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    • You can post claim forms on your thread if you edit the pdf to block out personal details. I think details of that are on our upload sticky.   HB  
    • The trading standards officer didn’t come back to me yesterday so I’m going to call her on Monday morning and just clarify that there is no further action she will be taking so I can proceed to submit the money claim form.    However before I do this, I just wanted your guidance on a few things please.    1.  Should I contact the trader to return his courtesy car as he has mentioned this to the Trading Standards officer?  I am not willing to drive an untaxed car, nor do I want to particularly drive to him even if he arranges the car tax, but do I contact him to arrange a suitable day / time for him to collect it from my mums address. ?    2.  Should I register my fathers car in my name? The DVLA were made aware that my father had passed but at the time, we were under the impression the car was being repaired and would eventually be returned back to us so that we could decide what we wanted to do with it (keep it vs sell it). The situation has since changed and I’m just wondering whether I should register myself as the keeper    3.  My father also had private registration plates on the which we want to keep. I know I need to fill in the relevant paperwork to retain the plates, however should I request the physical plates back from the trader? In hindsight I maybe should have included this in the letters that I sent to him, but is this something I can request via the money claim? In addition, when the keys for the car were given to the trader, they had a key ring of my son of when he was a baby. It might sound petty but I really don’t like the thought of the trader having this, so am I able to request this via the courts also?    4.  When I fill in the online money claim form, should I put my late fathers names as the claimant , i.e Mrs MY NAME as the personal representative of Mr FATHERS NAME (deceased)’.   5.  I also just wanted to have a final sense check of the wording of the particulars of claim as below.    The late Mr XXX, claimant, bought a Jaguar vehicle registration number XXXX XXX from the defendant for £10995 on 4th September 2019. Soon afterwards, the vehicle developed serious defects and despite defendant's attempts at repairs, it has continued to exhibit problems. The vehicle is in the possession of the defendant and has been with him for 21 months during the entire 22 months of the claimant's ownership. The defendant is fully aware of the nature of the defects and has been fully appraised. The defendant has supplied a vehicle which is not of satisfactory quality and the claimant has been fundamentally deprived of substantially for the whole benefit of the contract. Prior to issuing proceedings, the personal representative of the Late Mr XXX, claimant, sent a Letter of Claim to the defendant demanding payment. In the circumstances, the claimant seeks reimbursement of £10000   The one thing I am unsure of in the above  wording is the part where it says “….and has been with him for 21 months during the entire 22 months of the claimant's ownership”   Is the car still classed as the “claimant’s ownership” even though my father passed during this period and I haven’t registered the car under my name? Do I (as the personal representative/ executor) technically own the car?    I apologise for all the questions but I would really like to get this right to avoid any unnecessary delays / costs etc.    And I appreciate all your help with this   thank you 
    • Can I PM you the claim form as it has personal details? I did put in a defence. I believe it’s still open as on the government money claim website it states the claimant will be asked to go to mediation but nothing has happened. The claimant is a landlord for unpaid rent on an old tenancy.    The HCEO has already been…
    • I think there is probably a lot of confusion here. First of all it sounds to me as if there has been a judgement against you in the County Court. This judgement is for a figure greater than £600 and instead of using the County Court bailiffs who are not very effective, the claimant has had the matter transferred up to the High Court for enforcement by High Court Enforcement Officers who have a lot of teeth and will carry out a very robust enforcement. If I'm right, then there is a judgement already in place and you won't be able to get it set aside. I think you need to let us know a bit more what it is about, a copy of the claim form in PDF format would be very useful. Did you put in a defence? Why do you think the claim has still not been heard or settled? Who's the claimant? What is the value of the claim? Also you should be aware that High Court enforcement is very expensive and if the enforcement is successful then you will have the fees added as well which could be as much as £2000. There is no good news here at the moment.
    • I was reading a news article and thought that a UK Government minister looked about 65 so close to retirement.   I then read that they were only 46.    My thought for the day, is that if you want to remain youthfull looking, don't become a Government minister as the job will add 20 years to your looks.
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Mr Gary Kettle


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May be worth witness summonsing him anyway - they would then have to put it in writing to the court that the person "signing" their letters actually didn't exist....wouldn't exactly look good!!!

Alan, Derby, UK.

 

 

 

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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

 

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This is the same story as Mr M Bowden at HSBC - just waiting for confirmation of this...

 

BTW wilipwoy - did you get the Halifax lawyer's name?

