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I don't wish to enter into some prolonged altercation regarding censorship of my posts but none of the answers by the site team fit the criteria or apply to these posts.

1)I am not the linked site author and therefore under the Rules have no need to seek permission for its promotion.

2)I have been informed by the author that any information used on the linked site is in the public domain and is either legal from Statutory databases or within their own knowledge and not lifted from Cag

3)The linked site is standalone currently receiving nearly 500 hits per day,mentions Cag in glowing terms and as such is a free advertisement in itself for Cag and further ranks above Cag in number of hits on this particular specific matter and search engine rankings on this specific subject.

4)It is my opinion that the censorship of the link was both without merit and unjustified and is contrary to the spirit and ideals of the founders of CAG to whom I will personally pose this question if you require me to do so.

5)Would you please therefore explain in what specific way do these posts or the link breach CAG rules and why the heavy handed Draconian approach which appears to be absent in other areas of the CAG site.

6)Ones faith and confidence in CAG is severely damaged I am afraid as endorsed by participants of this forum already,thankyou sohoscribbler and joncris for your support.

7)Why when the name l e g a l b e a gles is posted in normal spelled context does it always come out garbled?eg disneyland

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I have no personal stake in either site - beyond being an occasional reader and contributor - but I do not see why they both cannot co-exist and even promote each other.

 

The CAG site, while in many ways extremely useful, can be difficult to navigate and full of in-jokes, at least for a newcomer. This thread in particular.

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I have no personal stake in either site - beyond being an occasional reader and contributor - but I do not see why they both cannot co-exist and even promote each other.

 

The CAG site, while in many ways extremely useful, can be difficult to navigate and full of in-jokes, at least for a newcomer. This thread in particular.

 

SOHOSCIBBLER

Difficulty of navigation and retrieval of knowledge especially for newcomers were I am led to believe precisely the main reasons for the setting up of the new site which is not in any way meant as a competitor to CAG but as you imply complimentary and promotes CAG .Neither is it commercial in any sense.

Newcomers were coming to CAG and issues which had been debated and decided months before raised their heads again and again on a regular basis so had to be explained constantly,the thread was going round in circles.

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Admin have been notified of the reported post which first drew attention to matters here.

Its not appropriate to continue debating the rights and wrongs of any actions here since the attempts to do this by 2 team members dont appear to have made any difference.

Can I suggest that you email Admin ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Admin have been notified of the reported post which first drew attention to matters here.

Its not appropriate to continue debating the rights and wrongs of any actions here since the attempts to do this by 2 team members dont appear to have made any difference.

Can I suggest that you email Admin ?

 

Martin with the greatest respect the difference is that you have solely by your own admission made an arbitary decision based on your own value judgements which on any and further investigation would have been completely unjustified and you have still not answered the simple questions raised.

None of the CAG rules have been infringed.

In fact the only reason you have issued is this.

3.9 The Group reserves the right to delete or edit any thread/post for legal or any other reasons.

 

All I am requesting is what are the any other reasons.

 

Considering this thread has previously been given special attention by the site team due to external threats from the very adversaries people come here for help against I believe a specific reason for your actions should be posted publicy here in order to maintain the integrity of the whole site.

Both this site and the linked site are a lifeline for people coming here,perhaps you are fortunate enough not to be in that unenviable position.

If our views and thoughts count my suggestion for improvement is complete transparency,this is after all a CONSUMER action group.

 

Your views and thoughts count,we welcome any suggestions for improvements.

 

Edited by actionnotwords
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"Martin with the greatest respect the difference is that you have solely by your own admission made an arbitary decision based on your own value judgements which on any and further investigation would have been completely unjustified"

 

I did not say any decision was based on my own value judgements.

To the contrary the matter has been considered by other members of the site team,who understand the situation.

 

"The matter I referred to has changed the whole landscape for modding sites

 

Suggest you follow Martin Lewis's example"

 

 

What ML chooses to do is up to him.

Despite what some will think,I like all the team have to follow guidance.

I will be the first to hold my hands up and admit we dont always get things right-but in this instance I am still of the belief that I have.

