Jump to content


Just wanted to say thanks.


jocko
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4448 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I'm much more of a reader than a poster.

 

Been in combat with moorcroft over a credit card debt. I went into default after a nasty motorcycle accident to cut a long story short.

 

Sent the cca request to which they responded with an illegible application form from the late nineties.

Sent the account in dispute letter and got a reply basically saying your account will not be closed and it could affect your credit status blah blah blah.

 

In between were the usual pre school/court maybe, possibly, might threats. The phonecalls stopped due to my being a pain over security procedure, demanding everything in writing and making them jump through every hoop that I could legally.

 

I'm taking this snotty letter received recently as a victory as there are none of the usual threats. Just petty bad temper.

 

Thanks Guys you rock.

Link to post
Share on other sites

Just keep a heads up as another may appear !!

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

Just keep a heads up as another may appear !!

 

Will do.

 

Things I have learned from cag although it's said here time and again.

 

1 In writing only as a verbal agreement with these people is worth the paper that it is written on.

 

2 Remain polite but disdainful at all times, it seems to drive them crazy.

 

3 When the court threat drops onto the doormat reply stating that you would rather accept the impartial judgement of an appointed court official than negotiate with a company that seems to have difficulty proving any alleged debt.

 

4 Modify and individulise the template letter slightly without removing anything, this shows that you have read and understand the document you are sending and are not a copy/paste chancer.

 

I have the bemused letter ready to go should another parasite try to latch on.

Link to post
Share on other sites

I will try to post a bit more. Also at a similar stage with allied international though have not heard back from them recently apart from a letter saying the "account" is on hold.

 

Stupid thing is re the original accident that caused the problems. I explained to my 2 creditors that the other party was insured and had admitted full liability, proved it to them and gave medical reports of my injuries.

 

Explained that they would be paid in full if they just gave me leeway until the settlement. But oh no they had to go down the greedy stupid dca route. Their loss my gain.

Link to post
Share on other sites

Miss Muppet is right but I am still scratching my head at Point 1,;)

I know what you mean though good luck, I hope you are getting back on track after your accident.

Good Luck

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...