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    • I'm afraid that you are dealing with an on-premises contract and so you are not entitled to any cooling off period. The only way to deal with this will be as I have already suggested, to assert your right to rejection under the 30 day rule contained in the consumer rights act. So write the letter now. Which dealer are you talking about? What is the car – make, model, price, mileage? Of course with your letter you don't need to go in mob handed. You can start off very gently but make sure that the letter does assert your rights. You never know, you might be dealing with that very rare creature – a second-hand car dealer who is proud of what they do and of the service they give. By the way why do you tell us about your earlier car because it sounds to me as if you might have some recoverable damages there. Start a new thread for that one. Just because you have got rid of it doesn't necessarily mean that you have no opportunity to get some of your repairs money back if you tell us all about it.   While you are dealing with this problem, you will acquire some transferable skills which will allow you to sue other people with greater confidence so you may as well start applying them immediately. It's all about economies of scale – if you get what I mean.
    • thanks dx makes complete sense now for point 2 all I have is chase letters from lowell nothing really to prove the debt. surely I get the case set aside and it starts the whole process again they have to provide paperwork to prove the debt or at my worst contest the interest.  then normally lowell when contested they cant provide any proof? worst case I'm hoping to get case set aside and then lowell make me an offer or something for 50% off? I reckon  that's worth a shot? 
    • Not much I can do for the next week or 2 until all the payments have returned to PayPal then obviously wait for the phone calls. I’m going to ignore any calls, letters and emails from DCAs. I’ll ask PayPal to only partially freeze my account so I can make payments from my old bank account to gradually pay it off. I’m hoping if they see I’m making regular payments (whatever I can afford) on a weekly basis that this will keep them from taking it to court even though I’ve been told numerous times that they won’t and can’t go to court anyway.  I’m hoping that the light at the end of a very very long tunnel shows it’s face soon because this is making me ill. 
    • Another victim of an industry that shouldn't exist, just hope he hasn't binned everything as usually there is something where the fleeces shoot themselves in the foot, making any claim doomed if defended.
    • Probably about, 4 to 6 months before it goes to Debt Collection.   It it were me with such a debt, I would contact Paypal advising of the gambling addiction and advise that I would pay £10 per week or whatever was affordable.  Don't send them any budgeting information if they ask for it, as you would be correct to withold it on grounds of your data protection confidentiality.   Ignore Paypal refusal of payment amount or request for higher amount. Simply state affordable amount is £x per week and just keep paying them the amount, until they stop accepting it. Then record any rejection of payment. Ignore any Debt Collection letters and advise that you will only deal with Paypal.    
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olliepup

Rocket Marketing (Buying the Brickie off tv)

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Hi all!

 

Im posting this question for my parents as i think they have been thoroughly ripped off!

 

My parents were sat watching tv when this advert came on for this Brickie thing that Tommy Walsh advertises and for some reason my parents decide to phone the number and buy one of these things....they are 75 and highly unlikely to be building any walls!

 

The thing was 39 quid, so he's on the phone and orders it, he is abit hard of hearing so he prob couldn't hear what they were saying.

 

Anyway this crappy thing shows up, then they get a ticket delivered to say there is a letter to collect from the post office.

 

As they weren't well they didn't collect it for a few days and when they did it was a 'Savings Pack' from Rocket marketing which i pressume the company that sold the brickie or same company had used my parents details and Card details to open up this savings account for all the special savings they could make.

 

In the letter it said you have 30 days to say if you do not want this savings offer or we will charge you 99 quid!

 

My dad doesnt read to well and my mum didn't bother to read it properly as she hadn't agreed to anything or thought she had signed up to anything so ignored it until the bank statement came through.

 

They had taken 99 quid from there account plus 1.99 for postage for a letter they did not request.

 

They rang them up complaining and basically got fobbed off saying you agreed and set up a pass word which was my dads date of birth.

 

After reading the small print it said you have 61 days to decline and you will be charged 5 quid admin but get back 94 quid they have taken.

 

So we rang them and it was 61 days from the date of the letter not when they recieved it and as they didn't pick it up from post office straight away and they have missed this 61 day thing as they have only recieved the bank statement and realised the money had been taken.

 

They said they will listen to there recorded phone calls and they said it appears to have been a hickup during that phone call and said they will investigate.....they will be intouch...prob sometime never i bet.

 

So can they legally just send you something and then say you now have this and we will take x money if you don't get intouch then take the money off someones swith card?

 

They didn't sign up to anything and only thought they ordered this rubbish item.

 

Is there anyone with advice on how to proceed on this or a letter we can send for robbing pensioners?

 

In the mean time i've told them to stay off phones purchasing things off the tv!

 

Cheers Olliepup.

Edited by olliepup

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oh i feel a complaint coming on:

 

Tommy Walsh - Official TV Agent - Arlington Enterprises

 

how about watchdog too!

 

oh and get that switch card cancelled!

 

i would also whilst on the phone to them initiate a chargeback on the card

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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This sounds to me very much like unfair trading. I suggest that you make a complaint to the OFT under CPUT and also inform your Trading Standards office immediately.

 

I expect that 100s of other people have been targetted in this way as well.

 

I wonder whether Tommy Walsh knows about this tactic or whether they are simply taking advantage of his good name.


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I've sent the link to this thread to a contact at the BBC.

 

We'll see.

 

However, make all the complaints which have been suggested


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Cheers for the feed back!

 

Is it worth writing to them to inform them of what i intend to do?

 

Robbing OAP's is not good, i'll contact my local Trading Standards Monday.

 

Hopefully get the money back for my parents.

 

Thanks for sending the link, more people that know the better.

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no i think this will be big news

deserve all they get

if you tip them off

if they plant an insider etc it will blow it.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Ive sent an email for starters to Tommys people through your link explaining the situation and thought it was very underhand and fraudulent to take money by deception and the company that did so associates itself with Tommy and his product endorsment.

 

All we want is our money back, but i'll still go ahead and inform all parties ie OFT and TS which i also mentioned in my email.

 

See if i get a reply.....

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FYI

Rocket Marketing are still doing exactly the same shady practices eight years later.

My father has just fallen victim and his bank is not being particularly helpful,

regarding the charge back.

Has anyone else found a purchase remiting £90 odd to Rocket Marketing on their card or bank statement, for a useless catalogue of unwanted and unasked for discounts.

If so, I would love to hear if you were able to secure a refund and how.

Cheers

Mike :)

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the bank must do a chargeback.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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