I am disappointed that you feel a need to question the reasoning.

 

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ok Martin you have had the oppotunity to offer a simple reason which you still have not done for reasons known only to yourself.

I wish to make a formal complaint to your superiors on this site as to how you have handled these matters and your response.Please post here who I and whoever else wishes to do the same need to contact and their name so that this complaint can be made.

May I say you do CAG absolutely no service by your actions which to be honest are totally contrary to the founding fathers ideals and principles and totally undemocratic,in fact exactly the same attitude of the very businesses on this entire site whom CAG was founded to fight.

Now we have to fight our own forum who were founded and exists for and because of US because certain members elevated to the site team adopt this position and attitude

 

 

THIS IS OUTRAGEOUS AND ALL OVER ONE LINK.

If you were in my position I think you would say exactly the same.

I will be the first to hold my hands up and admit we dont always get things right.

I did not say any decision was based on my own value judgements.

To the contrary the matter has been considered by other members of the site team,who understand the situation.

quote

WHAT SITUATION IT IS ONE HELPFUL LINK FOR GOD'S SAKE

 

When have you ever admitted this,if a decision is made I have never ever seen it reversed even when totally wrong and unjust as in this case.Your position is totally entrenched.

 

What have I got to do to have this link restored.

 

Please provide me with the necessary instructions

 

Your views and thoughts count,we welcome any suggestions for improvements.

Incidentally I am giving consideration to making an application to join the site team could you please supply details of how to apply because my suggestion is if this is what we, who you are supposed to help, have to put up with, fundamental change is required.

 

Both sites well worth visiting and not on the "prohibited link" list yet both deal directly with our adversaries in particular shaun parkers where you can probably recognise the same stories as your own.

 

Capstone Mortgage Services and Prefered Mortgages - Page 4 - MoneySavingExpert.com Forums

 

http://www.shaunparker.info/capstone-mortgages-beware/655283

Edited by actionnotwords
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I received a notification from Caro which appears to have disappeared:confused: However I don't wish to sound patronizing but I suggest the mods read & understand the info I sent via PM.

 

Look at Martin Lewis's site he's got it right

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For info I posted before realising Martin had already been responding today so my post was unnecessary and I removed it.

 

Complaints can be addressed to admin.

Edited by caro

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Actionnotwords has a complaint.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I want the complaint publicy aired for all to see, not swept under the carpet and hidden from public view.

I cannot accept a whitewash and I believe I speak for others in expressing this concern.

If you do not agree with this please provide me with the site founders contact details.

I have asked you directly what steps are needed to be taken to re-establish this necessary link and you have still not provided an answer.

Remember you are here to serve the site and its members it is my contention that by your actions you are serving neither.

One is left to wonder by your continued response just who the masters you serve are, especially given the events of the past and you fuel that suspicion by your continual lack of open reply to what is a simple and straightforward question.

It is really quite astonishing.

Where is the right of open public appeal,our own justice system allows us such a right.

You are behaving in exactly the same manner as the people with whom we are in dispute the irony being that they are subject to the legal system and regulation despite its shortcomings.

 

You are not.

 

These are both apparently authorised links,who actually applied for authorisation is a mystery,I am certain shaun parker certainly did not.

 

Capstone Mortgage Services and Prefered Mortgages - Page 4 - MoneySavingExpert.com Forums

 

http://www.shaunparker.info/capstone...-beware/655283

Edited by actionnotwords
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Hi, I cannot believe what I am seeing here, are you saying that the link EDIT A site that helps all victims of Capstones deplorable behaviour, has been banned by CAG?

 

Why? and if so, this is pathetic, It’s no different to many other similar sites and blogs. not only do we have to deal with what Capstone, FSA, the courts etc do to us but our very own Consumer Action Group as well!!

 

Everyday this site is visited by victims of Capstone seeking help as well as Capstone themselves. CAG site team have now denied the victims this help.

 

If any of these site team members that keep editing these posts for reasons only known unto themselves, had a Capstone Mortgage I can assure you it would be a totally different story.

