Jump to content


  • Tweets

  • Posts

    • When did you last ever pay anything?
    • Hi i use hermes to send my parcal for next day delivery without insurance as i am sending my audio card to my friend as i am not selling it so i dont need insurance as i am expecting to delivery next day but what happened here. I send big box 📦 and they deliver envelope.  I declared my item value and it some thing clearly show hermes has stolen it after many complaints.  They declared  its lost told me we are investigating and never reply me every time i have to ring and find out whats happening i even sent emails to head office but only one reply came after week we investigating then no reply after 10 days i ring them they just send me open a claim which they only compensation £20. Now i am looking forward to take it on court which i need help as there no policy of stolen parcal on hermes.  Because my case is totally different then lost . They swap my pracel and send me crap envelope when they never ask to return back. And gave £20 compensation of £1200 item.. i need help any one who can fight my case please. I have evidence of sending what pracel i have send on cctv on drop shop and what they have delivered on my friend door step. Looking forward any help regarding this
    • Like many others we fell into the welcome trap back in 2005!   We took a secured loan for £10,000 and increased it a few months later. We dutifully made payments we couldn’t afford for some time and think we received a PPI refund off the balance around 2009. By this point we had stopped paying them we just couldn’t afford it.   Just over 2 years ago Coast started writing to us. I spoke to them initially and said we were going through a bereavement as my father in law had just passed away and they said ok we will put account on hold   they actually called me at the funeral when I told them not to contact us until after that date due to everything going on!!! They did send us a £50 apology and letter.   We get 2 letters each every month telling us the same thing each time and I am wondering what will happen next.   Does the 12 year statute bar rule apply to these accounts? Are they likely to take us to court?   I read the letters and check nothing new is added and then bin them but it’s at the stage I think I need to address them as if necessary could find a way to pay them.   The sum they are chasing us for is just over £2900 which I suspect is mainly charges etc 
    • not too bad dont worry about the CCA12+2 working days, that limit is immaterial once a claim has been raised, there is no compulsion for them to have to comply within the time limits.
    • Hi i use hermes to send my parcal for next day delivery withoit insurance as i am sending my audio cadd to my friend as i am not selling it so i dont need insurance as i am expecting to delivery next day but what happened here. I send big box 📦 and they deliver envelope.  I declared my item value and it some thingbclearly show hermes has stolen it qfter many complaints.  They also its lost we are investigating and never reply me every time i have to ring and find out whats happening i event sent emails to head office but only one reply came after week we investigating then no reply after 10 days i ring them they just send me open a claim which they only compensation £20. Now i am looking forward to take it on coirt which i need help as there no policy of stolen parcal on hermes.  Because my case is totally different then lost . They swap my pracel and send me crap envelope when they never ask to return back. And gave £20 compensation of £1200 item.. i need help any one who can fight my case please. I have evidence of sending what pracel i have send on cctv on drop shop and what they have delivered on my friend door step. Looking forward qny help regarding this
  • Recommended Topics

  • Our picks

  • Recommended Topics

Joanne vs. Shabby’s Abbey


Mike12421
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5467 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just had my letter through from MCOL stating;

Deemed served on the 5th September 2006,

Defendant has until the 19th September 2006 to reply.

 

Further down the letter it states however;

"You must inform the court IMMEDIATELY if you receive any payment before a hearing date or after you have sent a request for enforcement to the court".

 

I few of you might have seen my post on another thread stating where by I went along to the bank on the 23rd August to find about £650 refunded in to my account. I then received from Abbey the following letter on the 25th August;

 

"Dear ***** *****

 

Thank you for your letter dated 31 July 2006, about your bank charges. I am sorry that you feel these contravene the Unfair Terms in Consumer Regulations 1999.

 

Having carried out a full investigation, I can assure you the charges do not contravene those regulations and therefore I cannot agree to refund all of them. However, as a gesture of goodwill, I am happy to refund £615.00 of charges that have already debited your account and £110.00 of charges that were due to debit in August 2006, making a total of £725.00.

