BIL's - Phillips Speacialist Bailiff and Debt Recovery Agents.....???? BIL - BC card

[meg&mog]

Hi Guys

 

Wonder if anyone can help me out with these guys?

 

My brother in law had a barclaycard years ago i cca,d them sometime last year it might even have been the year before i am sorry the dates are a little muddled and they sent back the application form which was signed when he was stopped in a airport and asked if he wanted to apply for it

 

Obviously this is not what was asked for so all communication stopped untill recently now he is getting letters off these people who give the impression they are bailiffs i am just wondering does anyone know of these or anything about them

 

Also hoping someone does know about them what kind of letter should i send for my brother in law in responce

 

Thanks so much guys

[jamanji]

they cant send ballifs without a court order, more experienced people will be able to advise you better soon

[harrassed senior]

Just send the ' cannot be passed on letter' to them.

 

 

 

http://www.consumeractiongroup.c o.uk/resources/templates-library/86-debt-collectors/574-letter-when-account-has-been-passed-on-whilst-agreement-request-is-in-dispute

[meg&mog]

Just send the ' cannot be passed on letter' to them.

 

 

 

http://www.consumeractiongroup.c o.uk/resources/templates-library/86-debt-collectors/574-letter-when-account-has-been-passed-on-whilst-agreement-request-is-in-dispute

 

 

Hi sorry to be a pain but could you tell me how to find that letter when i click the link it opens cag in another window thanks

[cerberusalert]

Letter #17 The Consumer Forums - Debt collectors

[unclebulgaria67]

 

Your brother in law should check whether the creditors for this debt have obtained a CCJ. DCA's sometimes manage to get CCJ's by default, as the court action was not defended, because the courts papers were forwarded to previous address.

 

This can be checked online. CCJs, court orders & fines - Search yourself and others - Trust Online

 

The reason I question this, is that baillif companies don't usually get involved unless there is a CCJ.

[cerberusalert]

The reason I question this, is that baillif companies don't usually get involved unless there is a CCJ.

Philips wear two hats, although they are a bailiff company they have also diversified into the debt collection market. The problem is they insist in using 'bailiff' on their letters giving people the impression that they are wearing their 'bailiffs hat'. A complaint to Trading Standards wouldn't go amiss as technically they are misleading people.

[meg&mog]

Your brother in law should check whether the creditors for this debt have obtained a CCJ. DCA's sometimes manage to get CCJ's by default, as the court action was not defended, because the courts papers were forwarded to previous address.

 

This can be checked online. CCJs, court orders & fines - Search yourself and others - Trust Online

 

The reason I question this, is that baillif companies don't usually get involved unless there is a CCJ.

 

 

 

Hi

 

Thanks for the reply

 

I will have to double check with my brother in law but i am almost positive they have not got a ccj this is because i cca,d them when it was with wescot (i think) debt collection at the really early stage it has been left a while because sadly my mother passed away and all manner of things have been left but as i say i am almost sure thats not the case

 

Thanks again