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Debt now left partner


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Hi my sister has just split from her partner , she has been very silly and got alot of debt in her name , now she is living back at home with family with a child, she doesnt work what is the best way to go about it, she has credit card debt , a loan and they had a house which was sold and left with around £25'000 of debt for that.

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Whose name are the debts in? If they're jointly held then they're both jointly responsible, however most DCA's will target the party that either offers to pay or is in a better position to pay...as in the easy route to their (dca) spoils.

 

What are the debts?

Who are they with ?

Who is attempting to collect them?

Is the house/mortgage still being paid or has it been repossessed etc?

I reside in Dawlish Warren but am not a rabbit.

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