Edited by caro
removing unapproved link
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Hi, I cannot believe what I am seeing here, are you saying that the link EDIT/ A site that helps all victims of Capstones deplorable behaviour, has been banned by CAG?

 

Why? and if so, this is pathetic, It’s no different to many other similar sites and blogs. not only do we have to deal with what Capstone, FSA, the courts etc do to us but our very own Consumer Action Group as well!!

 

Everyday this site is visited by victims of Capstone seeking help as well as Capstone themselves. CAG site team have now denied the victims this help.

 

If any of these site team members that keep editing these posts for reasons only known unto themselves, had a Capstone Mortgage I can assure you it would be a totally different story.

 

I can confirm that sadly sawyer this is indeed true,a site that is offering free help and CAG are for reasons they will not publish openly not allowing links to be published to it.

 

It must be a site that actually works for the consumer in this battle against the dreadful Capstone if it has to be silenced in this way as research has shown that CAG was legally threatened before by this outrageous group of companies and gave in under legal threat by banning several members for what amounted to the most ridiculous of unfounded charges,in fact on examination nothing more than schoolboy humour.

One can only summise that the threat of another threat from this group has led to the same course of action by CAG.

 

Yet I have information from unimpeachable authority that the creators of the new site were never subject to any ban.They merely wished to instigate collective legal action,which had proved an impossibility on this site and which is now working extremely well on the new site which does everything this site cannot do and does so within the constraints of the legal system.

The new site has had 3000 hits in less than 2 weeks that is an illustration of the depth of the problem these companies have caused,I would doubt this site would have broken 100 in the same period.

 

The reputation,integrity and very reason to be of CAG are severely damaged if this is indeed the case.It's a complete sell out of all that CAG is supposed to stand for and its administrators should hang their heads in shame.

A link posted by a CAG participant is not an endorsement of that link by CAG.

THAT IS A BASIC LEGAL PRINCIPLE THAT CAG HAS YET TO GRASP

 

Capstone Mortgage Services Administrator in Chief For Repossessions

 

The site they tried to keep quiet because it actually works for the consumer.

 

Capstone Mortgage Services and Prefered Mortgages - Page 4 - MoneySavingExpert.com Forums

 

http://www.shaunparker.info/capstone...-beware/655283

Edited by caro
removing unapproved link
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I want the complaint publicy aired for all to see, not swept under the carpet and hidden from public view.

I cannot accept a whitewash and I believe I speak for others in expressing this concern.

If you do not agree with this please provide me with the site founders contact details.

I have asked you directly what steps are needed to be taken to re-establish this necessary link and you have still not provided an answer.

Remember you are here to serve the site and its members it is my contention that by your actions you are serving neither.

One is left to wonder by your continued response just who the masters you serve are, especially given the events of the past and you fuel that suspicion by your continual lack of open reply to what is a simple and straightforward question.

It is really quite astonishing.

Where is the right of open public appeal,our own justice system allows us such a right.

You are behaving in exactly the same manner as the people with whom we are in dispute the irony being that they are subject to the legal system and regulation despite its shortcomings.

 

You are not.

 

These are both apparently authorised links,who actually applied for authorisation is a mystery,I am certain shaun parker certainly did not.

 

Capstone Mortgage Services and Prefered Mortgages - Page 4 - MoneySavingExpert.com Forums

 

http://www.shaunparker.info/capstone...-beware/655283

 

I have provided you with the site owners contact details by providing you with the link to admin.

 

The link has not been banned. It simply requires approval from admin. All members of the site team simply follow the guidelines set down by the site owners/admin. The founders of the site are Dave, who is not on the site these days, and BankFodder, who is on the site when time and other commitments permit. It is up to him if he wishes to post publicly on this issue or leave it to the team.

 

No-one on the site team that he has appointed or approved to act on his behalf is doing anything here that is contrary to the guidelines that he has set down. I don't know where you get the idea that we might be.

 

The link has simply been removed pending admin approval. It would be in everyones interest if you followed the advice provided as soon as possible so that energies can be spent on fighting capstone.

