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When does the six years start that a debt is non-collectable?


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Hi

 

I am using this thread as i cant work out how to start a new one!! :-)

 

My question is....when does the six years start that a debt is non-collectable? I am talking about an old credit card debt, so would it be from the last time I used the card or some other time?

 

And if I have already paid Lowell a couple of payments but stopped paying then does the six years start again once I made a payment to them?

 

Thanks

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OK Thanks

 

Another problem that I am having that I may as well ask now is that I had a free Experian credit report quite a number of years ago and now they will not let me get another report (I plan on paying for this one) without confirming the address I lived at when I got the free report...

 

I moved around a huge amount at the time and so have given them, via telephone all addresses I could remember but none of them was the one they required.

 

Does anyone know what I could do as I have no idea??

 

Thanks again

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Hi

 

No unfortunately it got lost a long time ago...

 

the stupid thing is though I have had a credit report (one of the £2 postal ones) sent to my current address about a month before I tried to sort this out so there is no reason I can think of that they would not hold my current address???

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Thanks for moving my threads.....much appreciated

 

I was not sure that Equifax and Experian hold the same information as I thought that different companies use either of the two

 

Am I just not thinking it through properly? lol

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