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    • Hi   I assume this mattress was the Tenants own property?   So after moving out the Tenants provided an attachment showing a stained mattress and wanting full deposit back and threatening to claim against you for this.   1. Tenants failed to notify you of this stained mattress issue until the end of tenancy after they had vacated the property.   2. You have no evidence that this was the actual mattress used in that property nor evidence to back up there claim the staining caused this mattress damage.  (i.e. one of them could have had an accident and wet the bed or done this when they moved from the property).     3. Ask them that you wish the mattress independently inspected. (which you are fully entitled to do and if it proves this claim is false it will be added to the deposit claim by you the landlord for damages as well as the Garden if you need to get landscapers in to carry out the work that should have been carried out by Tenants as per Tenacy Agreement and raised  by yourself (Landlord) on a few occasions which Tenants failed to rectify even at end of tenancy.   4. Ask them to provide you with the contact details of there Contents Insurance Company (tenants whether Private or Social Housing should always take out and have Contents Insurance but is up to that tenant) bet they don't provide it Big question is the Deposit protected in a Tenancy Deposit Scheme (TDS) and those Tenants that have left were given a copy of the Prescribed Terms for that TDS? (Bear in mind you may need to tell TDS that you are in dispute with the Tenant about damages i.e. mattress and Garden)    
    • plenty of time to research and calm down. nothing much to do until the end of june.    
    • well ...... 1st you need to go back to post 1 and carefully read ALL this thread from the start again and pay attention to the advice and the undertones it explains about 'debt'.   2nd ...the truth is you owe no-one ANYTHING, the OC wrote off and sold the debt, and got most of it back against tax and business insurance schemes ...throw the morality card out the window...the OC did by selling the debt on for <10p=£1. and the DCa want the full balance ...id so many fools stopped paying powerless DCA's tomorrow, the whole industry would collapse overnight.   3rd the only reason this is still around your neck is because you failed to follow given advice...had you ..it would now be statute barred.      ^^^ very important research the M+S credit card debacle using our enhanced google searchbox on this page   as for the PAPLOC reply,   D.. desipte a previous CCA requests, the claimant has yet to supply any/all of the required paperwork.   i: delete [CC is attached to this reply form]"   
    • Hi again   Yes, it's been a lovely day weather wise.   Guess you've better things to do with weather like today than help with this problem, so thanks very much for your input, it's very much appreciated.   Late this afternoon I did receive a reply from the tenants, and they are asking me to go 50/50 with getting the garden sorted, not only that, as they have moved away they are expecting me to get the quotes.   Regarding you view on this issue, its so easy not to see the whole picture and my thoughts that the staining damp may be of their own doing didn't occur to me as I was so locked into the historical leak. Taking a closer look at the room in question today, I'm convinced that they are trying it on with the stained mattress- they did mail through a picture and then a receipt for supposedly the mattress. My wife and I then took both the pic and receipt to the bedding store where purchase was made to ask if the two married up, the picture does not show any emblems/manufactures logo or such to prove that this is the case, so we are none the wiser- our thoughts being that the stained mattress is from elsewhere.   A few days back I spoke to our letting agent regarding all of this, as was quite correctly mentioned there are two parts to this equation, namely the mattress and then the property.   Our agents mentioned to me that as an inventory was not carried out initially with the let, (hindsight) the pictures that were used to advertise the property could not be used as evidence to present to the TDS to be compared to the pictures now as there is no proof that the advertising pictures were in fact how the property was when the let started. I mentioned that all digital pictures have a means of finding when that pic was taken- Geo tag/Metadata- agent was quite surprised by this. The agents thoughts then went for a hide in a vacuum-   This is going off at a tangent here-many moons ago my wife studied computer science at a local University, one of her classmates who she is still in touch with is now a practising Solicitor. My wife suggested that maybe I give her a call, a bit rude I guess, but I did  phone and with the pleasantries out the way  I asked for her opinion of the best way to get this sorted. Her remit isn't landlord type stuff, however she will speak to a colleague on Monday and come back to me.   The property is due to be relet on the 21st, we will ensure that the new tenants move in to a home that is immaculate and welcoming, trouble is its getting a tadge close to get the garden issues sorted in time.   I know that all this will get closure in the end, but at the moment I've had more fun with a toothpick-   Again, many thanks.
    • The collection is currently stored at curator James Blower's home, but he has now found a space situated in an old bank premises where he hopes to exhibit them from this autumn or early next year. View the full article
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Car bought with Log Book Loans Bill of Sale O/S


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Hi

 

Can anyone help me with my problem? I have been to the police, CAB, trading standards and consumer direct today with no one really convincing me that they know what they are talking about.

