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    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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allocated parking spaces


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Hi everyone,

 

Not sure if this is in the right section or even the right website but you have helped me on so mant other things that i thought i would give it a go.

 

 

I recently bought a new build house before it was built so only seen the plans when i purchased, Onthe diagram of the property it showed that next doors parking spaces would be slighly outside my living room wondow and questioned the sales agent about this, She told me that it wouldnt affect our view from inside and the reason was becouse the row of houses was ment to be 3x 3bedroom houses and 1x4 bedroom house but they changed the plans of the house and thats why the parking spaces was slightly out,

 

Anyways after living here for 5mths somebody has in the last week moved into the property next door and started parking his car and sometimes his van directly in view of my living room window so thats all i can see from my £128,000 house :(

 

Taking that aside, My young 15yr old daughter and my partner often sit in the living room in there pyjamas and dressing gowns and when the guy from next door comes home to park his car foward into his space hes looking straight through my window which is making them both feel very uncomftable, As barrattts changed the plans on the houses but not the parking spaces and i was basicaly told that it would not be a problem, Is there anything i can do as this is going to end in tears with us moving property to resolve unless something within the law can help us in this matter

 

Thanks for listining

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If Barrett have properly followed the agreed planning process, then there is not a lot you can do. Unfortunately you cannot believe what sales agents say. When I bought a new house the first thing I had to sign was an acknowledgement that nothing verbally promised by the sales agent was part of the contract!

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The first point is whether or not the neighbour has the right to park where he does. If he does, then clearly you cannot stop him. It is, after all, not his fault if you were misled.

 

The second point is to establish whether you were misled and, if so, whether you have a cause for action. That is going to depend on what the questions were that you posed to the agents and the answers they gave; whether any disclaimer of the type referred to above was signed and, if so, whether it binds you; what questions your conveyancer asked and the answers he was given; what the contract and other sale documents say. The best person to advise is the conveyancer who acted as he will know more than anyone posting on this forum.

 

When buying property if you have any doubts or queries you really must bring them up with your conveyancer. He will be able to raise the questions with the seller's solicitors and ensure that any assurances given are properly documented.

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