 

The regulations say that we must explain our charges in plain language and that we have to act in good faith, which, according to the Office of Fair Trading, means dealing fairly and openly with customers.

 

I therefore reviewed the literature and information you received when you opened the account, including the terms and conditions. This explains that charges will be applied if you do not keep to the terms and conditions. This explains that charges will be applied if you do not keep to the terms of the account. Because of this, I believe we have been fair and open in telling you about them. The charges were correct, because you did not have enough money in your account to cover payments requested from it. When I looked at the history for your account I found that, unfortunately, this was not the first time this has happened.

 

We can, as you asked, supply you with details of all charges on your account over the last six years, If you would like us to do this, please contact our Telephone Banking Centre on 08459 724 724 or visit one of our branches. There is a fee of £10 per account, to cover the cost of producing this information.

 

I am confident that I have been fair and have taken into account all the points you made in your letter, but if you have any additional points that you would like to discuss with me, please call me on 0845 600 6014 I have enclosed a leaflet about the Financial Ombudsman Service, in case you are not happy with our investigation or decision. If so, you should contact them within six months of the date of this letter enclosing a copy of it, as they would need this for their investigation.

 

I hope we can work together to help you avoid charges in the future. Little things can help, like checking your account balance as often as possible and looking at the dates of direct debits to make sure they are taken shortly after money is paid in. In addition, we might be able to help by increasing your overdraft facility to give you more flexibility. This could help to keep your costs down, as there are no charges and you only pay interest if you use the facility. So, if you would like to talk to someone about the options available, please call our Telephone Banking Centre on 08459 724 724. Alternatively, if you think you might need longer-term financial help or advice please call 0845 603 9035 and we'll be happy to help.

 

Yours sincerely

 

Mr Philip Blaver

Customer Resolutions Manager"

 

 

 

What do I do?

Carry on with the full amount as already in the claim, or inform the court of this amount. I know a few people on here think the same as I do, that a "Goodwill Gesture" is exactly that, and not a partial refund, as I never signed anything accepting the money, nor have Abbey given breakdown of the refund. However I don't want the court to throw the claim out.

 

Any suggestions.

 

Thanks, Joanne.

Link to post
Share on other sites

I have thought about this and I think that this is a ploy by the abbey but I dont know where they are going by this, I would ring the court and tell them and see what they say, they may say that you have to amend your claim, so just amend it to - the amount of money that you have received and make sure that it is mentioned as a Good will gesture and that you have had no breakdown of the charges that it pertains to. That way they cannot use it as a ploy to get the claim thrown out. but i stand to be corrected, this is a new tactic of theirs

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

  • 2 weeks later...

Hello again, I called MCOL and informed them of the payment from Abbey. They stated that they will put a note on my claim.

 

Today I received from DLA a letter basically wanting a breakdown of the charges and interest. After searching the forum I have found and amended a letter as below. However, I have checked my interest spreadsheet today, and for some reason the "charges amount" to £2478.00 and NOT £2510.00 as I had originally calculated. I have gone over the spread sheet and compared it to my initial breakdown that I sent through on my LBA but I can not see where I have gone wrong. Maybe I added an extra £32 charge somewhere, but I am sure I used the spreadsheet total. What should I do?

 

 

 

______________________Reply to DLA______________________________

 

DLA Piper UK LLP

Princess Exchange

Princess Square

Leeds

LS1 4BY

 

 

 

13th September 2006

 

Reference – ************************************

 

Ms Thubron

 

 

Thank you for your letter dated 11th September 2006 relating to my action against Abbey Bank - Claim No ********. I note you are acting on behalf of Abbey National plc in this matter and require claim particulars as stated in your letter.

