Jump to content
  • Tweets

  • Posts

    • Thank you so much for the replies already!   Just to add to the original post , I no longer live at the address that they've send the letter to (have changed my address with DvLa) not sure if it makes a difference    For a windscreen ticket  1 The date of infringement? 11th February 2017   2 Have you yet appealed to the parking company yet? Yes. I dont have any evidence of it as it was from 3 years ago. I sent photos of the car park and my parking ticket . I still have the paid parking ticket    has there been a response? No.      have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] I can't recall this. But I believe I may have    When I received debt collectors letters , I then sent the offer to pay letters and the PDA   5 Who is the parking company? One parking solution    6. where exactly [Carpark name and town] did you park? Vantage point , brighton  08-13-2020-11.24.33.pdf offer to pay - pcn.pdf pda.pdf
    • ok, bit more info i should have stated. The claim was started within the 6 years stat limitation. the hearing was after 6 years had expired and so was the strike out. It is now 8 years past default notice, and i have not heard anything since strike out for 1.5 years. surely another claim for the same terminated account is timebarred, even if they change the amount to a lesser amount.   the issue is the oc bank has written to me stating i am due a refund of wrongly taken charges and interest FROM 2011 and have applied the refund to the os balance, which is with the purchaser company who was struck out. The oc say they have informed the purchaser of the revised balance, which means the claim against me by the purchaser was for the wrong balance. surely this does not mean thy could use this balance for a new claim 8 years later? this smells like a trick.
    • 2020-08-13 13.52.49.pdf 2020-08-13 13.52.49.pdf 2020-08-13 13.53.05-1.pdf 2020-08-13 13.53.05-1.pdf
    • Oops let me try 2020-08-13 13.50.36.pdf 2020-08-13 13.50.36 copy.pdf 2020-08-13 13.50.55 1-1.pdf 2020-08-13 13.51.05 1.pdf 2020-08-13 13.51.17.pdf 2020-08-13 13.51.17 copy.pdf 2020-08-13 13.51.30 1-1.pdf
    • Very interesting thanks BF It's paid via Amex credit card (whole amount) Value was just short of £2600 and the original value would be circa £3600.  This included a number of "offers" which is why apparently Sales cannot re-quote me because they no longer exist this month and this was a 3 years on-site warranty for the price of 2   One thing to note, the consumer rights act would be great - does this work even if I purchased it as a consumer but from their business range which initially lists it online as VAT free and the 5550 only comes up under "work" not "home" on their website where the "consumer" version would be the XPS 9500 and Work would be Precision 5550.   If I am still covered, I think your previous response about the 6 months covers my question.
  • Our picks

    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
      • 11 replies
    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
      • 9 replies
    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 6 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
Craftygirl42

Cohens and CCJ by default - help please

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3696 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I am currently helping a friend after lots of help from others on here.

 

She has found out that Cohens got a judgement by default earlier this year, no notification from the courts, Cohens are saying she didnt advise them of her new address, lived there for over 4 years!!!! Anyway she has the claim number from Northampton and is going to write to them to find out the details of the claim.

 

What should the next step be, she only found out she had CCJ when she CCA's them.

 

Advice would be brilliant please

Share this post


Link to post
Share on other sites

 

Help us to keep on helping.

Please consider making a donation, however small, if you have benefited from advice on the forums.

This site is run solely on donations.

 

You can make a donation

HERE. Thank you.

 

Any advice & opinions given by supasnooper are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability.

Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Share this post


Link to post
Share on other sites

Thank you Supa - thought about that, but wasnt sure if there was a way to find out if they had a valid agreement before paying out for a set aside.

 

She CCA'd them, but obviously they are refusing at the moment to provide the agreement, what are someones rights in this case

Share this post


Link to post
Share on other sites

As a judgment is in place at present, they are not obliged to deal with a CCA request. Suggest in the meantime a SAR to the original creditor, if you know who it is.

 

As snoops says, a set aside should be a formality really.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...