Finance u / Daniels Silverman

[postggj]

then there charges (daniel silverman) are bogus

[bof8t88]

Ok Guys Lets Have A Blonde Moment. LOL

1 start re-paying finance u and try to make up any short fall in arreas

2 send D silverman esq the letter on the previous post

3 apply for a subject access.etc.

Oh and to say many many thanks for all your help i know time is precious but you PEEP's remind me me that we are all human and there is still some really good ones out there present company included.

Your help would be gratefully received postggj if i have the right credentials as far as the subject access etc goes...

[postggj]

now you are starting to fight back

 

subject access request finance u

 

make payments to finance u

 

send silverman that letter

[postggj]

can you scan the agreement into your computer

 

deleate name and account numbers, vehicle details

 

to post the agreement onto your thread

 

GOOGLE PHOTO BUCKET

Edited June 13, 2010 by postggj

[bof8t88]

Ok i shall have to read the manual and check how to save the document in the correct size . typical bloke buy something switch it on and then read how it is supposed to be done.give me until monday evening and i shall let you know how i get on.

[postggj]

Keep Us Updated

 

This Lot Are On My Hit List

[bof8t88]

I shall .

I have been told by my brother in cardiff that they use a finance company now

and thanks again i may get some sleep tonight..

[ScarletPimpernel]

There are two aims to this:

 

The Main Effort is to get you back on track complying with the court order; this will make it harder for Finance U to take further action. It will also take the clowns at Daniels Silverman out of the picture.

 

After that, we'll look at whether there's any action you can take against them.

 

In the meantime, get some rest as you realise that you can be in control of this, not them.

[bof8t88]

Thanks i am in the process of doing the letters now and i shall mess with the scanner later. once again thankyou !!!! ishall keep you informed of any events..

[bof8t88]

Hello everyone just a note to say i am having a problem with my printer/scanner i have a used one from work coming tomorrow so i shall scan and upload the documents you have asked for.

Letter to daniels /silverman has been sent recorded. and the letter for finance u with cheque will go in the morning as i had to double check what bits i needed to omit from it.:|

[bof8t88]

loan agreement3.pdf

 

Hello Everyone i think i have done this right , if not i am sure you will tell me if this is ok could you tell me what else you need ....thanx

[bof8t88]

Hi everyone sorry its been so long . here is an update SORRY IT IS A BIT LONG WINDED!

1. i sent the letter outlining my rights to silverman and co,however they totally ignored the first letter sent recorded. i then received a letter 3 days later dated the same date as my recorded letter demanding payment in 7 days,which i ignored,i then had 2 messages on my answer machine at home asking me to contact them regarding the outstanding balance which i ignored. I then wrote another letter outling my rights but drawing their attention to the first letter,they ignored that,i had a message on my answer machine at home again i ignored that,i then got a call on my mobile at work which i answered and it was a lady from silverman and co asking when i would be making the next payment and i should make it to them and if i am struggling ( which i am at the mo but i will continue ) i should fill an expenditure form out and they could drop the payments to £50 a month if that is all i can afford.I told her my rights and i do not have to speak to them and the payments would continue to be paid to Finance u via the paying in book that i have.

Then on Sat 31/07/10 i recieved a notice of sum of arreas from Finance u showing the couple of payments that i have made and then it shows a debit of £3582.37 added to my account that is the exact amount of money that silverman had put on top of my court order.... what next Please..THANKS IN ADVANCE

[bof8t88]

bump

[MARTIN3030]

Any updates on this ?

[bof8t88]

Hi Martin3030

Well i took it upon my self to write to Finance U asking them to explain the additional charges as i believe the finance agreement is now subject of a CCJ and they cannot add any more charges unless the judge allows this . that was sent on the 04/08/10 recorded and it has still not been collected from the post office.

Also i received notice of court action from Silverman/co asking for £20,684.00 so they have added even more interest,i also have another 2 messages over and above the ones mention in my previous post . I am doing as i was advised by keeping up the payments so the original judgement is going down ,but these people are relentless in the matter of a couple of months Finance U & Silverman have added over £5,600 to my CCJ.

I am considering writing to Grahame Humphries at Corner Park Garage and send him a copy of the letter that i mailed to his Finance U business address and asking him to get Simon to explain these additional charges.

Should i fill in the OFT complaint form on both of these company's?

I thought that this was dead as nobody has answered my previous post's

So thanks for your concern any help would be gratefully recieved....... I bet you wish you never asked now LOL

[ScarletPimpernel]

There's no point asking Finance U to explain the additional charges - the matter is the subject of an order of the Court and you must stick to it. Don't talk to anyone on the phone - if they call, don't answer their security questions and tell them to put anything they want to say in writing.

 

Keep your own record of what you pay off the judgement amount.

 

By all means complain about both firms - contact Consumer Direct, and fill in OFT forms for both.

[bof8t88]

Many thanks Scarletpimpernel

I have found the forms for the OFT on here. I can find the consumer direct easily enough. Just 1 silly question regarding the OFT do i leave all the sections refering to your client blank and explain that i am a lone complainant.

[ScarletPimpernel]

It's best to avoid the term 'complaint' - OFT don't deal with complaints from consumers, bizarrely, but they will accept reports about consumer credit licence holders. You may want to make clear, in a covering note, that you aren't complaining, merely bringing these licence holders' activities to their attention.

[MARTIN3030]

£5,600 added !

This is scandalous-they should not be allowed to get away with it.