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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You wouldn't believe it would you? That really made me smile! I'd summons him too, just to see what their reaction was. They would look VERY silly, wouldn't they? Wonder where they came up with the name? x

:cool: :cool: :cool:

Halifax claim filed 25/4/06 £1887.09 - SETTLED 17/5/06

Halifax 2nd claim filed for £305.15 on 14.5.06 - SETTLED 25/5/05

Halifax at it again! £28 charge made 31.5.06. Prelim 7.6.06!!

GE Money - prelim sent 7.6.06 - £63.00

Mr ChipsandSausages

Natwest DPA sent 18th May 2006 - statements rec'd 7.6.06

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There are tmes when I greatly enjoy the thought of getting the banks to repay the money they have unlawfully taken. There are also times when I enjoy the thought of making the banks jump through hoops- an experience they enjoy inflicting on others.

 

Finally there are times when I enjoy the whole damned thing. This is one of those times.

 

PS If the signatory on the letter is computer generated it does rather torpedo the manual intervention argument.

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Gary's not real? I was so looking forward to speaking to him :( lol

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

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Did you request a transcript of the tape? It would make good reading.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I find this totally unbelievable. Just when I thought there was nothing else that the Halifax could do that would surprise me they pull yet another rabbit out of another hat!!!

 

Surely it can't be right that they just make up a name for a computer generated signatory? After all they are required to be so meticulous now in the collection of our personal data all in the name of combatting fraud.

 

Surely they are required to advise us that this is a computer generated signatory and not a real person? Why do they not sign their letters "for and on behalf of Halifax PLC" instead of leading us to believe that Mr Kettle really exists?

 

This one really does beggar belief!!!!

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Well, I don't know who is fooling who. If you Google the

Chartered Institute of Bankers combined with Garry R D Kettle, you will be taken to a list of the Fellows of the Chartered Institue of Bankers, one of whom is Garry R D Kettle, who is listed as working for Halifax plc. That's a lot of effort for someone who doesn't exist. Methinks the lawyers are having a bit of fun!

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It could be that he's left and they have just carried on using his name.

 

 

That looks about right to me. When you google his name He does appear as a fellow of CIB, but when you open the corresponding pdf document that lists all the fellows, his name no longer appears.

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I was just about to post a really silly comment then.....

 

Does this mean that the letters are not legally binding then

 

But of course they arent legally binding even if signed with the blood of the chairman

 

Silly me!

Paul

 

Halifax Status

LBA Sent 11/04/06

1/3 offered by phone 20/04/06 - Rejected

BCT Status

Statements Recieved 31/03/06

Capital One Status

Recieved Lie/Reply 24/04/06

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;) Pm me in private, I have a genuine piece of the Berlin Wall to sell to you :D...

 

Ive got the ships wheel from the Titanic. I think thats why they couldnt turn the damn thing:rolleyes:

Paul

 

Halifax Status

LBA Sent 11/04/06

1/3 offered by phone 20/04/06 - Rejected

BCT Status

Statements Recieved 31/03/06

Capital One Status

Recieved Lie/Reply 24/04/06

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Thank you for enlightening us re Mr Gary Kettle. We suspected he did not exist last year when he started 'borrowing' money from our account and I tried to speak with him. Even the manager of my branch was not told he wasn't real. She could get nothing from his department and we were no wiser as to the sudden slashing of our overdraft.

 

I am sending a preliminary letter tomorrow to claim back £1778-00 mostly from the past eighteen months. If it wasn't so serious, it would be laughable. But I will wait for my money back before smiling.

 

Cheers all and good luck.

 

Warm wishes

Andy Moore

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That looks about right to me. When you google his name He does appear as a fellow of CIB, but when you open the corresponding pdf document that lists all the fellows, his name no longer appears.

 

It doesn't on the PDF document, but I think I looked at the HTML page and saw it there. But perhaps he has left Halifax. His bonus should allow him to retire to the Bahamas!

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It doesn't on the PDF document, but I think I looked at the HTML page and saw it there. But perhaps he has left Halifax. His bonus should allow him to retire to the Bahamas!

 

His bonus allowed him to BUY the Bahamas, and most of it came from my account

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Google works by "crawling" a document and indexing its content. Suggesting that GK once appeard on the page when it was crawled, but since then he has been removed and the page hasn't been crawled by google since.

 

Cheers,

Leigh

Halifax A/c #1:

Court Claim Submitted: 05/06/2006 £1,836.36 - SETTLED IN FULL 22/06/2006!

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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