 

I bought a 2001 Ford Escort 5 weeks ago (27/5/10) for £725 from a guy in Hampshire (the story was that he bought the car just a few months earlier while his car was being repaired and now he didn't need it). I went into his house, so I know where he lives and saw the V5 before he sent it off.

 

I got the new V5 with my name and address on about 2 weeks ago, and noticed that the previous owners name was a woman, but still at the same address. So I was not too concerned.

 

Today I received a letter from Log Book Loans saying that they are seeking to reposess the car because the vehicle was signed over to them by way of a bill of sale (BOS). It also said that the person puporting to sell it would have done so illegally.

 

They included 3 pages from the 24 page BOS, dated 03/04/08, showing a £500 loan secured on the car (starting 10/04/08 and ending 14/05/09), with a lady's name on the document. The document also shows it stamped by the courts on 22/05/08. I think this was the lady my vendor bought it from... Log Book Loans say for £400 they will let me have the car.

 

I am not sure what to do here.

 

Trading Standards said just pay it and chase the guy I bought it from through the small claims court, but he seemed like a jobless loser, so even if I win I dont think I will see any money anyway.

 

Is the LBL claim actually legally enforcable?:???::???:

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Have moved your post to the Log Book loans forum :)

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

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Hi

 

Can anyone help me with my problem? I have been to the police, CAB, trading standards and consumer direct today with no one really convincing me that they know what they are talking about.

 

I bought a 2001 Ford Escort 5 weeks ago (27/5/10) for £725 from a guy in Hampshire (the story was that he bought the car just a few months earlier while his car was being repaired and now he didn't need it). I went into his house, so I know where he lives and saw the V5 before he sent it off.

 

I got the new V5 with my name and address on about 2 weeks ago, and noticed that the previous owners name was a woman, but still at the same address. So I was not too concerned.

 

Today I received a letter from Log Book Loans saying that they are seeking to reposess the car because the vehicle was signed over to them by way of a bill of sale (BOS). It also said that the person puporting to sell it would have done so illegally.

 

They included 3 pages from the 24 page BOS, dated 03/04/08, showing a £500 loan secured on the car (starting 10/04/08 and ending 14/05/09), with a lady's name on the document. The document also shows it stamped by the courts on 22/05/08. I think this was the lady my vendor bought it from... Log Book Loans say for £400 they will let me have the car.

 

I am not sure what to do here.

 

Trading Standards said just pay it and chase the guy I bought it from through the small claims court, but he seemed like a jobless loser, so even if I win I dont think I will see any money anyway.

 

Is the LBL claim actually legally enforcable?:???::???:

 

 

Hi stripe.

 

please hide the car as soon as you can. they will take it any time. and send lbl a letter by recorded del. with car details ref number on bos and just the words TAKE ME TO COURT. you also need to demand trading standards to look at your case ( please get your trading standards office to call chester office) trading standards have been warned about taking lbl word.

 

now you need to see a solicitor to send a letter to lbl for a copy of the bill of sale and can you point out to your solicitor the dates on your paperwork. a bill of sale MUST be signed 7 full days after agrement was signed your was not so by law lbl can not take your car and the bill of sale is void.

 

lbl will still send repo monkys to take your car so hide it. that if you want to fight lbl.

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Thanks for the reply. I am up for fighting them, but does anyone know whether LBL will actually write off the loan after this, or will they just stop chasing me but leave the BOS against the car which will stop me selling it or result in the next person getting chased?

 

I am looking to sell the car in the next few months, because I have found the car I am looking for.

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Thanks for the reply. I am up for fighting them, but does anyone know whether LBL will actually write off the loan after this, or will they just stop chasing me but leave the BOS against the car which will stop me selling it or result in the next person getting chased?

 

I am looking to sell the car in the next few months, because I have found the car I am looking for.

 

 

it is the bill of sale there are chasing you on.

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