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First Response Finance GAP v PPI

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My wife took out a Car loan with FRF, and after hearing all of the noise surrounding PPI, I decided to check the agreement to see if she had PPI. She informed me that she didn't have PPI, but took out GAP insurance on the car.


I have since checked, and the agreement states that she has PPI on the car. Would this be something I could cancel, and claim back what she has paid already on it? We have never missed a payment, but her payments are £260 a month roughly, and we would like to get this down as much as we can.


Kind Regards



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Apologies for wasting time on this, My wife was right. I was in work at the time of posting. And it is GAP insurance


Optional Guranteed Asset Protection Insurance (GAP) £293.00


This has a £170.05 interest charge on it however. I was so sure it was PPI.


Sorry for wasting time on this.





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