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    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS and wonder what your advice would be given the documents they have provided?. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Please help - no minimum wage etc


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I work for a large company in the uk that turns over in excess of £20m p/a

It has 26 sites accross the Uk and also abroad.

 

I am employed on a 'casual basis' and have no set days of work although it is pretty much guaranteed at least 3/4 days per week. Recently I worked 17 days constant.

 

My problems are the following.

 

I start work at 7.15am on a busy saturday i will finish at around 9pm. For lunch i will have a 20 minute break in which we are expected to mingle with the customers whilst eating. We will get 5 minutes for a cigarette that is often interrupted with requests to do some work. This is the only break we will get in the day until we finish. For this we receive a 'day rate' of £40. Also when I work long weeks i can accrue 50 hours+ over 4 days so I know that it is in contravention of the EU WTD - which i know of as i used to run my own business. I mentioned this to my manager to help him out and he said he had never heard of it. Just to add that I am 25 and have worked at the company for around 3-4 months. I am a happy employee and have been promoted and am also desperate for the money as finding decent work is hard at the moment. The only thing is i cant bear to watch them raking in millions per year when the staff are absolutely slogging their guts out for peanuts. Also we are paid monthly into our a/c and told the £40 per day is after tax, however we have no pay slips ans the local tax office has no record or any stamp being paid on our behalf.

 

Can we organise a union???

Please help but something must be done as it cant be legal? - Im also informed that 16 people have tried to take this company to court in the past and have just been laid off - because as our manager says 'the company doesnt sack people - it just doesnt call them for work anymore because they have caused problems'. Where do we stand legally? To be honest i should know more about it but things change so often that i dont like to make a fuss without solid facts and some back up.

 

Regards

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Contact the Pay and Work Rights helpline on

 

0800 917 2368

GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)

HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.

Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.

Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.

Scotcall CCA issued 16/01/07. Criminal offence committed.

HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.

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As far as i can gather on the net - i am not actually a casual worker - the company is just trying to con everybody by terming us as casual workers. I know this because i am the main employee who gets all the available shifts. And even if this wasnt the case i am still liable for the same rights. Ie i should be earning around £70 per day and receiving more breaks and receiving a wage slip and paying taxes?

 

Is this correct and where do i go next ?

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I agree with the above, possibly also adding ACAS to the list on 08457 474747.

 

You have a legal right to an itemised payslip, and you also have the legal right to work within the 48 hour limit, and requirements for breaks and rest periods imposed by the WTD. You can certainly explore action on those points. Legally, you cannot be dismissed fairly for exercising statutory rights but.....

 

With only a short period of service, you are somewhat hamstrung, as although you have legal rights, providing that you are not openly being mistreated as a consequence of discrimination or for exercising statutory rights, you cannot take action against the employer for unfair dismissal. As you say, they tend not to sack people, but all of a sudden the work dries up, which then leaves you having to prove that this was due to you being 'militant'.

 

I would pursue the issue of wageslips certainly, and HMRC may well look into this for you. As for the other points, raise a grievance, but I think you already suspect what may happen if you do....

 

An unenviable position, I think.

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What about a union as the other 30 employees - everyone apart form the manager are on the same agreement - and hey a site that turns over in excess of £1m cant operate without the workforce right. So maybe theres somewhere to go with that. I mean its more the MW were bothered about. Jeez there getting away with £3 per hour some days.

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I cant believe that this day in age its as easy as putting every member of a workforce on a casual employment basis - so as to ignore every law that is put in place to protect us. Surely its not that easy or every company would do it - what signifies 'casual'? Its just a play on words that means we arent full time event though we count for all the staff who work for the company?

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What about a union as the other 30 employees - everyone apart form the manager are on the same agreement - and hey a site that turns over in excess of £1m cant operate without the workforce right. So maybe theres somewhere to go with that. I mean its more the MW were bothered about. Jeez there getting away with £3 per hour some days.

 

Keep a strict record of what you are paid for the hours that you work on a daily basis, and use this information when you speak to the Helpline.

 

As regards the Union - is there a recognised Union for that type of work? If not, then try HERE

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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I work for a large company in the uk that turns over in excess of £20m p/a

It has 26 sites accross the Uk and also abroad.

