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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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urgent benfit advise needed


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After being unemployed for sometime, i started a new job 4 weeks ago, initially for a probationary period of 13 weeks.During this time my health has deteriorated, and my GP this week signed me unfit for work for a minimum of 4 weeks .As i did not want to risk loosing my job, i dismissedlink3.gif his advice and went into work yesterday. Unfortunatly my Manager noticed that i wasn't performing aswell and sent me home.To my shock today i have recieved a letter informing me that my employment has been terminated.

My dilema is now that i am unsure how i go about enqiuring what benefits i maybe entitled to, until i am fit to look for work ( housing, unemplyment or sickness etc) Am i still classified as unfit for work?

 

Thanks in advance.

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For as long as your GP provides certificates advising you are unfit for work, you should claim Employment and Support Allowance. You can claim by calling (freephone) 0800 055 6688.

 

If you are fit for work and your GP is not providing certificates you should claim JSA by telephoning 0800 055 6688.

 

If you were previously claiming these benefits above immediately prior to starting your job, you may be able to make what is known as a "rapid reclaim" - enquire if this is possible when you contact them.

 

You should also contact your local council to make a claim for housing benefit (if you rent) and council tax benefit.

 

If you were receiving working tax credit, you will need to inform them of your change of circumstances by calling 0845 300 3900.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

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If you are not fit for work, you would probably need to claim Employment and Support Allowance, ESA for short. (I say "probably" because if you have claimed Incapacity Benefit in the last couple of years, the rules might possibly be different.)

 

To get ESA you need, initially, you need to have medical certificates from your doctor and you would make a claim by calling the 0800 number that I can't remember because it's been a month or two since I worked there.

 

If you expect this to be a short incapacity, that's likely to be fairly straightforward. If you think you might be unable to work for a longer period, you should search this forum for the many threads about the problems people have encountered in claiming ESA. Forewarned is forearmed and all that.

 

If you need Housing Benefit/LHA to pay your rent, the income-related version of ESA carries a "passported" entitlement to these benefits. That means that you will be assumed to meet the income requirements (means test) as long as you receive ESA. The same applies to Council Tax Benefit if you need that.

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As i did not want to risk loosing my job, i dismissedlink3.giflink3.gif his advice and went into work yesterday. Unfortunatly my Manager noticed that i wasn't performing aswell and sent me home.To my shock today i have recieved a letter informing me that my employment has been terminated.

 

Craig forgive me for these words but I have to be honest with you.

 

As much as it hurt your pride you really should have given the employer the doctors cert as it would have made it harder for him to sack you.

 

And you would have (sorry about the pun) had more of a leg to stand on.

 

Are you still signed off and does the employer know you are signed off?

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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I now realise that it may have been harder for my employer to terminate my employment, but at the time i din't think the outcome would be as it has. Yes i was only signed off on Tuesday,my ex employer is not aware of this.

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Craig.

 

No matter now we all do things in hindsight including me sorry to sound bad I was just pointing out my observation.

 

Right as your employer did not know of the doctors cert you could write a letter to your employers pointing this out to them.

 

I also think terminating via a letter is very under the belt and they could of at least called you in for a face to face meeting.

 

Good Luck.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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