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    • Hi    The first one was purchased in August 2020 and returned in October. This is the link to the page.    https://www.sweatband.com/proform-pro-1500-treadmill.html   We wanted to research our rights so we were clear on them before going back to the manufacturer or sweatband. The last communication was with the manufacturer who sweatband directed us to and the manufacturer told us the location of the treadmill was unsuitable and we had to move it our it would void our warranty.    I wonder if you could be kind enough to let me know if you think the link above affects our protection under the consumer rights act?    Thank you again  EM0149
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    • Thanks! I've had several successes in the past 4 years or so which stemmed from a financially difficult part of my life around 2011/13. Basically I was financially trapped with Quick Quid, in a cycle of increased borrowing, during this I'd opened three catalogue accounts: Studio, JD Williams and Simply Be , 2 credit cards (Aqua and Barclays) and was juggling finances. In that time I had got 2 CCJs plus 2 defaults so things were pretty tight. I was using most of my available credit until things eventually became unsustainable. When I moved house I used the deposit to pay off Quick Quid and got into arrangements to repay the catalogues. The credit card limit was still rising until 2017 when I borrowed the balance of nearly £6000 from a family member and cleared the Aqua card. The Barclaycard had already defaulted. In 2017 I began action for irresponsible lending against Quick Quid. Basically they could not show the criteria they used to make lending decisions  and kept lending to me so I won the case. I was refunded all interest and fees  and charges plus 8% pa. When it was upheld it gave me the confidence to challenge JDW and SB. These were also upheld and they had to repay interest, fees and charges plus 8% from the second credit limit increase which amounted to about £1200 each. I challenged Aqua where my redress covering 6 years fees, interest and charges accrued to nearly £9000.  Barclaycard was not upheld but the default was moved back to an earlier date meaning it expires sooner.  All my IRL cases succeeded because none of these companies could prove that they had diligently checked my financial history. My credit report clearly showed that I was using a high or at limit proportion of available credit and that I'd accrued two unconnected CCJ's and 2 defaults throughout the lives of these accounts. Whether they should have given me the accounts in the first place was also brought into question but it was the sustained but gradual increase of CL's time and time again without proper checks. JDW were unable or unwilling to show the ombudsman what criteria they used. It only appeared that because I paid on time they continued to offer increases where in reality I was actually juggling finances like a fine balancing act.  It would appear that the FOS are looking at catalogue debt as I know when my cases against JDW and SB were being investigated they mentioned this.  My case against Studio should conclude soon. I was curious as to why now Cabot are trying to cut their losses by offering such a hefty discount. I can only summise that Studio are trying to buy back the debt for less.  
    • They have made an offer  Remind them in no uncertain terms that under CONC they are responsible for the conduct of their agents , (research and quote this) and negotiate a payment plan of their offer As dx says we really need all the details to understand the full picture 
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Son Neglected In Hospital


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Hi Glitterlady,

 

ANY INJURY sustained in hospital MUST be documented, IT'S THE LAW. The staff, medical or nursing, have a duty of care to the patient.

 

I'm glad you have evidence. I hope they send copies of theirs.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

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can i write to NHS Litigation Authority and will they look into it or will they also hide what the hospital did, who are they for the patient or the hospital thanks

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Hi Glitterlady,

 

I think you will have to discuss that with your Solicitor unless someone here can throw some light on it and offer advice.

 

Nobody should hide what has happened.........you have photographic evidence that needs an explanation.

 

I really wish you and your son the very best of luck with this.

I will keep answering your questions if I can.

 

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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No probs Glitterlady, just doing what I can, where I can, thats what CAG is all about.

Stay strong and fight the fight to the end.

 

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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i will do we have a new solicitor so hopefully she will look into this for us thanks to this forum i have had alot of help and will let you know how i get on but thankyou all for all your help and thankyou nightowl especiallyxxxxxxxxxxxxxx

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Hi last night i wrote a 18 page letter to my solicitor telling the story about my sons stay in hospital, i did day to day, and i hape i have shown to her just what went wrong and how they admitted neglect then to retract it, i also have a piece of paper from the local hospital where they admit that the pressure sore got there because he was left in prone for to long, by the time the solicitor reads it all she will have some idea what happened, but what i noticed more while wring the letter was the difference in care between the 2 hospitals how the local ignored him and london worked so hard to save him they were so dedicated and wonderful people why cant our NHS round the country be the same and if they do something wrong because of short of staff then admit it maybe by admitting the short staffed is causing some dangerous situations, than to lie and make out that the family have made it all up,there are some wonderful doctors out there but when something goes wrong with a family member you get to not trust any hospital, so i hope my solciitor can now see just what they did to my son will let you no im off on holiday to turkey just for a weeks rest i need it desperatly but hopefully will have some better news on my return see you all then take carexx

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Hi Glitterlady,

 

well done on your epic letter to the Solicitor........he will be pleased!