 

I am employed on a 'casual basis' and have no set days of work although it is pretty much guaranteed at least 3/4 days per week. Recently I worked 17 days constant.

 

My problems are the following.

 

I start work at 7.15am on a busy saturday i will finish at around 9pm. For lunch i will have a 20 minute break in which we are expected to mingle with the customers whilst eating. We will get 5 minutes for a cigarette that is often interrupted with requests to do some work. This is the only break we will get in the day until we finish. For this we receive a 'day rate' of £40. Also when I work long weeks i can accrue 50 hours+ over 4 days so I know that it is in contravention of the EU WTD - which i know of as i used to run my own business. I mentioned this to my manager to help him out and he said he had never heard of it. Just to add that I am 25 and have worked at the company for around 3-4 months. I am a happy employee and have been promoted and am also desperate for the money as finding decent work is hard at the moment. The only thing is i cant bear to watch them raking in millions per year when the staff are absolutely slogging their guts out for peanuts. Also we are paid monthly into our a/c and told the £40 per day is after tax, however we have no pay slips ans the local tax office has no record or any stamp being paid on our behalf.

 

Can we organise a union???

Please help but something must be done as it cant be legal? - Im also informed that 16 people have tried to take this company to court in the past and have just been laid off - because as our manager says 'the company doesnt sack people - it just doesnt call them for work anymore because they have caused problems'. Where do we stand legally? To be honest i should know more about it but things change so often that i dont like to make a fuss without solid facts and some back up.

 

Regards

 

Hi,

 

The 2010 National Minimum Wage is £5.93 per hour for workers aged 21 and over.

 

If you work 40 hours per week, you would total a gross pay of £237.20 per week, on which you would pay:

(a) £60.63 - National Insurance per month

(b) £97.66 - Tax (20% tax rate) per month

© Total per day after tax: £40.13

 

If you work 50 hours per week, you would total a gross pay of £296.50 per week, on which you would pay:

(a) £88.90- National Insurance per month

(b) £149.05- Tax (20% tax rate) per month

© Total per day after tax: £48.32

 

As per working more than 48 hours per week, this contravenes the WTD, as previously said, unless you signed an opt-out agreement.

 

Bringing in an union to defend your basic rights is a good idea but a lengthy process involved as the union would have to be recognised by your employer...

 

You should contact HMRC, amongst other organisations and governmental bodies.

---Aut viam inveniam aut faciam---

 

***All advice given should be taken as guidance... Professional advice should always be taken before any course of action is pursued***

 

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If you have been working an average of at least 16 hours per week for 12 months then you have employment rights and they cannot just lay you off.

These figures may have changed recently so check them out.

 

Be careful about forming a union.

 

Your work colleagues may say that it is a good idea but when the chips are down they will not want to risk their jobs and you will be on your own and in a bad situation.

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I woudl say that you are no longer a casual/part time worker, but you would need to check with ACAS on your rights which may include holiday pay. Are you working direct for the company or through an agency?

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I work direct for the company - also they say that they pay my tax so really my wage is worth £48 per day but my tax code allows me to earn the first 6-7k tax free so its a lie. Basically the week before last i worked 88 hours for which i should have legally earned £520 at minimum wage less tax, in reality i earned £280. I must have some rights

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You should contact HMRC then...

---Aut viam inveniam aut faciam---

 

***All advice given should be taken as guidance... Professional advice should always be taken before any course of action is pursued***

 

- I do not reply directly to any PMs, but you are more than welcome to enclose a link, in a PM, to your post. Thank you -

Make a contribution to this site... Help the CAG keeping on helping you for FREE.

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I work direct for the company - also they say that they pay my tax so really my wage is worth £48 per day but my tax code allows me to earn the first 6-7k tax free so its a lie. Basically the week before last i worked 88 hours for which i should have legally earned £520 at minimum wage less tax, in reality i earned £280. I must have some rights

 

Have a look at this government link it may be helful. Also, I could be wrong but I think that if you work in the capital there is an extra allowance. :eek:

 

Employment terms and conditions : Directgov - Employment

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