Jump to content


Help - Eviction Order looming!!!!!!!!!


steven71
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4073 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

Just registered on this great site as I too am stuck in a similar scenario with a decree up here in Scotlan just been granted to the lender (Church House Trust).

Lender due to receive order next few days with intention to have sheriff officers serve asap. I am in a stressed panic as firstly cant find anywhere for family (wife and 2 young kids)to go, but there are other reasons.

1 There is a sale of the property that the lender is blocking which has dragged on for months which also unfortunately led to our local council losing patience with the sale and pushed ahead to bankrupt myself and my wife. This meant the sale was then out of our hands.

I am so angry especially as the buyer wanted in at the end of May, but we were made bankrupt at end of April, for the sake of a few weeks!!

I dont know where else to turn, the buyer has been ignored by lender, he still wants to buy it asap, and I dont want a repossession over me. Is it the case I can still legally apply for a Suspension order to try and get this mess sorted out, or is it just better to focus on moving before they come knocking?? the council are not too keen on helping either as it was them who made us bankrupt!

Link to post
Share on other sites

Steven71

 

You should contact Mike Dailly or a member of his team at Govan Law Centre ASAP. This is one of the areas they specialise in.

 

Good luck!

 

BD

£50k saved and £7k charges refunded:

MBNA & A&L 35% F&F direct - saved £23k. Birmingham Midshires £1700 charges refunded

Abbey Loan/BCW 50% - saved £2k. Barclaycard/CSL 40% - saved £6k

Monument/DCA 35% - saved £1k. LTSB/Wescot 50% - saved £4k

HBOS Visa £5k charges refund via Blair Oliver Scott

RBS Direct Line/(genuine) solicitors June 2010 40% - saved £3k

Morgan Stanley/Aktiv Kapital £11k SB Nov 2010

Over £40k balance write off and charges refunds to fight for:

HBOS O/d Charges £5k. Egg Loan/Aktiv Kapital CCA Dispute £8k

Egg Card/Fredrickson taking £5 monthly but CCA & Charges Dispute £4k

Goldfish/1st Credit DN/TN Dispute £9k. Capital One/CSL charges claim £4k

Barclaycard/CSL taking £5 monthly on £10k debt

 

I hope I have helped - if I have please hit my star - and recognise the others who have helped too.

Bigdebtor

Link to post
Share on other sites

Steven

If you've been made bankrupt all this is completely out of your hands,all your financial affairs are in the hands of your trustee in bankruptcy,the official receiver who you would have to consult before taking any action,in fact they may take action on behalf of you or without your consent.

You could apply for the bankruptcy to be set aside but would have to post the exact circumstances in why you were made bankrupt.

Link to post
Share on other sites

Hi Steven,

 

I just saw your post on cosalt's thread.

 

Help will be along soon. I have just hit the red triangle for the site team to alert an expert for you. Ell-enn is brilliant at this kind of thing and I am sure she will help you if she is around.

 

I am sorry you are having such a bad time.

 

DDx

Link to post
Share on other sites

Have you contacted Shelter (Scotland), Shelter Scotland - The housing and homelessness charity

they can be very good in these situations. You could apply for a hearing at court to delay the eviction to give time for the sale to go through.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Thanks for this.

 

I am a lost soul at the moment, as I tend not to rely on solicitors, they wont speak until you turn up with a pot of gold for them..!

 

I have contacted my local court where they are dealing with the decree, and one of them is looking into whether I can do something today in respect of appealing, as the lender just seems to be igoring any contact I or the buyer are attempting to make with them.

 

Will keep you posted on what happens, but any advice you are giving me is absolutely invaluable and will always help

Link to post
Share on other sites

Thank you!!

 

Means a lot to have someone point you in the right direction, as at the moment, I am a lost soul being ripped off with fees and advice, right or wrong, from solicitors...They just dont care about anyone..

 

Fingers crossed we can prevent this from happenin and get this damn property sold

Link to post
Share on other sites

Give Shelter a ring - they give some really good advice.

 

Also depending where you are in Scotland - this is a good link Govan Law Centre

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Buyer is ready to go, so only hold up would be dreaded solicitors...so a matter of weeks.

 

There is a shortfall, but I stipulated to the lender I would be in a position next month to repay in full as policy maturing, and to this they stated were not interested, just wanted possession. I also just started a new job, and willing to make payments, again, they are not interested...

So I could walk away, and not repay the proceeds, but I wanted a clean slate escpecially in this climate at the moment.

Just praying the court comes back this afternoon to state that I can be given leave to appeal.

 

Otherwise its an instant upheaval to an area we have no control of where we are.

Link to post
Share on other sites

I'm not familiar with how things work in Scotland Steven, but would advise you to contact

 

1. Govan Law Centre http://www.govanlc.com/scotland.htm

 

2. National Debtline Scotland http://www.nationaldebtline.co.uk/scotland/debt_advice.php#2

 

3. Shelter http://scotland.shelter.org.uk/housing_issues

Edited by caro

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

I notice you've posted a number of duplicate posts Steven so several people have given you the same answer where they could have saved some time. I've unapproved all but one of the duplicates and moved all the responses to your own thread.

 

As you see they mostly say much the same thing, so just stick to one thread so we can all follow your progress and help if we can.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...