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    • Hi all,  just wondering if i could get some help. me and my ex wife decided to get a loan back in 2017....i was continuing paying it but she didn't even though she promised me she would pay it as i agreed to it... and we split up in 2018, i was sectioned under mental health due to her behaviour.  short story... i came out 6 months later and she did not pay anything, my inbox was full, my phone with voicemails. i was not expecting this..... this loan was for £2000,    i tried to call her obviously she changed her phone number and email address, 2020 still not heard anything from her.... sent her letters she choose to ignore it.....   so i thought i come on here.... see you can make a complaint about responsible lending credit search.... behold just got a reply from progressive money....   i've also complained to amigo loans.... that is again she didn't pay anything... checked credit karma £11,876 on £7000 loans... hopefully something comes out of this....  - Summary Resolution Letter .pdf
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    • Do as above, and we can find out if it's an enforceable agreement, often it isn't from Lowell.   But from another point of view, as long as they have your current address, why pay them if you only have £30 at the end of each month? It's not visible on your credit file, so won't affect your credit score in any way. This is in no way a priority debt.    
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Frankie001

Used car, sale of goods act - Help please

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Hi, need some advice. I'll try to keep it short. Basically we bought a second hand car from a dealer, which has broken down after 5 days. The roadside repair bloke couldn't, and it's being towed to a garage.

 

Now, the receipt from the dealer says 'sold as seen' but if I've got it right that doesn't count as it wasn't a private sale? I don't want a big fight with them, but I'm fed up with being the nice one and being taken for a ride ('scuse the pun!) Can someone please point me in the right direction to the definitive answer on the sale of goods act and used cars.

 

Many thanks

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Sold as seen means nothing.

 

used cars - consumer rights - Trading Standards Institute

 

How much did you pay for the car? What is up with the car?

 

I would guess that a car is expected to last for more than 5 days anyway :) so I would guess the Sale of Goods Act is likely to apply - so your first port of call would be the dealer, asking him to collect the car and fix it.

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All sorted, thanks for the quick reply. The link helped me sound more knowledgable on the phone which seemed to do the trick. :)

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