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How much can I offer - Final settlement ?


CardFight
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Help help,

 

I've just been made redundent, Debitas have my CapOne account which I've been paying each month on a payment plan.

Currently I'm awaiting feed back from the ICO regarding my SAR request to CapOne, I am then going to reclaim charges + PPI, however:

 

What I'd like to do ( due to redundency ) is offer Debitas a final offer on the % of outstanding debt I have with them... my current outstanding debt is £2,300... How much do you think I can offer for them to close my account ?

 

Your help is very much apreciated ! I really need this closed...

 

Many thanks in advance..

 

Regards

 

CardFight

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Thanks for your prompt reply,

 

My agreement is there, yes ( well that's still being looked into, but I'll say yes for now )...

However my query is more in regards to Debitas and my outstanding debt..

I think I've read on here that people have offered a % one off final payment of the outstanding, this % has been accepted and the ramainder gets written off..

Has anyone read/done this before.. If so, can you let me know what that % may be.

 

Hope that makes sense

 

Thanks again

 

CardFight

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