 

Post 6258 above provides full details of how to get approval.

Edited by caro

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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So please answer this why are the other two links I have posted approved when they deal with the same questions and why has this link been singled out as not approved?

Does every link have to pass through a vetting procedure which is then your value judgement and interpretation of the rules as to whether it is suitable,the participants on this site to which it owes its very existence can make this judgement themselves.

You have seen the reaction to this and the time already wasted.

I am and have been requesting admin approval,you are fully aware of this fact,it has been publicy posted.

 

Please can I have approval of this link admin I have stated the very important reasons why it should be included in previous posts,the link does not breach any of the CAG rules is not commercial and I am not the founder or connected with the site which is operating legally and within the legal framework of English Law.

In the absence of an answer to the removal of the link,the reason stated being it was:

"for any other reason" which in reality gives no reason:

 

THE BASIS OF MY APPLICATION IS THE FOLLOWING RULE

8.3 Links to non-commercial and free advice sites are permitted, provided they are not posted by the owners of the site concerned, and that there is no direct financial gain involved with the recommendation.

There is no caveat contained that approval must be sought by a non site owner.

 

Capstone Mortgage Services Administrator in Chief For Repossessions

 

The site they tried to keep quiet because it actually works for the consumer.

Capstone Mortgage Services and Prefered Mortgages - Page 4 - MoneySavingExpert.com Forums

 

http://www.shaunparker.info/capstone...-beware/655283

Edited by actionnotwords
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Thank you ANW. Now all that's needed is to address this issue in order to sort the matter.

 

Originally Posted by BankFodder viewpost.gif

1.10 Copyright Information: All information contained in this website, associated websites, and forum posts are copyright Reclaim The Right Ltd. If you wish to use the information on this site for publication elsewhere, then please email the administrators for permission.

 

Dealing with this privately ensures the thread stays on topic but I will ensure that admin (which includes Martin3030) are aware of your request.

 

Please note that I have no information about how long this may take but I'm sure it will be dealt with at the earliest opportunity, so please keep the thread on topic.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Originally Posted by BankFodder viewpost.gif

1.10 Copyright Information: All information contained in this website, associated websites, and forum posts are copyright Reclaim The Right Ltd. If you wish to use the information on this site for publication elsewhere, then please email the administrators for permission.

 

THERE IS NO ISSUE HERE AT ALL AS THE SITE IN QUESTION USES INFORMATION FROM THE CREATORS OWN KNOWLEDGE OR FRESH INFORMATION POSTED BY PARTICIPANTS TO THEIR SITE OR/AND THE LEGAL STATUTORY DATABASE.

There is nothing contained there that is directly drawn from this site or direct reference or links to anything contained in this site.

The only link is to money saving expert which has made no issue of this link whatsoever.

Capstone Mortgage Services Administrator in Chief For Repossessions

 

The site they tried to keep quiet because it actually works for the consumer.

Capstone Mortgage Services and Prefered Mortgages - Page 4 - MoneySavingExpert.com Forums

 

http://www.shaunparker.info/capstone...-beware/655283

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Hi All

 

And sorry I've been away for so long (...really ill but over the worst of it now). I have been looking in from time to time on my mobile but it's just really fiddly to post anything substantial.

 

I'm absolutely shocked at what is going on here.

 

Not for the first time the mods have come blundering in...with no knowledge of the issues here on this thread.

 

I think you need to get a mod who knows these scumbags well enough to decide what is in bounds and what isn't coz as far as I can see you are all trying to get your credit cards written off and never had to deal with these shysters, fraudsters and money launderers who rob people of their homes their equity and make them and their families homeless destitute and unemployed. That's the consequences here, not some poxy black mark on a credit referencing file.

 

What CApstone and the lehmans companies have done is atrocious and the CAG should be kicking **** in the consumers favour with parliament, the media and any sod else.

 

First the thread goes completely silent for 3 or four days give or take one or two rather innocuous posts. and now some absolutely rubbish decision by the mods over that link that everyone is arguing about which no-one is allowed not allowed to post and must even apparently be removed from signatures. WTF?

