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Unfair CCJ, please help!


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I have just found i have a CCJ whils applying for a loan, otherwise my credit history is immaculate. It says the CCJ is satisfied but was still stoppedd from having a loan.

Last year my neighbour took me to the small claims court for damage to her property, i responded appropriatly and was waiting for a court date, next thing i got was a judgement letter saying i had to make payment with 28 days. I wrote back saying huh? and they wrote back 1 month after the initial letter saying i have to pay. I then did pay right away, but because it was 28 days after the initial letter i now have a CCJ, and all i was trying to do was understand why, apparantly they had sent me a court date but i hadnt received it so obviously not turned up. So my question is, shouldnt the 28 day period to pay be suspended whilst i wrote to the court and they wrote back? I think having a CCJ just because i wanted to clarify the situation is very unfair. Please help, as i think this is very unfair as im being stopped from applying for a loan etc.

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have moved to the legal issue forums

 

ida x

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your should be able to get it set aside if you did not receive the paperwork

 

use the search in our blue bar above for

set aside a ccj

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have just found i have a CCJ whils applying for a loan, otherwise my credit history is immaculate. It says the CCJ is satisfied but was still stoppedd from having a loan.

Last year my neighbour took me to the small claims court for damage to her property, i responded appropriatly and was waiting for a court date, next thing i got was a judgement letter saying i had to make payment with 28 days. I wrote back saying huh? and they wrote back 1 month after the initial letter saying i have to pay. I then did pay right away, but because it was 28 days after the initial letter i now have a CCJ, and all i was trying to do was understand why, apparantly they had sent me a court date but i hadnt received it so obviously not turned up. So my question is, shouldnt the 28 day period to pay be suspended whilst i wrote to the court and they wrote back? I think having a CCJ just because i wanted to clarify the situation is very unfair. Please help, as i think this is very unfair as im being stopped from applying for a loan etc.

 

I wonder, as you have paid in full could you not apply to the court for a notice of satisfaction or something like that?

 

Just an idea, never had to deal with anything like that, getting a setaside would take it right back to the beginning but as you have paid you obviously didnt object to the original claim?

 

Kindest wishes

 

wmw :)

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I don't think you can set aside a satisfied judgment can you?

 

You need to write to the court for a certificate of CANCELLATION and explain the dates regarding the letters being sent etc.

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