 

Quite frankly I am surprised Abbey National plc are prepared to instruct you to represent them without providing you with all the material facts. All the details and claim particulars are at their disposal both in the statements of my account and in the correspondence between me and Abbey National plc when I followed their complaints procedure, which clearly states the claim is for repayment of Bank Charges between 29th December 2000 and 18th June 2006. I would have expected Abbey National plc to have provided you with copies of this documentation upon instructing you to act for them, since all this information is at your client’s disposal.

 

For your convenience I have detailed the particulars of the claim below.

 

I am claiming repayment of Bank Charges taken from my account by your client between 29th December 2000 and 18th June 2006, plus I am furthermore claiming interest on each of these charges at the rate of 8% per annum under section 69 of the County Court Act, plus court costs and fees for bringing this action. I feel it best to advise you, the interest is compounding daily and was calculated at £633.63 at the date of filing the claim with the court. Interest is being added to this amount every day, so it is in your client’s interest to bring this matter to a speedy resolution.

 

The bank charges I have claimed are clearly detailed on my bank statements which have been provided to me by your client and are of course available to you via your client.

 

I will of course be filing a detailed itemised breakdown with the Court in due course and in good time prior to any confirmed Court date in order to fulfil the requirements by the Court for evidence purposes in compliance with the Subject Access provisions of the Data Protection Act.

 

 

 

 

Whilst I am fully prepared to pursue this matter to fruition via the Courts, I do believe it is in all of our interests if we can bring this matter to a conclusion by negotiating a suitably acceptable resolution. I am prepared to accept settlement of this claim providing your client is prepared to pay 100% of the claim plus interest and costs without prejudice by 27th September 2006.

 

I trust this letter resolves your enquiry. Should you have any further queries please do not hesitate to contact me.

 

 

 

Yours faithfully,

 

 

 

Miss Joanne **********

 

***Attached Spreadsheet print off***

 

_______________________________________________________

 

 

 

____________________Charges I included with my LBA_______________________

 

Schedule of the charges

 

29/12/00 Unpaid Direct Debit Charge £30.00p

28/02/01 Unauthorised Over Draft Fee £16.50p

28/02/01 Cleared Transaction £10.00p

28/02/01 Cleared Transaction £10.00p

29/03/01 Unauthorised Over Draft Fee £16.50p

29/03/01 Cleared Transaction £10.00p

20/05/01 Unauthorised Over Draft Fee £16.50p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

