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Smiths V Nationwide - Nationwide Paying Up!!! Yipeeee!!!


nursiepoos
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Hi all,

 

Ive finally worked out how to post a thread :smile: lol. Have just paid £250 via the Moneyline court system to claim back the £11+k i've been charged by Nationwide over the last 6 years. Could you all please cross your fingers for me :grin: . Nationwides reply to my claim was that I agreed to their terms and conditions so tough...so as I couldnt pop down the the high street and thump the branch manager I had to proceed to court. Will keep you all posted. Good luck everyone :)

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Hi all,

 

Ive finally worked out how to post a thread :smile: lol. Have just paid £250 via the Moneyline court system to claim back the £11+k i've been charged by Nationwide over the last 6 years. Could you all please cross your fingers for me :grin: . Nationwides reply to my claim was that I agreed to their terms and conditions so tough...so as I couldnt pop down the the high street and thump the branch manager I had to proceed to court. Will keep you all posted. Good luck everyone :-)

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good luck to you too!

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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Hi all.

 

Have finally worked out how to post a thread :smile: lol. After following the procedures suggested on this site I have today paid £250 via the Moneyclaim court site to claim back the £11+k i have paid in charges to Nationwide. Basically their reply to my initial letters was "tough". Ill keep you all posted. Everyone cross your fingers for me please :grin: . Good luck to you all.

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WOOOOOAAAAAHHHHH.

 

That is one hell of a claim. Fingers crossed on this one and please, please keep us updated - haven't seen one this big on the Nationwide section.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Blimey, good luck nursiepoos... as Dolly says that is a big claim.. Go get em girl!! :D

Whoo hoo Settled in Full. 16th April 07

Notice of Acknowledgement: 17th March 07

Claim Form to CC: 8th March 07

LBA sent: 8th Jan

Prem Letter: 12th Dec 06

Nationwide Claim. £2921.96

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Good luck! That is huge! Really hope they pay up for you.

Capital One : £200.00 - Prelim sent then £68.00 put into a/c. N1 issued 08/08/06 for £132.00 + £19.54 @8% - Total Refund received

 

Monument: £532.00 + £[email protected]%. N1 issued 08/08/06. Defending claim.

 

Nationwide: Claiming £4835.87

£4593.53 paid back 18/08/06 Emailed Charles Bacon 21/08/06 to get the difference of 242.34 paid back.

 

NatWest: Prelim sent 22/08/06 for £1018.00. N1 issued 08/09/06. Filed judgement and received cheque for 1366.97 (inc interest) 28/09/06

 

Topshop: Total refund received £102.00 after 1st Letter

 

 

:p:lol: :lol: :p

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Thanks to all those who replied. Yes £11k is a huge amount, and dont forget thats just the last 6 years. I 've banked with them for 17 years. We really are that bad at running our account, its quite embarassing really, but most of the time the money has only been a day or two late being paid in (hubby self employed) but even if you ring them and say this is going to happen they aren't interested in helping you out. Today we received a Notice of Issue from the court letting us know that our claim had been lodged and that Nationwide had been sent their docs on 10/08/06. they have until 29/08/06 to reply. will keep you all updated. I think I read somewhere that this site would like my claim number/court details etc so they can track my progress too, cant remember where i saw it tho...anyone know? keep in touch mates :D x x

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Hi everyone,

 

Well this morning I received the Notice of Acknowledgment of Service and Nationwide intend to defend all of my claim. OK, so now i feel like caving in already :sad: . What a wuss. I cannot bear the thought of actually going to court, although Dolly-site helper- has kindly offered to dig out some information for me. I know i'll get all tongue tied and incoherent lol. the thing is £11k is a huge amount thats worth fighting for, i dread to think what i'll have to pay out if i lose! Prayers and crossing of appendages welcome ;)

 

x

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Well good luck nursiepoos - I received notification of their intention to defend on Wednesday 19th July, and the money started to go in on Thursday 20th July.

 

Remember - it can appear at any time of day.............

 

Tazz

Nationwide

May 23 Data Protection Act request sent

May 25 Data Protection Act request acknowledgement received

June 13 Statements Received

June 13 Prelim letter sent

June 26 LBA sent

July 12 Claim issued via Money Claim Online

July 21 £4798.29 paid into account

 

Endeavour Personal Finance

Sep 12 Prelim letter sent

Sep 18 LBA sent

 

GE Money

Sep 20 SAR

 

SPPL

Sep 20 SAR

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Nursiepoos - have you still got an account with them? Every time they have said that they intend to defend the money starts going into the account within a day or so, so if you have, please check it :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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OMG OMG OMG I'm in shock. It does work, and these advisors aren't crazy! Lol.

Total claim £11,247.00

  • Data Protection Act letter sent 06/06/06
  • Prelim Letter 24/07/06

(LBA not sent as they charged me another £750 last month and wouldnt negotiate 2 days for me to get the money in the bank so I threw a hissy fit and went straight to the moneyline stage, willingly handing over the £250 fee)

  • Moneyline claim 10/8/06
  • Acknowledgement of Service 14/8/06

22/08/06 - Payment into account - £250.00

23/08/06 - Payment into account - £9,080.00!!!!!!!!!!!!!!

