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Moorcroft and Argos card debt


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  • 3 weeks later...

Well a update of whats going on now, had a letter from the nice people at Fredricksons International!

 

Sounds global eh?

 

Has anyone had any dealings with this lot?

 

They are rining etc, had one letter demading the money, Moorcroft never produced the CCA so it's been passed on whilst in dispute.

 

Should i send them the Bemused letter and add in about the phone calls or just ignore?

 

Cheers Olliepup

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  • 10 months later...

Hi all,

 

I recieved a email that i have an alert on my credit file from credit expert.

 

I logged on and there was a search from Lowell portfolio 1 ltd on the 28/08/11, are they allowed to search my credit file without permission??

 

And i pressume they are a DCA after googling the company?

 

Is this normal practice as it;s the first time this has happened in 5 years of being a member credit expert.

 

Many thanks.

 

Olliepup

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yes they have a licence to do so

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Hi all,

 

All has become more clear on this search, they have purchased a Argos card debt which has 837 quid outstanding.

 

Received a letter today from Argos stating they have sold the debt to Lowell and within the same envelope was a letter from Lowell saying they have purchased said debt and said to pay them and if i don't Lowell will instruct there collections dept Lowell Debt Collection , is it some sort of riddle or are Argos tied in with Lowell?

 

I CCA'd Argos ages back and no CCA was produced, this is the first contact i've had in a long time.

 

Do you think i should wait for future contact then send them the Bemused letter as this account is in dispute.

 

Lowell are now the owners on my credit file.

 

Many thanks.

 

Olliepup

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merged with your other threads on this card.

 

its about time now you IGNORED everyone

 

unless you get a court claim form

 

part of the issue why you keep getting

passed around on a phishing lists

is you keep responding.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry i keep getting threads muddled, checked all my started threads and seemed to miss this one.

 

So you reckon it's the way to go, just totally ignore them all until something serious comes through?

 

Prob worth sending the don't contact me by phone letter if they start ringing as it does become a pain on a evening, so basically most the threats are just phishing trips!

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well this has been going on for more than a year

 

and because you keep responding

they keep writing

 

go silent

 

DO NOT REPLY.

 

you are achieving NOTHING bar getting a marker that a mug awaits spoofing.

 

dx

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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