20/05/01 Cleared Transaction £10.00p

19/06/01 Unpaid Cheque Charge £30.00p

19/06/01 Unpaid Cheque Charge £30.00p

19/07/01 Unauthorised Over Draft Fee £16.50p

19/07/01 Cleared Transaction £10.00p

19/07/01 Cleared Transaction £10.00p

19/07/01 Cleared Transaction £10.00p

19/07/01 Cleared Transaction £10.00p

19/07/01 Cleared Transaction £10.00p

19/07/01 Cleared Transaction £10.00p

19/07/01 Cleared Transaction £10.00p

19/07/01 Cleared Transaction £10.00p

19/07/01 Cleared Transaction £10.00p

19/08/01 Unauthorised Over Draft Fee £16.50p

19/08/01 Cleared Transaction £10.00p

19/08/01 Cleared Transaction £10.00p

19/08/01 Cleared Transaction £10.00p

19/08/01 Cleared Transaction £10.00p

19/08/01 Cleared Transaction £10.00p

18/09/01 Unauthorised Over Draft Fee £16.50p

18/09/01 Cleared Transaction £10.00p

19/10/01 Unauthorised Over Draft Fee £16.50p

19/10/01 Cleared Transaction £10.00p

19/10/01 Cleared Transaction £10.00p

19/10/01 Cleared Transaction £10.00p

19/10/01 Cleared Transaction £10.00p

19/10/01 Cleared Transaction £10.00p

19/10/01 Cleared Transaction £10.00p

19/10/01 Cleared Transaction £10.00p

18/11/01 Unauthorised Over Draft Fee £16.50p

18/11/01 Cleared Transaction £10.00p

18/11/01 Cleared Transaction £10.00p

18/11/01 Unpaid Cheque Charge £30.00p

19/12/01 Unauthorised Over Draft Fee £16.50p

19/12/01 Cleared Transaction £10.00p

19/12/01 Cleared Transaction £10.00p

18/01/02 Unauthorised Over Draft Fee £16.50p

18/02/02 Unauthorised Over Draft Fee £15.00p

21/03/02 Unauthorised Over Draft Fee £15.00p

21/03/02 Cleared Transaction £15.00p

18/04/02 Unauthorised Over Draft Fee £15.00p

19/07/02 Unauthorised Over Draft Fee £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

19/07/02 Cleared Transaction £15.00p

18/08/02 Unauthorised Over Draft Fee £15.00p

18/08/02 Cleared Transaction £15.00p

18/08/02 Cleared Transaction £15.00p

18/08/02 Cleared Transaction £15.00p

18/08/02 Cleared Transaction £15.00p

18/08/02 Cleared Transaction £15.00p

18/08/02 Cleared Transaction £15.00p

18/08/02 Cleared Transaction £15.00p

18/08/02 Cleared Transaction £15.00p

18/08/02 Unpaid Cheque Charge £30.00p

18/08/02 Unpaid Cheque Charge £30.00p

18/09/02 Unauthorised Over Draft Fee £15.00p

20/10/02 Unauthorised Over Draft Fee £15.00p

18/11/02 Unauthorised Over Draft Fee £15.00p

18/11/02 Cleared Transaction £15.00p

18/11/02 Unpaid Cheque Charge £32.00p

19/12/02 Unauthorised Over Draft Fee £15.00p

19/12/02 Cleared Transaction £15.00p

19/12/02 Cleared Transaction £15.00p

19/12/02 Cleared Transaction £15.00p

19/12/02 Cleared Transaction £15.00p

19/01/03 Unauthorised Over Draft Fee £15.00p

19/01/03 Cleared Transaction £15.00p

19/01/03 Unpaid Cheque Charge £32.00p

19/01/03 Unpaid Cheque Charge £32.00p

18/02/03 Unauthorised Over Draft Fee £15.00p

18/02/03 Cleared Transaction £15.00p

18/02/03 Cleared Transaction £15.00p

18/02/03 Cleared Transaction £15.00p

18/02/03 Cleared Transaction £15.00p

18/02/03 Cleared Transaction £15.00p

18/02/03 Unpaid Cheque Charge £32.00p

18/02/03 Unpaid Cheque Charge £32.00p

21/03/03 Unauthorised Over Draft Fee £15.00p

21/03/03 Cleared Transaction £20.00p

21/03/03 Cleared Transaction £20.00p

21/03/03 Unpaid Cheque Charge £32.00p

21/03/03 Unpaid Cheque Charge £32.00p

18/04/03 Unauthorised Over Draft Fee £15.00p

19/07/04 Cleared Transaction £20.00p

19/07/04 Cleared Transaction £20.00p

19/12/04 Cleared Transaction £20.00p

19/12/04 Cleared Transaction £20.00p

21/03/05 Cleared Transaction £20.00p

21/03/05 Cleared Transaction £20.00p

21/03/05 Cleared Transaction £20.00p

21/03/05 Unpaid Direct Debit Charge £32.00p

19/10/05 Charge for clearing VISA payment while overdrawn £30.00p

19/10/05 Charge for clearing cheque 001393 while overdrawn £30.00p

18/11/05 Charge for clearing cheque 001396 while overdrawn £30.00p

18/11/05 Charge for clearing VISA payment while overdrawn £30.00p

18/11/05 Charge for clearing cheque 001399 while overdrawn £30.00p

19/12/05 Charge for an overdraft that has not been authorised £20.00p

19/12/05 Charge for returned cheque cheque no 001398 £35.00p

18/12/05 Charge for an overdraft that has not been authorised £20.00p

18/12/05 Charge for clearing Direct Debit/Standing Order 008 while overdrawn £30.00p