 

JHC. It's first of May this week. By the time we get to Ist June the ****** outfit in question will have illegally repoed about another 500 families.

 

As far as I can tell the blog was trying to make a narrow focus for newbies so that they could get a handle without trying to wade through five thousand posts half of which were dominated by legal and equitable and all that jazz. Goodness knows how anyone is supposed to make sense of that. I can't beleive the cag have banned the link but thne I'll need to go back through to see what the hell the issue is,

 

If you want the thread to get back on message Caro I strongly suggest you stop pulling self seeking and unecessary publicity stunts and get on with helping people get to heart of the Enterptise Act Part 8 issue which is where I last left off.

 

If the cag has bowed to external pressure like it did over the banning of ITBG...then I'm disgusted, will register my protest ( Not over the link itself but any hint that they have bowed to pressure) and make my temporary absence a permanent one in disgust.

 

 

 

Disgusted. EiE.

 

Bloody school prefect types. A bit of power and a bit of pressure.

  • Haha 1

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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enoughisenough I believe your very name itself is the perfect description of how both I and many others are feeling about this storm in a teacup.

It is good to see you back and your implication that had their been a moderator in the same position as the unfortunate people driven to this site out of sheer desperation,all they had worked for all their lives at stake,the attitude would then have been completely different,is fully endorsed.

They would have been screaming out for help from all sources if they had faced unfair and unlawful eviction next week as many have already who have come to this site.

Thank God someone is out there to help instead of trivial and petty bureaucracy.

This site needs updating and is in dire need of fundamental change,it is only the people like us here and our dedication to each other that sustain it.

Capstone Mortgage Services Administrator in Chief For Repossessions

 

The site they tried to keep quiet because it actually works for the consumer.

Capstone Mortgage Services and Prefered Mortgages - Page 4 - MoneySavingExpert.com Forums

 

http://www.shaunparker.info/capstone...-beware/655283

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For the last time,decisions to unapprove links are taken after close scrutiny and taking into consideration whether they are appropriate for the interests of CAG,whether they meet site rules,and so on.

I have seen that 2 or 3 users have continued to force this issue.

I posted that I had taken the decision to remove the links because firstly-no permission was sought,and also to prevent any targetting of individual team members.

Secondly there were references there to stolen monies

in the links which by the wording is unproven.

And thirdly,given that CAG has run the thread here for 18+ months I could not understand why we should have any requirement to promote an external blog or website when we have NEVER agreed to do this in 5 years for anyone else.

What makes you think you are so special ?

 

You maintain that you are already getting more hits than CAg om the blog ?

Then why do you need CAG to link ?

 

We will continue to offer support and a platform for all those subscribed here and seeking advice.

I would like to think that those who have sought help and support over the last 18 months will continue to remain with us.

This is the last post on here I nwill be making,in consideration that I have made the position clear on behalf of Admin.

I have consulted with Bankfodder the site owner,who is in agreement with the site team response.

So please consider this as closed.

Also remember that our interests are the same as yours-after all CAG provided originally and continues to provide a platform for everyone to take on the likes of these people.

Although we recognise there are others sites doing the same,our interests are soley with the CAG-It should not be so difficult to understand that.

 

Please lets move on from confrontation here-it does no one any favours.

Good luck with your site/blog.

 

But allow those who have been able to deal with their issues here,on this forum and others to continue to do so,without the accusations that make CAG look like bad guys.

Edited by MARTIN3030
typo
  • Haha 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Martin in view of your above response would you please confirm that my application to admin for approval of this link has now been refused for the reasons you state.Unfortunately you have not given a definitive answer to my application.Thankyou.

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Martin in view of your above response would you please confirm that my application to admin for approval of this link has now been refused for the reasons you state.Unfortunately you have not given a definitive answer to my application.Thankyou.

 

ANW have you sent an email to admin ?

 

As Martin previously suggested ?

 

Can I suggest that you email Admin ?

 

What was the response ?

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Start your own new thread

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