are wrong. There are various examples there of let us say loans that have have recently completed, whereby resolutions have been found, they were not deemed out of time just because the policy was entered into at the start of the loan, some +10yrs earlier. What concerned me more was the DMP and thus the CMP & CML membership were only recently concluded.. The comment you have made that PayPlan sold me the two plans I've complained about in October 2007 is somewhat mute as policies were still live within the last 6yrs with regard to payments toward them , even within the last 3yrs , if fact. I would also like to mention. "letters in 2015 from Payplan should have alerted me there was an issue," is again pretty mute as I was not aware then I could complain of mis-selling, there is no evidence I can find before 2017 anywhere that CMP & CML were even reclaimable.! I would also like to point out there is a diff between CMP & CML, they state they are both membership schemes, they are NOT. I also believe the above further answers his exceptional circumstance question...there are none as I believe I don't need any as I am NOT out of time! For the reasons above I don't agree with your decision and would like to have this looked at by an ombudsman as stated in your previous email. Kind Regards.     I will post the attachment shortly.   
    • Ah I see, I did kind of give them a notice to pay up in 7 days before taking things further but they refused and instead asked for the next instalments through a solicitor letter. I was thinking whether it would be better and more cost saving if I instead take this to a small claims court as oppose to the big courts, I know that is what you suggested at the begining. I was just not sure if I had a case since I unfortunately signed the new variation agreement.   
    • Yes, I expect that the mutual agreement was based on "we'll give you this amount of money but part of the deal is that you agree not to talk about what happened during this mediation". I suppose that either party can insert any demands they want in the mediation process and it's up to the other party to accept it or to walk away and then to go on to court
    • Never heard of that....a mediator cant impose that ...nor the defendant unless it was mutually agreed between both parties.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

Son Neglected In Hospital


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Hi Glitterlady,

 

ANY INJURY sustained in hospital MUST be documented, IT'S THE LAW. The staff, medical or nursing, have a duty of care to the patient.

 

I'm glad you have evidence. I hope they send copies of theirs.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

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can i write to NHS Litigation Authority and will they look into it or will they also hide what the hospital did, who are they for the patient or the hospital thanks

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Hi Glitterlady,

 

I think you will have to discuss that with your Solicitor unless someone here can throw some light on it and offer advice.

 

Nobody should hide what has happened.........you have photographic evidence that needs an explanation.

 

I really wish you and your son the very best of luck with this.

I will keep answering your questions if I can.

 

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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No probs Glitterlady, just doing what I can, where I can, thats what CAG is all about.

Stay strong and fight the fight to the end.

 

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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i will do we have a new solicitor so hopefully she will look into this for us thanks to this forum i have had alot of help and will let you know how i get on but thankyou all for all your help and thankyou nightowl especiallyxxxxxxxxxxxxxx

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Hi last night i wrote a 18 page letter to my solicitor telling the story about my sons stay in hospital, i did day to day, and i hape i have shown to her just what went wrong and how they admitted neglect then to retract it, i also have a piece of paper from the local hospital where they admit that the pressure sore got there because he was left in prone for to long, by the time the solicitor reads it all she will have some idea what happened, but what i noticed more while wring the letter was the difference in care between the 2 hospitals how the local ignored him and london worked so hard to save him they were so dedicated and wonderful people why cant our NHS round the country be the same and if they do something wrong because of short of staff then admit it maybe by admitting the short staffed is causing some dangerous situations, than to lie and make out that the family have made it all up,there are some wonderful doctors out there but when something goes wrong with a family member you get to not trust any hospital, so i hope my solciitor can now see just what they did to my son will let you no im off on holiday to turkey just for a weeks rest i need it desperatly but hopefully will have some better news on my return see you all then take carexx

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Hi Glitterlady,

 

well done on your epic letter to the Solicitor........he will be pleased!

I hope you found it good to write it all down.

 

Sadly patients and carers will find differing care in different Hospitals. I find this so sad because we are all doing the same job so the level of care should be the same.