18/12/05 Charge for clearing Direct Debit/Standing Order 005 while overdrawn £30.00p

18/12/05 Charge for unpaid direct debit mandate no 12 £35.00p

18/12/05 Charge for unpaid direct debit mandate no 5 £35.00p

18/12/05 Charge for unpaid direct debit mandate no 12 £35.00p

18/12/05 Charge for unpaid direct debit mandate no 7 £35.00p

18/01/06 Charge for an overdraft that has not been authorised £20.00p

18/01/06 Charge for clearing VISA payment while overdrawn £30.00p

21/03/06 Charge for clearing VISA payment while overdrawn £20.00p

21/03/06 Charge for clearing VISA payment while overdrawn £20.00p

21/03/06 Charge for clearing VISA payment while overdrawn £20.00p

21/03/06 Charge for unpaid direct debit mandate no 13 £32.00p

19/05/06 Charge for clearing VISA payment while overdrawn £30.00p

18/06/06 Charge for an overdraft that has not been authorised £20.00p

18/06/06 Charge for clearing Direct Debit/Standing Order 017 while overdrawn £30.00p

 

 

 

 

 

Thanks again everyone.

Link to post
Share on other sites

the letter looks fine to me generally however, the bit about interest doesnt look right.

 

Sec 69 interest is simple interest i thought and whilst it accrues daily it doesnt compound i thought, could be wrong mind.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

Link to post
Share on other sites

Im not sure it matters much in that you have already submitted a claim and i dont suppose that DLA will let you get away with compounding the interest even if thats what you put on the claim form.

 

SO i wouldnt be too worried about it, Im not certain that anyone would kick the whole case out because of a small msitake. If it comes up in court or they raise it just say its a typo and offer to correct it.

 

I wouldnt keep making the same mistake though if i was you.

 

JMHO

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

Link to post
Share on other sites

Thanks again, re;

 

"i don't suppose that DLA will let you get away with compounding the interest even if that's what you put on the claim form."

 

What do you mean, I submitted my claim with the below particulars;

"The claimant has an account ******** with

the defendant since **.**.**** until the

present date. Between 29.12.2000 and 18.06.2006

the defendant made various deductions from

the account in respect of “unauthorised

overdraft fees” and “returned payment” fees.

If the defendant is able to establish that

the contract between the claimant and the

defendant did contain terms purporting to

entitle the defendant to levy these

charges, the claimant will contend that

they are unenforceable at common law, being

penalty clauses rather than being

liquidated damages clauses. The claimant

claims from the defendant a sum equivalent

to the total amount unlawfully debited to

the claimant’s account during the above

mentioned period, being £2510.00p The

claimant further claims interest pursuant

to s69 of the County Courts Act 1984 at the

rate of 8%pa, being the sum of £633.63 and

interest at the same rate up to the date of

judgment or earlier payment at a daily rate

of 0.00022%. Plus the court fee."

 

Thanks again, it's getting to that stage now where I have not go a clue.

Link to post
Share on other sites

I meant IF you had put it on the claim form. You havent so it doesnt matter, tell them its a typo is they raise the question otherwise everything seems like its on course.

 

HTH

 

glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

Link to post
Share on other sites

  • 3 weeks later...

Well I received through my AQ which states that I have 14 days to return. However I have been waiting a few days to see if DLA offer me the full amount including interest, as some of you might be aware, I included the interest in the particulars of the claim, but not the Total Amount...doh. So instead of paying £35 to amend the claim, I have been holding back.

No I read that Abbey are in the process of changing solicitors, and that DLA are no longer dealing with any claims.

My question is, is it still possible to amend my claim now that I am up to the AQ stage, and if so, any advice would be of great help, as I have looked at the forms needed and they are a nightmare.

Thanks again, and hopefully I will have some money to donate to the site soon.

 

Joanne.

