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Help with Catalogues


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Hi all

 

Please bear with me. It's my first time posting on here. I will try and keep it short.

 

Back in 2007/08 I started buying from catalogues i.e. Kays, Littlewoods etc. I had just moved in with my then partner so we needed some new things for the house. I havent been able to work since 2004 due to long term mental health issues which affect me daily.

 

I fell into arrears with every catalogue which has since been passed on to debt collectors etc. I can't even remember which catalogues I have had credit from, I can't remember signing any kind of credit agreement etc.

 

One account from Kays did go to court and I am having to pay back £60 a month on this one. I have to ring the solicotors up every month to pay the money. I dont think I can afford this anymore.

 

This morning I had another letter from some solicitors about another account saying I owed nearly £600.

 

I am so lost. I dont know where to start. I have trouble understanding things at the best of times.

 

If there is anyone who can help me, I would really, really appreciate it.

 

Thanks in advance,

QP

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