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Car Insurance cancelled by providor and No Claims Bonus lost?

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Hi I just thought I would ask this question as I am intrigued to know the answer if anybody is able to advise.


Around 4 years or so ago my previous relationship ended and I ended up losing my job and having to agree to the sale of the family home.


When I was unable to pay Tesco car insurance their premium they cancelled my policy and told me that as it was an ONGOING renewal each year that I had lost ALL of my no claims bonus.


How are they able to do this? I could understand the year that was not completed but to take all of them including 1 year that I had before I even joined them.


The balance is still outstanding and I have never chased them up as I am currently insured under my partners policy.


Many Thanks to anyone who is able to put my mind to rest:)

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