Link to post
Share on other sites

In the particulars of the claim I stated both the charges amount AND the interest amount, however in the TOTAL amount box on the right hand side of the page, I did not add the two. And so Abbey have received a claim from me, stating the total as the CHARGES Amount plus Court fee, however the only mention of the interest is in the particulars.

I still want the interest aswell, however as I have not added it to the TOTAL amount on the claim, I feel as though I may lose it.

Link to post
Share on other sites

Thank god for that, you have put my mind at rest.

This is how my MCOL claim was made up;

 

---------------------------------------------

PARTICULARS

The claimant has an account 41564032 with

the defendant since 27.02.1998 until the

present date. Between 29.12.2000 and

18.06.2006 the defendant made various

deductions from the account in respect of

?unauthorised overdraft fees? and ?returned

payment? fees. If the defendant is able to

establish that the contract between the

claimant and the defendant did contain terms

purporting to entitle the defendant to levy

these charges, the claimant will contend that

they are unenforceable at common law, being

penalty clauses rather than being liquidated

damages clauses. The claimant claims from the

defendant a sum equivalent to the total

amount unlawfully debited to the claimant?s

account during the above mentioned period,

being £2510.00p The claimant further claims

interest pursuant to s69 of the County Courts

Act 1984 at the rate of 8%pa, being the sum

of £633.63 and interest at the same rate up

to the date of judgment or earlier payment at

adaily rate

of 0.00022%. Plus the court fee.

----------------------------------------------

 

Amount claimed - £2510.00

Court Fee - £120.00

Solicitor’s costs - £0.00

Total amount - £2630.00

 

----------------------------------------------

 

I was under the impression that I should have included the amount together, and so when Abbey offered me £1050.00, I sent them the following letter;

 

 

----------

----------

----------

----------

-----

 

Ms Charlotte Thubron

DLA Piper UK LLP

Princess Exchange

Princess Square

Leeds

LS1 4BY

 

28th September 2006

 

Response to settlement offer (ref. ----------------------------)

 

Dear Ms Charlotte Thubron,

 

Thank you for your letter dated 25th September 2006, offering a settlement of £1050.00. I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, including interest pursuant to s69 of the County Courts Act 1984 at the rate of 8%pa and court costs totalling £3143.00.

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with the County Court claim if necessary.

 

Although there is a slight error on the claim form, it is clear from the particulars of the claim that the amount of £633.63 is due by way of interest and that I request this in addition. I am quite sure that if the matter went to a full hearing, that the judge would award interest to me.

 

Whilst I am fully prepared to pursue this matter to fruition via the Courts, I do believe it is in all of our interests if we can bring this matter to a conclusion by negotiating a suitably acceptable resolution.

 

I am prepared to accept settlement of this claim providing your client is prepared to pay 100% of the claim, plus interest and costs, and minus the “Gesture of Goodwill” made by your client to the sum of £615.00. Bringing the total amount to £2528.63. Please note that in respect of the charges that I am claiming against, the “Gesture of Goodwill” amounts to £615.00, and not £650.00 as stated by you. A full breakdown has already been provided to the court and DLA Piper.

 

I trust this clarifies my position.

 

Yours faithfully,

 

 

Miss ---------- ----------

------------------------------------------------------------------------

 

So am I still heading in the right direction. Do I just complete the AQ and get it back to the court asap, or do I have to amed the claim

Thanks again everyone, hopefully a donation will be on its way soon!

Link to post
Share on other sites

  • 2 months later...

hi mike

I did exactly the same as you with the charges and interest in the particulars and only the charges and fee in the total box. When I submitted my AQ i told the court lady about this and she assured me it was righ as the interest is changing daily. (She added that i should make sure I point it out to the judge if I win)

 

I have had no correspondance from shabbysince my initial fob off letter (apart from the laughable defense) I have a court date in March next year so have just finished preparing my court bundle, thinking about submitting it early Jan.

 

Good luck with your claim

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...