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CCA and PPI


bello217
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Hello I have posted this in this forum but if in wrong place please advise.

 

I read somewhere that if you have a claim for PPI it means that the credit agreement is also as a matter of course unenforceable.

 

Is this correct?

 

Can anyone guide me on this issue as I dont want to accept PPI refund and then find I could have gottne a declaration that the whole balance was not enforceable

 

thnak you

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Hi Bello,

 

I removed your other duplicate post so you just have one thread for this topic.

 

If PPI has been applied to an account incorrectly (ie it's been mis-sold), reclaim the PPI, including interest. Read up on the interest aspect in the tutorial at Link No6 in my signature below.

 

With a credit card, it's unlikely that mis-sold PPI would render the a/c unenforceable. That's more likely to occur on a bank loan which was incorrectly set up.

 

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You may find examples in either the PPI forum or the Legal Issues forum.

 

:)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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