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Update on Claiming charges


kashie
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Hello,

sorry if i've put this in the wrong place, I have been viewing the site but don't know if I have overlooked this but....are there any template letters with regard to claiming bank charges - after the OFT test case????

 

Martin Lewis said back in feb 2010 that he would be issuing letters for us to use, but since then have not seen or heard of any.

 

Does this mean there is no point in following this up anymore?

 

My case was part refunded on the gounds of hardship - but I was wondering where i stood now with regards to the rest????:confused:

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Hi Kashie,

 

Take a look at Articles 1 and 2 here - The Consumer Forums - Guidance notes

 

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Ok thanks for that - Have read, but still struggling to get my head around it. Has anyone written to the banks yet requesting their money and if so how did they word it????

 

I know it says not to use template letters but a peek at someone elses would aid in the writing of my own, and exactly what I would need to include.

 

Thanks.

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Hi Kashie,

 

I don't know of any such examples but have a look here - http://www.consumeractiongroup.co.uk/forum/barclays-bank/119149-southernsoftee-barclays-3.html#post2917649

 

Do you have anything from the bank which says what THEY think of their charges.

 

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nothing from bank apart from a letter saying that they wont be paying anything because the OFT test case was sucessful for them!!!

 

 

Just read the link - basically if you are not prepared to go down the court route then it's not worth persueing???

 

Had this been a couple of years ago, I might have done so, but depression and stress of autistic sons exams fast approaching - I don't think this is an option for me right now. I havent heard from the courts yet regarding my claim, but a Citi claim submitted and stayed at the same time has just been lifted so Barclays will probabley be imminent.

Edited by kashie
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Hi Kashie,

 

Sorry but if you can't take court action just now for whatever reasons, then it is best not to start.

 

You will get nowhere with Barclays now without taking court action - we've seen this time and time again.

 

At least you managed to get the £2K back for hardship refunds.

 

Good luck with everything else including the exams !!

 

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