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    • its a 12mts contract else why would it say till 2021 and first month..   simply states they don't charge a joining fee clever marketing ploy as people don't read things. it IS a monthly payment, that runs for 12mts.   but anyway there is stuff and all anyone can do to you.   dx        
    • Hi Slick,   Amazingly fast reply, thank you!   According to the reference on the payment it says "ON 24 SEP BCC" and the payment cleared 25th September at 11:26   I was simply told to sign up on the website by a staff member in the gym, no further information was given to me by them. The website stated that it's a rolling monthly membership that could be cancelled at any time "No contract membership JUST £14.99 a month, until 2021*" As far as I am aware there was absolutely no minimum membership length, unless there's some small print I've missed somewhere. But Harlands haven't mentioned anything about me being obliged to pay for a certain length of time so... I've attached a picture to this post of what I signed up for.   Also, I'm not sure if this has any relevance at all but the building is plastered with £9.99/month signs EVERYWHERE yet it costs £14.99 when you go on the website. False advertising 🙄 Could perhaps use that as leverage in a letter if it comes to it, I dunno? 😂
    • I look forward to hearing from a member of the team 
    • Hi Selrahc and welcome to CAG   Please be in no hurry to contact X4Less, Harlands or CRS - they can do nothing for now.   Before you do anything, we need more info. Please confirm :-   1. Approx date you joined.   2. Were you told it was a rolling monthly m/ship by a staff member, or a longer minimum contract.   You have no need to reply to any demand from Harlands/CRS so ignore them for now.
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Lloyds TSB - Dotty's OH Lowells Stat demand Issued...***set a side***


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I have been reading some of the others.

 

I have also read elsewhere that Lowells are backing down very quickly in some cases!

dotty

also have a look at the dca successes sub forum

here's one thread eg there where judge mentioned re a prior unsatisfied cca request carrying weight for a set aside #90/91 etc

http://www.consumeractiongroup.co.uk/forum/showthread.php?367618-lowells-statutory-demand-**SUCCESSFULLY-SET-ASIDE-PLUS-COSTS-**-CHEQUE-RECEIVED-NOW-**/page5

you are with legals, so they should know the score :)

Edited by Ford

IMO

:-):rant:

 

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  • 1 month later...

Sorry for not posting the progress on here, it's been a stressful few weeks but Lowells finally threw in the towel this week!

 

I had fantastic legal advice but can't say on here where it was from as it's not allowed.

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Thread title amended just for you Dotty:wink:

 

Regards

 

Andy

 

Thread moved to Financial Legal Issues

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Hi Ford,

 

They (BW legal) just kept saying that they were awaiting instructions from their client (Lowells) nor had they any paperwork in order to either agree the set aside or fight the case!

 

This went on for about three weeks and we got to the stage this week where my solicitor had to instruct a barrister in order to be prepared for the hearing on Monday (9th).

 

It was only yesterday that they finally admitted defeat and offered to pay the legal fees!

 

Unfortunately due to rules here, I cannot name the solicitor but he was fantastic throughout. If anyone wonders, it's not the solicitor that used to offer advice on here but it was someone who was connected.

 

I read threads on here where help is being offered but I seriously feel that an SD needs an experienced solicitor in consumer credit law to represent you, I would not want to press ahead on my own and risk the possibility of bankruptcy and losing our house which has a lot of equity and this iis what Llowells look for when issuing these demands instead of going through the proper procedures.

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