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    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕
    • Though it would be Highview you would  pursue. DCBL are nonentities-on their best day,
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
    • Six months of conflict have also taken a heavy economic toll.View the full article
    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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mckay law /goddard smith


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  • 2 years later...

Just wondering also. I had dealings with ratio money, passed on to Emmets and now Mc Kay Law. who want money off me for court fees in order to take MBNA to court on my behalf.

I am not sure what to do really.

This no win no fee deal has strings attached that could be costly

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Just wondering also. I had dealings with ratio money, passed on to Emmets and now Mc Kay Law. who want money off me for court fees in order to take MBNA to court on my behalf.

I am not sure what to do really.

This no win no fee deal has strings attached that could be costly

 

Can you give more details of your claim against MBNA please ? I think that McKay Law know what they are doing. I got in a real mess with another firm of solicitors re. MBNA and McKay Law are helping with this situation too.

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Can you give more details of your claim against MBNA please ? I think that McKay Law know what they are doing. I got in a real mess with another firm of solicitors re. MBNA and McKay Law are helping with this situation too.

 

 

WEhere are you ?

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Hi Hopster,

My claim started with Ratio back in Feb 2009, then passed to Emmetts and now Mc Kay Law.

The assessment of my application /agreement with MBNA has exposed breaches and I was informed that the agreement is unenforceable.

So therefore I need to confirm that I am willing to go to court on a no win no fee basis.

I am supposedly only liable for court costs. However I am insecure about the whole thing.

Mc Kay Law want 295 pounds for that.

I have heard that is is better to be a defendant than the Claimant in these cases.

My credit card was taken out around 2001. It was passed from MBNA to Experto Credite to Credit Management Services.

I was contacted so many times with phone calls that I changed my number.

I now still get letters chasing the debt.

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If you are the claimant than strict proof is on you. so, your debt is unenforceable by them if they take you to court and cannot produce the original signed agreement as it was taken out pre April 2007. However, if you take them to court they just have to show reasonable probability that you used the credit card which presumably they will be able to do. So what are you actually tyring to take them to court for?

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  • 3 months later...
Guest funforus

Be very, very careful with McKay . . . Make sure all potential costs that you may have to bear are disclosed (ask in writing) and do not be pushed into agreeing that they claim on your behalf. Let the other side do the claiming. Also, always pay anything they ask for and which you agree by cheque with a covering letter saying what the payment is for.

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  • 5 months later...
Guest funforus

Be very, very careful with McKay

 

For further information as to why read the first few references that come up if you stick his full name McKay, Simon Arthur Samuel into Google.

 

Makes your blood run cold.

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Be very, very careful with McKay

 

For further information as to why read the first few references that come up if you stick his full name McKay, Simon Arthur Samuel into Google.

 

Makes your blood run cold.

 

Will do - thanks

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