 

Presumably they'll pay the rest today or tommorrow. I'm over the moon. All those jitters were worth it. Keep going everybody, if they can pay me back £11,000 then they are admitting that they cant justify their charges. I might even claim back the £750 they charged me last month now lol. (New acc with Lloyds opening tommorrow.)

 

Many many thanks to Dolly for all you support and advice. We will hand over 5% gladly and thankfully.

 

(Not sure what to do about the court now though, I see there is a customer helpline phone number on the Moneyline site, will give them a call.)

 

Could Dolly or a Moderator please contact me for details of how I can hand over some of this lovely lolly :)) x x x xx xx

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WELL DONE!!!!! CONGRATS!!!! BET YOUR GONNA HAVE A GREAT WEEKEND!!!!

 

I WOULD JUST DIE IF THAT WAS MY BALANCE WHEN I WENT TO DRAW OUT ME LAST TENNER LOL!!! :p

***Nationwide***

Data Protection Sent 05/08/06

Statements received 17/08/06

Prelim Sent Rec Delivery £1231.50 18/08/06

LBA Sent 11/09/06 Rec Delivery

N1 Issued 28/09/2006 for £1561.80 inc Interst

Date of Service 30/09/2006

***WON*** NATIONWIDE PAID 12/10/06

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Congratulations!! I'm so pleased for you.

 

I have just started my fight too re-claim my money gives me so much strength to hear people getting there money back this does work.

 

Enjoy spending it!!

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Well Done, i wish i was at that stage! - I have to wait until 4th Sept to see if they respond although mine is only £683.14pence i wish i had it back then i would close the Account.

Why do they that these unauthorised overdrafts / Charges are Transparent and they think they are in the right?

Has anyone been to the stage where they have had there claim issued to the Nationwide and then had a letter from the courts to tell you that they have so long to reply?

It's a long winded process starting to get bored with it, but i want my £££ back so it's just a waiting game i suppose? Any one that can give me some feedback please advise

 

Thanx

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Fantastic - good for you! That's very encouraging as we have just had our claim acknowledged yesterday by the Nationwide. Ours is for £7k incl. interest so it's great to see someone with a bigger claim getting paid :)

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Well done to you.

 

Not to put you off, but I had my claim acknowledged by Nationwide and they paid *some* into my account, the majority but not all. I'm still awaiting the rest, and there is no sign of it. It looks like I'm going to have to file judgement by default for the rest.

 

So keep an eye out for it and I'll keep my fingers crossed that they pay up the rest sharp-ish!

 

Bev

Nationwide - WON

 

Lloyds - £4,664.25 + costs

Data Protection Act Letter sent 29/06/06

Information received 28/07/06

Preliminary Letter sent 14/08/06

Reply Rec'd 19/08/06

LBA sent 29/08/06

Filed with MCOL 26/04/07

Defence filed and AQ disposed with 15/05/07

AQ from local Court received 21/06/07

Request for more info received 30/06/07 - Reply sent 02/07/07

AQ Filed 03/07/07

Prelim Hearing 17/08/07

 

Abbey - £1,611.20 excl 8% + costs

Data Protection Act Letter sent 18/07/06 - 40 days up 29th August

Reply Rec'd 26/07/06 - microfiche argument.

Microfiche letter sent rec del 27/07/06

Complete transaction list Rec'd 23/09/06

Prelim letter sent 25/09/06

LBA sent 20/10/06

 

Barclaycard - £758.53 excl 8%

Data Protection Act Letter sent 22/06/07

Prelim letter sent 20/03/08

Reply rec'd 09/04/08 - offering £296

Rejection & LBA letter sent 18/04/08

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Well done Nursie !

 

Its a great feeling isn't it.................. :D

 

Its unbelievable that all the banks have been getting away with this for so long - spread the word!

Nationwide

May 23 Data Protection Act request sent

May 25 Data Protection Act request acknowledgement received

June 13 Statements Received

June 13 Prelim letter sent

June 26 LBA sent

July 12 Claim issued via Money Claim Online

July 21 £4798.29 paid into account

 

Endeavour Personal Finance

Sep 12 Prelim letter sent

Sep 18 LBA sent

 

GE Money

Sep 20 SAR

 

SPPL

Sep 20 SAR

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Hi all,

I've finally got up off my knees lol. Had a letter from Deborah Desborough at nationwide HQ today to say that she has refunded the full £11,247.00 plus my £250 court costs today and to contact her if i have any further queries! Not been told they're closing my acc yet but have opened parachute acc with lloyds today anyway on Dolly's advice.

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  • 4 months later...
Guest xipetotec46
Hi all,

I've finally got up off my knees lol. Had a letter from Deborah Desborough at nationwide HQ today to say that she has refunded the full £11,247.00 plus my £250 court costs today and to contact her if i have any further queries! Not been told they're closing my acc yet but have opened parachute acc with lloyds today anyway on Dolly's advice.

 

They might not close your account with 11 grand in it would they..:lol:

Barry

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