I hope you found it good to write it all down.

 

Sadly patients and carers will find differing care in different Hospitals. I find this so sad because we are all doing the same job so the level of care should be the same.

 

Staff shortages are a big problem and I have had my fair share of making things change over short staffing on my ward. Lots of stamping and shouting but it worked.

http://www.consumeractiongroup.co.uk/forum/nhs/237316-unsafe-working-conditions.html

 

Enjoy your well earned holiday in Turkey............we had a family holiday in Turkey a few years ago and loved it.

 

Good luck and keep this thread, and all of us, informed on your progress.

Just keep asking if there is anything else we can all here on CAG help you with.

 

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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  • 2 weeks later...

Hi again back from holidays, well the new solicitor cant take the case as well now because notes are missing they said they cant prove neglect without the nursing notes, but i wont give up, i have also through facebook found all the nuses their full names who were in the room with us when they admitted neglect then again when they said the notes were missing i wonder if we got it to court would they lie? anyway we have another solicitor so i will let you know how we get on take care all

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Hi Glitterlady,

 

welcome back to soggy blighty!!!

Hope you had a good holiday.

 

If an internal incident form was completed then there will be a paper trail of how that incident was delt with. Nursing notes would have to be scrutinised as well as any others in the multidisciplinary team involved. Were they taken from the medical notes and copied for any incident paperwork?.......who knows.

 

I am at a loss to give any further info. because it would now be down to the solicitor to retrieve that info.

 

Best of luck and keep us all informed.

 

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Thank you night owl, for all your help that you did give, because some of the things you told me made me look at it again, so we are going to carry on untill we have been down every avenue, i know they did wrong they admitted it he got these scars in ITU which i have photos of one day the date and time he had nothing on his head the next day he did, how we dont know because they had given him sedation and another drug to paralise him while he was in prone position, when they went to turn him they said something went seriously wrong, i need to find out what went wrong, thankyou again nightowlxxx will let you know if we succeedxxx

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Fight on Glitterlady.

 

If you think of anything else just ask. x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Need some legal eagals to help out here Glitterlady.

Just looked on their website.

 

Good Luck

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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glitterlady this is the site for IRWIN MITCHELLS SOLICITORS, it appears from he symbol at the bottom of their page that they do deal with clinical negligent

 

Hope it helps....

 

Employment

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Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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thanks night owl we are using them at present, but today they have said that we have to proove neglect even though we have sent photos of my son in ITU, which the hospital say they have no notes for him being in ITU it seems with out his notes there is no case its all about the NHS and hiding evidence no matter what we show as proof solicitors are still saying we have to prove it, it has to show they failed to care for my son, today in the daily mail there is a piece on hospitals about pressure sores and how nurses are ignoring this, what do WE have to do to proove neglect he has scars on his face mouth and eye he was in ITU sedated paralised, how did he get these injuries no one will answer us its a cover up

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Aren't the photos you have proof enough?

The hospital should be held accountable to explain how he sustained them whilst in their care.

It's crazy that they have NO NOTES for when your son was in ITU.

 

Lets hope your solicitor can get something moving for you.

 

Good Luck

Night Owl x

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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well night owl we wont hold our breathes roflmao, and yes night owl wouldnt you think the appauling photos of my sons head and the condition of his lungs would be enough but its their lies and hiding his notes i would have thought they had something to hide wouldnt you? if they had given him antibiotics the first day then all this wouldnt have happened but they failed in all his care and we have to prove this,

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Hi Glitterlady,

 

I currently have an ongoing Medical Negligence case and have used the following no win no fee solicitors. i have found them very good especially when other firms wouldn't take on my case, I'm now at the stage of agreeing a settlement with the NHS trust.

 

i have attached a link if you want to have a look at them,

 

No Win No Fee, Watermans are Scotland's Leading Personal Injury Firm

 

Best of luck

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thankyou Gallache i appreciate your help and good luck, i hope you case highlights what ever happened to you and stops it happening to others but i doubt it because no one gets in trouble for it if you kill someone you go to prison for it but the NHS cover up so much we dont get a chace to bring it to court because evidence goes missing like my sons, i wish you well and thankyou again

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