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payday loans cheque cashing


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Hi there,

 

I recently had to default on pd loans due to change in circumstances. ( girlfriend moved out ) at the time asked bank to cancel card and reported some cqs missing.

my bank has issued a new card and put a stop on all cqs issued that were presented.

Now the bank has contacted me to ask if 3 cqs issued to pd loan company are genuine. I had asked the pd loan company not to bank the cqs and requested time to put a payment plan together. However they banked all 3 but now i'm not sure what to tell the bank.

please can anyone help? thanks in advance

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You tell the bank that you made the cheques out but were then given assurances that the cheques would not be presented as you had a significant dispute with the company concerned.

 

You simply state that presenting those cheques when you had been given assurances that your wishes would be upheld means those cheques should not be honoured.

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