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CRA Wont remove duplicate default


yozdagger
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Hi,

 

Got a quick question about how best to proceed in removing a duplicate default that is showing on my Equifax credit report.

 

It looks like when the creditor sold on the debt to a DCA they registered another default for the same account.

 

I contacted Equifax and explained the situation but they wrote back claiming that the DCA confirmed that "it's correct" and...er thats it !

 

I then wrote to the DCA demanding they remove the duplicate. No reply at all.

 

What is my next step? I am thinking either the ICO or maybe go direct to a small claims court (financial defamation?) - in that case who do I sue? The DCA? Equifax? Creditor?

 

Opinions?

 

Thx

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