 

Staff shortages are a big problem and I have had my fair share of making things change over short staffing on my ward. Lots of stamping and shouting but it worked.

http://www.consumeractiongroup.co.uk/forum/nhs/237316-unsafe-working-conditions.html

 

Enjoy your well earned holiday in Turkey............we had a family holiday in Turkey a few years ago and loved it.

 

Good luck and keep this thread, and all of us, informed on your progress.

Just keep asking if there is anything else we can all here on CAG help you with.

 

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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  • 2 weeks later...

Hi again back from holidays, well the new solicitor cant take the case as well now because notes are missing they said they cant prove neglect without the nursing notes, but i wont give up, i have also through facebook found all the nuses their full names who were in the room with us when they admitted neglect then again when they said the notes were missing i wonder if we got it to court would they lie? anyway we have another solicitor so i will let you know how we get on take care all

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Hi Glitterlady,

 

welcome back to soggy blighty!!!

Hope you had a good holiday.

 

If an internal incident form was completed then there will be a paper trail of how that incident was delt with. Nursing notes would have to be scrutinised as well as any others in the multidisciplinary team involved. Were they taken from the medical notes and copied for any incident paperwork?.......who knows.

 

I am at a loss to give any further info. because it would now be down to the solicitor to retrieve that info.

 

Best of luck and keep us all informed.

 

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Thank you night owl, for all your help that you did give, because some of the things you told me made me look at it again, so we are going to carry on untill we have been down every avenue, i know they did wrong they admitted it he got these scars in ITU which i have photos of one day the date and time he had nothing on his head the next day he did, how we dont know because they had given him sedation and another drug to paralise him while he was in prone position, when they went to turn him they said something went seriously wrong, i need to find out what went wrong, thankyou again nightowlxxx will let you know if we succeedxxx

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Fight on Glitterlady.

 

If you think of anything else just ask. x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Need some legal eagals to help out here Glitterlady.

Just looked on their website.

 

Good Luck

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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glitterlady this is the site for IRWIN MITCHELLS SOLICITORS, it appears from he symbol at the bottom of their page that they do deal with clinical negligent

 

Hope it helps....

 

Employment

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Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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thanks night owl we are using them at present, but today they have said that we have to proove neglect even though we have sent photos of my son in ITU, which the hospital say they have no notes for him being in ITU it seems with out his notes there is no case its all about the NHS and hiding evidence no matter what we show as proof solicitors are still saying we have to prove it, it has to show they failed to care for my son, today in the daily mail there is a piece on hospitals about pressure sores and how nurses are ignoring this, what do WE have to do to proove neglect he has scars on his face mouth and eye he was in ITU sedated paralised, how did he get these injuries no one will answer us its a cover up

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Aren't the photos you have proof enough?

The hospital should be held accountable to explain how he sustained them whilst in their care.

It's crazy that they have NO NOTES for when your son was in ITU.

 

Lets hope your solicitor can get something moving for you.

 

Good Luck

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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well night owl we wont hold our breathes roflmao, and yes night owl wouldnt you think the appauling photos of my sons head and the condition of his lungs would be enough but its their lies and hiding his notes i would have thought they had something to hide wouldnt you? if they had given him antibiotics the first day then all this wouldnt have happened but they failed in all his care and we have to prove this,

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Hi Glitterlady,

 

I currently have an ongoing Medical Negligence case and have used the following no win no fee solicitors. i have found them very good especially when other firms wouldn't take on my case, I'm now at the stage of agreeing a settlement with the NHS trust.

 

i have attached a link if you want to have a look at them,

 

No Win No Fee, Watermans are Scotland's Leading Personal Injury Firm

 

Best of luck

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thankyou Gallache i appreciate your help and good luck, i hope you case highlights what ever happened to you and stops it happening to others but i doubt it because no one gets in trouble for it if you kill someone you go to prison for it but the NHS cover up so much we dont get a chace to bring it to court because evidence goes missing like my sons, i wish you well and thankyou again

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