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Payday loan Help Please.


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Ahoy there, I took out 3 Payday loans with 3 different companies about 6 months back. Not quibbling with them as i was happy to pay for them due to circumstances at the time.

 

I thought I had paid them all off, but I had a letter from one of them the other day demanding payment plus about 6 months of interest and charges. This is the first I had heard, so I checked out the accounts and it appears that although there were funds in the account they did not try to take them on the due date. A few weeks after that I had a new card, so they would have been unable to take it afterwards.

 

I have read before about these and saw a perfect letter for the situation, could someone point me to it please?

 

It basically stated that I wont pay the charges, and heres my offer of monthly repayment(as im not able to just pay it all off at once right now).

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