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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

I am looking for for six to seven people


Guest stephen
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Guest stephen

I am looking for six to seven people who would be interested in putting an end to these charges finally.

 

However, there would be a risk that we could lose and face cost, although I will be applying for a protective cost order.

 

However if your like me and wiling to take a risk for the benefit of others please email me

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I tried to PM you but it says you've exceeded storage quota

First Direct, £4031 Recovered

Halifax, £953 Recovered

MBNA Credit Card, £120 Recovered

American Express, £160 Recovered

Coming Soon......

Blackpool Council, £190 in unlawful parking tickets

Carstoppers. £50 from the cowboy clampers

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Guest stephen

something diffrent

 

My Pm Box is now empty please note i can only do this with peopel who have not lodge there claims,

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  • 2 weeks later...

Hi,

I am hoping to reclaim charges and I am interested in fighting these banks to get my cash back and help prevent it happening to others. But what are the risks in joining your force?

And I don't know if you can help me out here but what charges can you reclaim exactly?

Current accounts:

Over overdraft limit fee?

Unpaid items fee?

Anything else on current accounts?

 

Credit cards:

Over limit fee?

Late payment fee?

Cash withdrawl fee?

Use of credit card cheque fee?

Anything else?

 

Also does this rule stand against catalogues and the like?

 

I have been charged Hundreds probably thousands of £s in charges in the last 6 years.

I am in the process of sending the DPA letters to get all of my statements for the last 6 years then I will know exactly how much banks have had off me over the years, but I need to know exactly what I can reclaim first.

Thanks in advance for any help.

Vicky

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Hi

 

Welcome to the forum, the more people we have on board the more strength we have to fight these unlawful charges.

 

First thing - please could you post to a new thread. It halps people to follow your progress, and makes it easier for others to help you when you need it.

 

I am sure you have a great many questions, and would therefore advise that you to have a look at the FAQ's:

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?f=5

 

In the same section you will also find a step-by-step guide which will help you through the process. The most important thing to do though, is to spend time looking through the forum at the experiences of others.

 

It is advisable to spend at least two days doing this - I understand that you are in a hurry to get your money back - but time spent now in learning and understanding the process will benefit you later. It could also save you from

making costly mistakes.

 

All the best with your claim. Please keep us informed of your progress, and remember that we are all in this together. If you meet any problems, or have questions that are not answered elsewhere (and most have been), please post them to the forum.

 

 

 

 

 

 

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Spill with the details. As soon as I get confirmation of my parachute account being set-up, I'll probably be prepared to join you in your mysterious plan to take over the world. I mean, fight the evil banks...

DPA Letter received by NatWest 11/04/2006

DPA Request expires 21/05/2006

Statements received 15/05/2006

LBA sent 15/05/2006

 

If you find me vaguely coherent, click the scales.

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Ok so I now know that I can reclaim the current account charges.

it's the credit cards items I am unsure of i have been looking through the threads all weekend and that is why I have asked today.

I think I am going to tackle these one by one starting with abbey as I am sure they have charged me the most and I have been with them the longest (account now closed).

I have then got Abbey credit card and co-operative credit card which have both charged me loads giving the reasons i posted about

late payment

cash withdrawl

use of cheque

Over limit fee.

So if anyone can help me with which ones i can or can't reclaim or point me in the right direction to finding out then i will be very grateful.

Thanks in advance.

Vicky

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6681 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
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