backdoor CCJ by mullard after returning car 4 weeks ago!! **DISCONTINUED**

[dx100uk]

lowells are in bed with welcome

but, if they did not buy the debt [which i doubt they did!] they can add nothing.

 

dx

[dx100uk]

also

 

if its not specifically mentioned in the CCJ judgement box then NO-ONE can add to the debt after judgement.

 

dx

[Roblynmouth]

Hi

Forgive me for being thick, but if they have the car, where is the money for the value of the car? you could offset the amount owed?

[just_jue]

Hi, this is what so confusing the statement they sent was difficult to understand and doesn't add up to what they are asking for.

 

JJ

[just_jue]

Hi, i have received a letter back from the court. Part of it are:

 

The Claim be allocated to the small claims track.

 

1. The claimant must clarify the case by filing at court and serving on all other parties a full written reply to the defence and copies of the documents referred to as not having been provided before 4.00pm on 28th January 2011.

 

2. The claimant must before 4.00pm on 18th February 2011 send to the court and to all other parties a bundle which must contain all the documents you wish the court to consider at the hearing.

 

3. The defendant must before 4.00pm on 25th February 2011 send to the court and the claimant a bundle which must contain all documents you wish the court to consider at the hearing.

 

Now as the solicitor has not supplied me all the information I required and wrote saying they won't supply all the documents what will happen now?

 

Also the statement they have sent show that the last payment is now over 6 years will it also be worth pointing this out in my defence?

 

Thanks again for all your help and time.

 

JJ

[just_jue]

Just received another letter from the solicitor saying they are withdrawing all action and have enclosed a copy of the notice of discontinuance that they have sent to the court. They also say that their client will not seek to renew their claim against you at any time in the future.

 

So once again I would like to thank all the people on here who have helped me over the last couple of months.

 

Thanks

 

JJ

[AndyOrch]

Well done Just Jue I have requested your thread tile be changed to reflect your result.

Have you considered wasted costs for yourself in this matter?

 

 

Regards

 

Andy

[postggj]

well done you and its about time

 

forget the advice you have been given to a certain extent

 

its down to your hard work that has reached this decison

 

hats off:whoo:

[dx100uk]

yes go for costs/etc

 

well worth it

 

dx

[dx100uk]

right

 

now go for the throat

 

reclaim the ppi/gap and any unlawful charges

 

you have the agreement and the statements of what you paid and when.

 

there no limitation of the ppi time either too

 

dx

[just_jue]

Thanks for the posts.

Hopefully this whole thread will help other people where the DCA has got a judgement via default by sending paper work to an old address then getting in contact afterwards.

But thankfully with help from other members (especially DX100 and Post to name just two) they helped me all the way through.

 

I found the advice given about the set aside hearing extremely helpful, and the hearing itself was not as daunting as I was expecting.

 

JJ

[just_jue]

Hi Dx, I think I will I let sleeping dogs lie now as I have got bigger fish to fry!!! BCT are ignoring me with a hidden broker fee on an agreement which I am going to focus on now.

 

JJ

[just_jue]

Just one more question, would it worth sending a copy of the notice of discountenance to the court just to make sure that they have it?

 

Thanks

 

JJ