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    • Thank you Dave, yes I have been reading a lot, but as you already mentioned mine is court one for some reason. Yes, the CPR request - printed and sent after completing the AOS online, as per dx's instructions.   And yeah the full timeline had me scrapping the vehicle and moving to new place in between the date of alleged contravention and receiving first "debt recovery" letters. To none of them did I respond as all of them said that I cannot dispute the charge as seen in the letter attached. 02/01/2020 - alleged contravention 29/11/2020 - scrapage of mentioned vehicle that I was still the registered keeper of and V5 had my address of the time on it since DVLA was reaching me and they had my details from them it should be correct 02/02/2022 - I move to my new place 18/01/2023 - first letter of debt recovery to my new address 21/11/2023 - letter of claim raised to county court Funny enough I never used that parking, so since I didn't see the pictures (the PCN or any reminder was never sent to my address in the first place, on the 18/01/2023 it was literally the first contact) I cannot even take a look whether it was my housemate as he sometimes borrowed my car, but then again I checked my emails and everything and on 01/01/2020 I was flying into the country back from holiday and was landing at Luton London Airport so me myself definitely had no business in Stansted area. I cannot even check for mercy period, whether that was actually my car or reg clone, nothing, as I never had that letter in my hands, sadly.
    • Good grief, this has to be one of the most stupid invoices issued for the most petty of reasons that we've seen here. What was the reason for your two visits? I ask as there may be the chance of getting the leisure complex to intervene.
    • Under UC there is no actual need to claim carers allowance, as long as you declare that you are caring for X for 35 hours per week and confirm they are in receipt of AA on the claim, they will verify you as a carer and you will then not be subject to the MIF, but will stil need to decalre your income and expenses each assessment period. This is because as a care, you are not expected to be available to work or have to look for work.
    • Yes, if you do a search on the forum you will see we have a lot of threads for this place.  It's basically a scam site. Yours is only the second case we've seen in years & years where they've done court though, undoubtedly because you'd moved and you didn't reply to a Letter of Claim. When you wrote "printed and sent" you did mean the CPR request, right?  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
    • Post in Some advice on buying a used car
    • People are still buying used cars unseen, paying by cash or by bank transfer, relying on brand-new MOT's by the dealer's favourite MOT station….
      It always leads to tears!
      used car.mp4


    • Pizza delivery insurance.mp4




      Parcel delivery insurance 1.mp4
        • Haha
      • 2 replies

Egg CCA response - without prejudice statement!

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Some of you may remember me from other threads. This time its EGG!


This thread relates to a credit card from Egg I started in 2001.


For various reasons I have not kept up the minimum payments and there is now an outstanding ballance of about £3000 that I have no chance of paying.


I had a Default Notice from them in December last year. Following that I have had the usual DCA 'threatosnottagarams' from Collect Direct.


I have of course responded with Account In Dispute letters, and a CCA request. They responded to the CCA on the 12th of January, with what CAGers refer to as the "We will tell you from time to time the Approval Limit" agreement that is exactly the same as on other threads, and other threads are suggesting is unenforceable along with the standard print off of their standard T&Cs!


On the 1st of February (this month) I received a "Your Egg Card agreement has been terminated" letter from them.


Yesterday I received a long letter from them entitled "You Complaint".


It states that Egg have taken legal advice on the points I have raised, and are now saying they dissagree specifically with the following for example:


1 - They have complied with section 61 of CCA74 including all the T&Cs. But then they say at the end that my signature is on Page 2 of the 'agreement'. None of what they state is on page 2 of what they sent me!


2 - The credit agreement is not irredeemable enforceable and I am not entitled to give them notice under section 10 of the DPA (Data Protection Act 1998).


Then later on in the letter they state "and without predujice to our assertion that you are not entitled to give us notice under section 10(1) of the DPA, this letter also constitutes written notice that we do not intend to comply with your notice to cease processing your data".


The question is, should I be worried?


Can anyone advise?


Thanks in advance.



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So the plot thickens!


I have this morning had a different DCA trying to collect the money from me stating that Egg have tried repeatedly to contact me! I should call them to avoid further action bla bla bla!


I will be sending a SAR today then and a "I am bemused" letter to the DCA.



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Hi BN,

I had a very similar letter on Friday from egg.

Seems like they have sent out a job lot, to try and shake us up a bit.

I don't know how to respond yet, am going to scan my letter up later and see what advice i can get.

Good luck

Livis xx

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Hi BN,

I had a very similar letter on Friday from egg.

Seems like they have sent out a job lot, to try and shake us up a bit.

I don't know how to respond yet, am going to scan my letter up later and see what advice i can get.

Good luck

Livis xx



Hi Livis - I should do the same thing really so everyone can see what I have had. Whats the best way to scan and share now on CAG?



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