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Advice on agreement please


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Could anyone please have a look at this and tell me if it looks like a valid agreement please. I apologise about the quality, I don't have a scanner so it was taken with a phone. I suspect that the alleged debt is statute barred anyway but would like to cover all my bases.

Thank you =O)

 

Egg1.jpg

 

Egg3.jpg

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Photo is very blurred.

 

When you say it maybe SB'd what do you mean?

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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If you haven't made any paments since the payment listed on the statement, then it will be Statute Barred.

 

Send them the SB letter anyway, as I susupect they would have a hard time proving otherwise anyway.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Once you get this sorted out, don't forget to claim your costs against them. :)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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They would have to prove it's Statute Barred.

 

If they've commenced legal proceedings, then you can do a CPR and request copies of any documents. So CCA, Default Notice, statements, etc. Basically ask for everything and send it by special delivery. Then you can go through the paperwork and see exactly what information they have. If there is no evidence of a payment in the last 6 years, then Statute Barred is the only defence you'll need to beat them.

 

Then put in your claim for costs. 10 hours @ £9-40 per hour preparing defence and researching case law in the internet. Cost of printing and sending letters, cost to go to the post office, cost to attend court,(transport, parking, day off work, etc)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Even if they've hinted at/or threatened legal action you can use the CPR to get the info. you need :D

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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What date did they start proceedings, this is very important with your timescale.

Of course I will pay you everything you say I owe with no proof.

Oooh Look....Flying Pigs

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I think my 28 days is almost up. I put in the temporary embarrassed defence that I found on here and put that I wish to amend at a later date but I'm not sure how to amend a defence. It's Bryan Carter by the way.

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